| Fiscal period | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|
| Period End Date | 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 |
|---|
| Mortgage loans held for sale | 0.80 | 0.73 | 0.56 | 0.72 | 1.57 | 3.03 | 1.33 | 1.34 | 0.61 | 1.10 |
| Loans | 1,063.21 | 1,083.09 | 989.20 | 694.19 | 555.01 | 687.77 | 710.94 | 616.04 | 352.35 | 265.65 |
| Covered loans | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| INTEREST INCOME- Legacy loans | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| INTEREST INCOME- Loans acquired | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Investment securities | 165.45 | 216.43 | 206.92 | 158.20 | 111.69 | 64.53 | 66.90 | 57.32 | 40.12 | 33.48 |
| Interest bearing balances due from banks | 14.14 | 11.81 | 13.49 | 5.50 | 2.80 | 4.38 | 7.49 | 6.00 | 1.93 | 0.70 |
| Federal funds sold | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.06 |
| Assets held in trading accounts | 0.22 | -- | -- | -- | -- | -- | -- | 0.00 | 0.00 | 0.02 |
| Other loans held for sale | -- | -- | 0.00 | 3.12 | -- | -- | -- | -- | -- | -- |
| Total Interest Income | 1,243.81 | 1,312.07 | 1,210.16 | 861.74 | 671.06 | 759.72 | 786.65 | 680.69 | 395.00 | 301.01 |
| Deposits | 475.91 | 600.24 | 472.92 | 99.05 | 41.17 | 79.86 | 139.01 | 87.21 | 27.76 | 15.22 |
| Long-Term Debt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Subordinated debentures | 24.98 | 27.63 | 25.45 | 19.50 | 18.28 | 18.76 | 18.34 | 16.85 | 3.35 | 2.16 |
| Short-term debt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Federal funds purchased and securities sold under agreements to repurchase | 0.30 | 0.60 | 1.15 | 0.94 | 0.58 | 1.72 | 1.01 | 0.42 | 0.35 | 0.27 |
| Other Borrowings | 23.42 | 55.13 | 60.52 | 24.93 | 19.50 | 19.65 | 23.01 | 23.65 | 8.62 | 4.15 |
| Total interest expense | 524.61 | 683.60 | 560.04 | 144.42 | 79.53 | 119.98 | 181.37 | 128.14 | 40.07 | 21.80 |
| Net Interest Income | 719.20 | 628.47 | 650.13 | 717.32 | 591.53 | 639.73 | 605.28 | 552.55 | 354.93 | 279.21 |
| Provision for loan losses | 65.82 | 46.79 | 42.03 | 14.07 | (32.70) | 74.97 | 43.24 | 38.15 | 26.39 | 20.07 |
| Net Interest Income After Loan Loss Provision | 653.38 | 581.68 | 608.10 | 703.24 | 624.24 | 564.76 | 562.04 | 514.40 | 328.54 | 259.14 |
| Other service charges and fees | 5.63 | 9.19 | 9.12 | 7.62 | 7.70 | 6.62 | 5.82 | 7.47 | 9.92 | 6.91 |
| Service charges on deposit accounts | 50.94 | 49.90 | 50.53 | 46.53 | 43.23 | 43.08 | 44.78 | 42.51 | 36.08 | 32.41 |
| Gain (loss) on sale of securities, net of taxes | (801.49) | (28.39) | (20.61) | (0.28) | 15.50 | 54.81 | 13.31 | 0.06 | 1.06 | 5.85 |
| Gain on mandatory partial redemption of Visa shares | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Premiums on sale of student loans | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Income on sale of mortgage loans, net of commissions | -- | -- | -- | -- | -- | -- | -- | -- | -- | 22.44 |
| Trust income | -- | -- | -- | -- | -- | 27.71 | 25.04 | 23.13 | 18.57 | 15.44 |
| Mortgage and SBA lending income | 8.19 | 8.08 | 7.73 | 10.52 | 21.80 | 34.47 | 15.02 | 11.04 | 13.32 | -- |
| SBA lending income | -- | -- | -- | -- | -- | 1.33 | 2.67 | -- | -- | -- |
