| Fiscal period | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|
| Period End Date | 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 |
|---|
| Interest and fees on loans | 544.26 | 502.95 | 405.94 | 296.11 | 271.64 | 263.32 | 224.56 | 200.35 | 166.81 | 161.02 |
| Interest on investment securities:Taxable | 106.05 | 81.63 | 79.93 | 78.92 | 47.39 | 51.46 | 55.67 | 50.05 | 32.83 | 27.63 |
| Interest on investment securities:Exempt from federal income tax | 37.74 | 30.91 | 36.19 | 54.12 | 56.64 | 48.40 | 37.08 | 39.66 | 44.66 | 43.30 |
| Interest on federal funds sold and interest-bearing deposits in banks | 14.43 | 13.44 | 6.01 | 3.70 | 0.74 | 0.95 | 1.89 | 1.63 | 1.68 | 0.34 |
| Interest on trading securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Interest Income | 702.48 | 628.92 | 528.07 | 432.85 | 376.41 | 364.13 | 319.19 | 291.69 | 245.98 | 232.29 |
| Interest on deposits | 199.50 | 194.80 | 124.83 | 26.25 | 5.71 | 13.12 | 27.12 | 16.95 | 8.21 | 4.50 |
| Other | 2.10 | 7.38 | 19.43 | 5.19 | 0.34 | 1.13 | 2.98 | 1.98 | 1.08 | 0.95 |
| Total Interest Expense | 201.59 | 202.18 | 144.26 | 31.44 | 6.04 | 14.24 | 30.10 | 18.93 | 9.29 | 5.45 |
| Net Interest Income | 500.89 | 426.74 | 383.81 | 401.41 | 370.36 | 349.89 | 289.09 | 272.76 | 236.69 | 226.84 |
| Provision for loan losses | 28.61 | 13.82 | 10.63 | 17.43 | (1.14) | 19.52 | 2.97 | 5.67 | 6.53 | 10.21 |
| Net interest income after provision for loan losses | 472.28 | 412.92 | 373.18 | 383.99 | 371.50 | 330.37 | 286.13 | 267.10 | 230.16 | 216.63 |
| Real estate mortgage fees | 15.55 | 13.18 | 11.89 | 19.04 | 33.25 | 43.87 | 18.14 | 15.16 | 15.11 | 16.09 |
| Service charges on deposit accounts | 24.89 | 24.99 | 25.38 | 24.54 | 21.16 | 20.57 | 22.04 | 21.66 | 19.42 | 18.39 |
| Net gain on securities transactions | -- | -- | (7.12) | 2.14 | 0.82 | 3.63 | 0.73 | 1.35 | 1.83 | 1.27 |
| Net gain on sale of student loans | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Trust fees | 51.86 | 47.45 | 40.46 | 40.00 | 36.15 | 29.53 | 28.40 | 28.18 | 23.69 | 19.64 |
| Credit card fees | 2.66 | 2.54 | 2.65 | 2.59 | -- | -- | -- | -- | -- | -- |
| ATM and credit card fees | 21.31 | 21.07 | 21.72 | 30.28 | 38.28 | 32.47 | 29.86 | 28.53 | 25.69 | 23.91 |
| Other non-interest (loss) income | 10.81 | 11.32 | 9.41 | 8.28 | 8.10 | 8.73 | 6.56 | 5.97 | 4.60 | 3.11 |
| Net gain on sale of PULSE ownership rights | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net gain (loss)on sale of other real estate | 0.03 | (0.05) | 0.05 | 1.45 | 0.19 | 0.16 | 0.27 | 0.12 | (0.05) | 0.46 |
| Net gain (loss) on sale of assets | 0.01 | 0.48 | 1.53 | 0.52 | 0.21 | 0.11 | 0.32 | (0.15) | (0.40) | 0.17 |
| Interest on loan recoveries | 3.59 | 3.01 | 2.06 | 2.84 | 4.04 | 0.86 | 2.09 | 0.94 | 1.13 | 2.11 |
| Total Noninterest Income | 130.72 | 123.99 | 108.00 | 131.67 | 142.18 | 139.94 | 108.43 | 101.76 | 91.02 | 85.13 |
| Salaries and employee benefits | 174.55 | 153.30 | 131.92 | 134.13 | 142.04 | 135.12 | 112.34 | 105.19 | 95.29 | 90.74 |
