Ticker
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ASSOC BANC CORP   FYE=12 (December)

Annual - Income Statement - Company Specific

Fiscal period2025202420232022202120202019201820172016
Period End Date12/31/202512/31/202412/31/202312/31/202212/31/202112/31/202012/31/201912/31/201812/31/201712/31/2016
Interest and fees on loans1,782.391,830.241,720.41992.64693.73785.24998.10976.99749.00659.54
Interest and dividends on investment securities and deposits with other financial institutions:Taxable288.20198.58146.0175.4437.9259.81100.30119.7496.9195.15
Interest and dividends on investment securities and deposits with other financial institutions: Tax-exempt55.6058.5763.2365.6958.7158.3257.5744.7832.9832.05
Interest on deposits in other financial institutions--------------------
Interest on federal funds sold and securities purchased under agreements to resell--------------------
Other interest46.5735.3128.4111.487.839.4716.6412.627.724.83
Total Interest Income2,172.762,122.701,958.051,145.25798.19912.841,172.611,154.14886.61791.57
Interest on deposits803.92901.80673.6298.3118.6267.64237.29176.1294.0350.34
Interest on short-term borrowings----0.000.000.020.050.150.195.682.11
Interest on long-term funding43.0145.7836.0810.6517.0522.3728.1122.5843.1630.53
Interest on PPPLF----------1.98--------
Interest on other short-term funding1.0217.60----------------
Interest on federal funds purchased and securities sold under agreements to repurchase10.4211.7512.243.480.140.491.582.012.531.31
Interest on FHLB advances113.2598.52196.5475.4936.4957.3669.8273.67----
Total Interest Expense971.611,075.46918.48187.9372.33149.88336.94274.56145.3984.30
Net Interest Income1,201.151,047.251,039.57957.32725.86762.96835.67879.58741.22707.27
Provision for loan losses54.0084.9983.0233.00(88.01)174.0116.00--26.0070.00
Net interest income after provision for loan losses1,147.15962.26956.55924.32813.87588.95819.67879.58715.22637.27
Insurance commissions--------0.3445.2589.1089.5181.4780.80
Retail commissions--------------------
Wealth management fees96.5892.5782.5084.1289.8584.9683.47------
Capital market fees, net32.0522.0824.6529.9230.6027.9719.8620.1219.6422.06
Brokerage and annuity commissions--------------28.2519.9416.24
Service charges on deposit accounts53.6551.6449.0562.3164.4156.3163.1466.0864.4366.61
Investment securities gains, net0.05(144.15)(58.90)3.75(0.02)9.225.96(1.99)0.439.32
Gains (losses) on sale of branches, net--------1.047.45--------
Trust service fees--------------54.3250.1946.87
Mortgage banking, net14.5010.6919.4318.8750.7545.5831.8819.9119.3638.12
Loss on mortgage portfoliosale(6.98)(130.41)(136.24)--------------
Card-based and other nondeposit fees46.6346.9245.0244.0143.0138.5339.7657.4752.6950.08
Other non-interest (loss) income9.949.319.6910.7211.0310.2011.179.059.528.52
Bank owned life insurance income17.2013.4810.2711.4313.2513.7714.8513.9516.2514.37
Asset sale gains, net1.57(1.04)0.451.3411.01155.592.71(1.10)(1.24)(0.09)
Other fee-based revenue21.2219.5017.2715.9017.0919.2418.94------
Total Noninterest Income286.40(9.41)63.18282.37332.36514.06380.82355.57332.68352.88
Personnel expense521.72487.96468.36454.10426.69432.15487.06482.68419.78414.84
Business development and advertising31.6128.1428.4125.5321.1518.4329.6030.9228.9526.35
Occupancy55.0154.6257.2059.7963.5164.0662.4059.1253.8456.07
Intangible amortization expense8.818.818.818.818.8410.199.958.161.962.09
Mortgage servicing rights expense--------------------
Foreclosure/OREO expense8.268.475.41--8.14--8.863.604.884.84
Acquisition related costs----------2.457.3229.00----
Other38.4230.1236.8441.6838.7246.6946.6746.9549.9651.32
Equipment20.2818.4319.6619.6321.1021.7123.5523.2421.2021.49
Data processing--------------------
Stationery and supplies--------------------
FDIC expense36.7138.4467.0722.6518.1520.3516.2530.0031.3034.75
Legal and professional fees23.9321.6019.9118.2521.9221.5519.9023.0622.5119.87
Loan expense------5.93--12.60--12.3911.7613.64
Technology110.88107.56102.0290.7081.6981.2182.4372.6763.0057.30
Losses other than loans--------------------
Loss on prepayments of FHLB advances--14.24----0.0044.65--------
Total Noninterest Expense855.64818.40813.68747.06709.92776.03793.99821.80709.13702.56
Income Before Income Taxes577.91134.46206.05459.63436.31326.97406.51413.35338.77287.60
Current: Federal62.6038.3529.3258.9857.9233.0250.5620.2576.5373.78
Current: State19.299.445.2822.0912.0416.1915.3312.5911.582.89
Deferred: Federal25.32(30.70)(8.37)12.539.12(25.90)14.0934.9419.763.34
Deferred: State(4.08)(5.78)(3.14)(0.10)6.25(3.12)(0.26)12.011.657.32
Income tax expense103.1311.3123.1093.5185.3120.2079.7279.79109.5087.32
Consolidated Net Income (Loss)474.78123.15182.96366.12350.99306.77326.79333.56229.26200.27
Preferred stock dividends and discount accretion11.5011.5011.5011.5017.1118.3615.2010.789.358.90
Undistributed earnings allocated to unvested share-based payment awards1.50--0.25----------0.91--
Unvested share-based payment awards0.780.690.79----------0.45--
Net Income Available for Shareholders461.00110.96170.42354.62333.88288.41311.59322.78218.56191.37
EARNINGS PER SHARE:Basic2.790.731.142.362.201.871.931.921.451.27
EARNINGS PER SHARE:Diluted2.770.721.132.342.181.861.911.891.421.26
Average shares outstanding:Basic165.08151.93149.97149.16150.77153.01160.53167.35150.88148.77
Average shares outstanding:Diluted166.61153.35150.86150.50151.99153.64161.93169.73153.65149.96