| Credit card fees | 34.15 | 32.88 | 31.47 | 31.20 | 28.25 | 33.47 | 29.29 | 32.27 | 34.26 | 30.74 |
| Bank owned life insurance income | 15.87 | 15.23 | 11.72 | 11.15 | 8.90 | 5.82 | 4.77 | 4.42 | 3.50 | 3.32 |
| Other income | 31.35 | 27.49 | 35.40 | 27.36 | 35.27 | 38.55 | 58.49 | 19.86 | 19.27 | 18.79 |
| Income on investment banking, net of commissions | -- | -- | -- | -- | -- | 2.68 | 2.31 | 3.14 | 2.79 | 3.47 |
| Gain (loss) on sale of mortgage servicing | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on insurance settlement | -- | -- | -- | 4.07 | -- | -- | -- | -- | -- | -- |
| Gain on FDIC assisted transaction | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net gain (loss) on assets covered by FDIC loss share agreements | -- | -- | -- | -- | -- | -- | -- | -- | 0.00 | 0.00 |
| Wealth management fees | 39.40 | 32.81 | 30.20 | 31.90 | 31.17 | -- | -- | -- | -- | -- |
| Total Non Interest Income | (615.97) | 147.17 | 155.57 | 170.07 | 191.82 | 248.53 | 201.51 | 143.90 | 138.77 | 139.38 |
| Salaries and employee benefits | 297.86 | 284.12 | 286.12 | 286.98 | 246.34 | 242.47 | 227.80 | 216.74 | 154.31 | 133.46 |
| Occupancy expense, net | 48.24 | 48.21 | 46.74 | 44.32 | 38.80 | 37.56 | 32.01 | 29.61 | 21.16 | 18.67 |
| Deposit insurance | 20.22 | 23.94 | 29.99 | 11.61 | 6.97 | 9.18 | 4.42 | 8.72 | 3.70 | 3.47 |
| Merger related costs | 0.00 | -- | 1.42 | 22.48 | 15.91 | 4.53 | 36.38 | 4.78 | 21.92 | 4.84 |
| Other Operating Expenses | 176.18 | 178.52 | 177.16 | 179.69 | 153.56 | 173.96 | 138.85 | 111.58 | 88.88 | 73.51 |
| Furniture and equipment expense | 21.52 | 22.05 | 20.74 | 20.67 | 19.89 | 24.04 | 18.22 | 16.32 | 19.37 | 16.68 |
| Loss on foreclosed assets | 1.05 | 0.70 | 0.89 | 1.00 | 2.12 | 1.75 | 3.44 | 4.48 | 3.04 | 4.46 |
| Total Non-Interest expense | 565.06 | 557.54 | 563.06 | 566.75 | 483.59 | 493.50 | 461.11 | 392.23 | 312.38 | 255.09 |
| Income Before Income Taxes | (527.65) | 171.31 | 200.60 | 306.56 | 332.46 | 319.79 | 302.43 | 266.07 | 154.92 | 143.44 |
| Deferred income taxes | -- | -- | (2.46) | 14.93 | -- | -- | 34.91 | -- | 23.25 | -- |
| Provision (benefit) for income taxes | (130.10) | 18.62 | 25.55 | 50.15 | 61.31 | 64.89 | 64.27 | 50.36 | 61.98 | 46.62 |
| Income taxes currently payable | -- | -- | 28.01 | 35.22 | -- | -- | 29.35 | -- | 38.73 | -- |
| Net Income (loss) | -- | -- | 175.06 | 256.41 | 271.16 | 254.90 | 238.17 | -- | 92.94 | 96.81 |
| Preferred stock dividends | -- | -- | 0.00 | 0.00 | 0.05 | 0.05 | 0.34 | 0.00 | 0.00 | 0.02 |
| Net income (loss) available to common shareholders | (397.55) | 152.69 | 175.06 | 256.41 | 271.11 | 254.85 | 237.83 | 215.71 | 92.94 | 96.79 |
| Basic earnings per share | (2.96) | 1.22 | 1.39 | 2.07 | 2.47 | 2.32 | 2.42 | 2.34 | 1.34 | 1.58 |
| Diluted earnings per share | (2.95) | 1.21 | 1.38 | 2.06 | 2.46 | 2.31 | 2.41 | 2.32 | 1.33 | 1.57 |
| Weighted Average Shares Outstanding (Basic) | 134.25 | 125.49 | 126.34 | 123.96 | 109.58 | 109.86 | 98.35 | 92.27 | 69.39 | 61.29 |
| Weighted Average Shares Outstanding (Diluted) | 134.73 | 126.12 | 126.78 | 124.47 | 110.20 | 110.17 | 98.80 | 92.83 | 69.85 | 61.93 |