| Fiscal period | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|
| Period End Date | 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 |
|---|
| Interest Income:Loans | 979.14 | 965.47 | 890.56 | 747.90 | 719.15 | 631.05 | 603.00 | 553.65 | 532.68 | 531.02 |
| Interest income:Short-term investments | -- | -- | -- | -- | -- | -- | -- | -- | 4.61 | 3.37 |
| Dividends on FHLB stock | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest income:Investment securities | 102.92 | 92.60 | 102.51 | 102.92 | 72.89 | 58.55 | 59.55 | 60.22 | 51.13 | 50.91 |
| Money market investments | 41.10 | 37.08 | 30.42 | 11.79 | 2.66 | 3.39 | 13.35 | 11.10 | -- | -- |
| Total Interest Income | 1,123.16 | 1,095.15 | 1,023.49 | 862.61 | 794.71 | 692.98 | 675.90 | 624.97 | 588.42 | 585.29 |
| Interest Expense:Deposits | 237.68 | 253.11 | 185.46 | 46.36 | 41.48 | 68.39 | 77.78 | 67.65 | 66.54 | 67.30 |
| Short-term borrowings | 0.09 | 0.02 | 0.00 | -- | -- | -- | -- | -- | -- | -- |
| Interest expense:Notes payable and other borrowings | -- | -- | -- | 8.27 | 5.14 | 6.36 | 9.42 | 8.98 | 8.28 | 7.71 |
| Interest expense:Advances from FHLB | -- | -- | 19.80 | 5.14 | 8.20 | 11.25 | 14.96 | 13.55 | 11.14 | 5.96 |
| Long term borrowings | 16.45 | 34.55 | 13.54 | -- | -- | -- | -- | -- | -- | -- |
| Loans payable | -- | -- | -- | -- | -- | 0.02 | -- | -- | -- | -- |
| Advances from the FHLB: Short-term | -- | -- | 4.81 | -- | -- | -- | -- | -- | -- | -- |
| Interest expense:Federal funds purchased and repurchase agreements | -- | -- | -- | 7.56 | 9.96 | 6.65 | 6.65 | 9.40 | 10.91 | 20.20 |
| Securities sold under agreements to repurchase: Short-term | -- | -- | 2.77 | -- | -- | -- | -- | -- | -- | -- |
| Total Interest Expense | 254.22 | 287.67 | 226.38 | 67.32 | 64.78 | 92.66 | 108.82 | 99.58 | 96.87 | 101.17 |
| Net Interest Income | 868.94 | 807.48 | 797.11 | 795.29 | 729.93 | 600.32 | 567.08 | 525.38 | 491.55 | 484.12 |
| Provision for loan losses | 85.96 | 59.92 | 60.94 | 27.70 | (65.70) | 170.99 | 40.23 | 59.25 | 144.25 | 86.73 |
| Net interest income after provision for loan losses | 782.98 | 747.56 | 736.17 | 767.60 | 795.63 | 429.34 | 526.86 | 466.13 | 347.30 | 397.39 |
| Other service charges on loans | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Service charges on deposit accounts | 39.07 | 38.82 | 38.04 | 37.82 | 35.28 | 24.61 | 23.92 | 21.68 | 22.31 | 22.97 |
| Net gain on sale of investments | -- | -- | -- | -- | -- | 13.20 | -- | (0.03) | 0.37 | 6.10 |
| Derivatives gain (loss) | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total other-than-temporary impairment losses | -- | -- | -- | -- | -- | -- | (0.56) | -- | (12.23) | (1.85) |
| Net impairment losses on investment securities | -- | -- | -- | -- | -- | -- | (0.50) | (0.05) | (12.23) | (6.69) |
| Less-Portion of loss previously recognized in other comprehensive income | -- | -- | -- | -- | -- | -- | 0.06 | (0.05) | -- | (4.84) |
| Gain from recovery of investments previously written off | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1.55 |
| Net loss on partial extinguishment of secured commercial loan to local financial institution | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Equity in losses of unconsolidated entities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Mortgage banking activities | 14.11 | 12.68 | 10.59 | 15.26 | 25.00 | 22.12 | 17.06 | 17.23 | 13.49 | 20.44 |
| Card and processing income | 47.39 | 46.76 | 43.91 | 40.42 | -- | -- | -- | -- | -- | -- |
| Other Operating Income | 18.09 | 18.89 | -- | -- | -- | 41.83 | -- | 32.74 | 28.85 | 30.90 |
| Financial Services:Other non-interest income | -- | -- | 25.79 | 15.85 | 48.94 | -- | 39.91 | -- | -- | -- |
| Gain on sale of credit cards portfolio | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Rental income | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Insurance reimbursements and other agreements related to a contingency settlement | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on early extinguishment of debt | 0.00 | 0.00 | -- | -- | -- | 0.09 | -- | 2.32 | 1.39 | 4.22 |
| Loss on early extinguishment of repurchase agreements | -- | -- | 1.61 | -- | -- | -- | -- | -- | -- | -- |
| Bargain purchase gain | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Insurance income | 13.23 | 13.57 | 12.76 | 13.74 | 11.95 | 9.36 | 10.19 | 8.43 | 8.20 | 8.47 |
| Impairment of collateral pledged to Lehman | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on sale of merchant contracts | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Non Interest Income | 131.88 | 130.72 | 132.69 | 123.09 | 121.16 | 111.23 | 90.57 | 82.31 | 62.39 | 87.95 |
| Employees’ compensation and benefits | 245.15 | 235.70 | 222.86 | 206.04 | 200.46 | 177.07 | 162.37 | 159.49 | 151.85 | 151.49 |
| Business promotion | 16.60 | 17.65 | 19.63 | 18.23 | 15.36 | 12.15 | 15.71 | 14.81 | 12.49 | 11.42 |