| Net occupancy expense | 14.32 | 14.58 | 13.77 | 13.31 | 13.01 | 12.39 | 11.16 | 11.17 | 10.52 | 10.42 |
| FDIC insurance premiums | 6.49 | 6.50 | 7.75 | 3.71 | 3.13 | 1.76 | 1.09 | 2.33 | 2.22 | 2.68 |
| Goodwill amortization | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Amortization of intangible assets | 0.35 | 0.62 | 0.91 | 1.25 | 1.61 | 1.99 | 1.02 | 1.27 | 0.61 | 0.74 |
| Software amortization and expense | 16.50 | 13.52 | 10.29 | 9.96 | 11.12 | 8.86 | 7.31 | -- | -- | -- |
| Equipment Expense | 9.32 | 9.07 | 8.55 | 9.05 | 9.17 | 8.40 | 9.05 | 13.84 | 13.77 | 13.48 |
| Others Operations:Other expenses | 40.48 | 38.92 | 35.67 | 37.02 | 35.11 | 34.22 | 30.49 | 32.97 | 30.89 | 31.31 |
| Printing, stationery & supplies | 1.94 | 1.36 | 2.45 | 2.11 | 1.91 | 2.16 | 1.81 | 2.00 | 1.99 | 2.09 |
| Correspondent bank service charges | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Professional and service fees | 11.18 | 10.69 | 9.81 | 8.77 | 9.33 | 9.35 | 7.85 | 8.89 | 8.06 | 6.88 |
| ATM Expense | 13.46 | 12.77 | 12.93 | 12.23 | 11.97 | 11.24 | 9.86 | 9.28 | 7.45 | 7.23 |
| Loss from partial settlement of pension plan | -- | -- | -- | -- | -- | -- | 2.67 | 1.55 | -- | 0.27 |
| Operational and other losses | 4.80 | 3.74 | 3.84 | 3.23 | 3.29 | 2.46 | 1.88 | 2.19 | 3.19 | -- |
| Total Noninterest Expense | 293.39 | 265.06 | 237.88 | 234.78 | 241.71 | 227.94 | 196.52 | 190.68 | 173.99 | 165.83 |
| Earnings before income taxes | 309.60 | 271.85 | 243.30 | 280.87 | 271.97 | 242.37 | 198.03 | 178.18 | 147.19 | 135.93 |
| Income tax expense | 56.02 | 48.34 | 44.32 | 46.40 | 44.41 | 40.33 | 33.22 | 27.54 | 26.82 | 31.15 |
| Current federal income tax | 56.04 | -- | -- | 50.43 | 40.53 | 45.13 | 33.10 | 28.36 | 34.42 | 30.38 |
| Deferred federal income tax expense (benefit) | (0.55) | -- | -- | (4.21) | 3.53 | (5.25) | (0.03) | (0.25) | (0.05) | 0.67 |
| Current state income tax | 0.54 | -- | -- | 0.18 | 0.35 | 0.45 | 0.15 | 0.09 | 0.10 | 0.10 |
| Restatement of net deferred tax liability due to change in income tax rate | -- | -- | -- | -- | -- | -- | -- | (0.66) | -- | -- |
| Income Before Extraordinary Income & Accounting Change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Extraordinary item - expropriation of property, net of income tax | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Income Available for Shareholders | 253.58 | 223.51 | 198.98 | 234.48 | 227.56 | 202.03 | 164.81 | 150.64 | 120.37 | 104.77 |
| Income from continuing operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Earnings Per Share (Basic) | 1.77 | 1.56 | 1.39 | 1.64 | 1.60 | 1.42 | 1.22 | 1.12 | 0.91 | 0.80 |
| Income from continuing operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Earnings Per Share (Diluted) | 1.77 | 1.56 | 1.39 | 1.64 | 1.59 | 1.42 | 1.21 | 1.11 | 0.91 | 0.80 |
| Weighted Average Shares Outstanding (Basic) | 143.07 | 142.82 | 142.69 | 142.60 | 142.29 | 142.03 | 135.65 | 135.22 | 132.25 | 132.03 |
| Weighted Average Shares Outstanding (Diluted) | 143.45 | 143.23 | 142.94 | 143.21 | 143.13 | 142.54 | 136.35 | 135.97 | 132.65 | 132.21 |