| Occupancy and equipment | 88.91 | 88.43 | 85.91 | 88.28 | 93.25 | 74.63 | 63.17 | 57.94 | 56.66 | 55.16 |
| Insurance and supervisory fees | -- | -- | -- | -- | -- | -- | -- | -- | 18.53 | 24.92 |
| Deposit insurance premium | 7.67 | 9.82 | 14.87 | 6.15 | 6.54 | 6.49 | 6.32 | 8.91 | -- | -- |
| Amortization of debt issuance costs | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net loss on real estate owned (REO)operations | (1.53) | (7.47) | (7.14) | (5.83) | (2.16) | 3.60 | 14.64 | 14.45 | 11.00 | 11.53 |
| Merger and restructuring costs | -- | -- | 0.00 | -- | 26.44 | 26.51 | 11.44 | -- | -- | -- |
| Other | 31.75 | 34.93 | 33.67 | 30.66 | 35.42 | 25.82 | 19.82 | 22.08 | 17.34 | 20.89 |
| Communications | 9.03 | 8.78 | 8.56 | 8.72 | 9.39 | 8.44 | 6.89 | 6.37 | 6.15 | 6.76 |
| Professional fees | 48.11 | 49.46 | 45.84 | 47.85 | 59.96 | 52.63 | 45.89 | 43.50 | 45.93 | 44.14 |
| Taxes, other than income taxes | 23.95 | 22.20 | 21.24 | 20.27 | 22.15 | 17.76 | 15.33 | 14.71 | 14.55 | 15.14 |
| Other: Professional servicing and processing fees | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other: Communications | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other: Revenue earning equipment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other: Supplies and printing | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other: Other | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Advertising and business promotion | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Provision for contingencies | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Depreciation and expenses on revenue-earning equipment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other:Core deposit intangible impairment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Servicing and processing fees | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Credit and debit card processing expenses | 28.47 | 27.60 | 26.00 | 22.74 | 22.17 | 19.14 | 16.47 | 15.55 | 13.21 | 13.64 |
| Total Non-Interest expense | 498.12 | 487.07 | 471.43 | 443.11 | 488.97 | 424.24 | 378.06 | 357.80 | 347.70 | 355.08 |
| Income before income tax provision | 416.73 | 391.21 | 397.44 | 447.58 | 427.82 | 116.32 | 239.37 | 190.64 | 61.98 | 130.26 |
| Current: Deferred | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Income tax provision | 71.87 | 92.48 | 94.57 | 142.51 | 146.79 | 14.05 | 72.00 | (10.97) | (4.97) | 37.03 |
| Current | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Income before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change, net of tax | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Income | 344.87 | 298.72 | 302.86 | 305.07 | 281.03 | 102.27 | 167.38 | 201.61 | 66.96 | 93.23 |
| Dividends to preferred stockholders | -- | -- | -- | -- | 2.45 | 2.68 | 2.68 | 2.68 | 2.68 | 0.22 |
| Preferred stock discount accretion | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Favorable impact from issuing common stock in exchange for SeriesA through E preferred stock, net of issuance costs | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Favorable impact from issuing SeriesG mandatorily convertible preferred stock in exchange for SeriesF preferred stock | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Non-cumulative preferred stock dividends (SeriesA through E) | -- | -- | -- | -- | 1.23 | -- | -- | -- | -- | -- |
| Cumulative non-convertible preferred stock dividends (SeriesF) | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative convertible preferred stock dividend (SeriesG) | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Favorable impact from issuing common stock in exchange for Series G mandatorily convertible preferred stock | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Convertible preferred stock dividends and accretion | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net income available to common stockholders | 344.87 | 298.72 | 302.86 | 305.07 | 277.34 | 99.60 | 164.70 | 198.93 | 64.28 | 93.01 |
| Net income (loss) attributable to common stockholders - basic | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net income (loss) attributable to common stockholders - diluted | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Income before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Earnings per common share- Basic | 2.16 | 1.82 | 1.72 | 1.60 | 1.32 | 0.46 | 0.76 | 0.92 | 0.30 | 0.44 |
| Income before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Earnings per common share- Diluted | 2.15 | 1.81 | 1.71 | 1.59 | 1.31 | 0.46 | 0.76 | 0.92 | 0.30 | 0.43 |
| Weighted average common shares outstanding: Basic | 159.96 | 164.55 | 176.50 | 190.81 | 210.12 | 216.90 | 216.61 | 215.71 | 213.96 | 212.82 |
| Weighted average common shares outstanding: Diluted | 160.74 | 165.27 | 177.18 | 191.97 | 211.30 | 217.67 | 217.13 | 216.68 | 216.12 | 215.79 |