| Fiscal period | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|
| Period End Date | 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 |
|---|
| Direct Premiums Written | 2,140.26 | 2,069.69 | 1,921.83 | 1,845.79 | 1,671.25 | 1,517.48 | 1,292.72 | 1,190.88 | 1,055.89 | 954.62 |
| Decrease (Increase) in net unearned premium | 31.51 | (69.89) | 46.70 | 86.09 | 74.63 | 121.86 | 59.60 | 69.24 | 56.69 | 33.39 |
| Ceded premiums written | 669.73 | (626.73) | 623.19 | 631.08 | 561.16 | 472.06 | 390.62 | 353.26 | 310.41 | 288.81 |
| Premiums earned, net | 1,439.02 | 1,373.07 | 1,251.94 | 1,128.63 | 1,035.46 | 923.56 | 842.50 | 768.38 | 688.79 | 632.42 |
| Policy fees | 20.10 | 19.49 | 18.88 | 20.18 | 22.71 | 23.77 | 21.56 | 20.28 | 18.84 | 16.88 |
| Net realized gains on investments | 5.70 | (1.32) | (1.23) | 0.35 | 5.89 | 63.35 | (12.72) | (2.09) | 2.57 | 2.29 |
| Net unrealized gains on investments | (1.18) | 9.94 | -- | -- | (4.03) | 0.03 | 23.19 | -- | -- | -- |
| Net foreign currency gains on investments | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net change in unrealized gains (losses) of securities | -- | -- | 12.05 | (13.15) | -- | -- | -- | (17.17) | -- | -- |
| Net investment income | 70.63 | 59.15 | 48.45 | 25.79 | 12.54 | 20.39 | 30.74 | 24.82 | 13.46 | 9.54 |
| Commission revenue | 61.34 | 51.79 | 54.06 | 53.17 | 41.65 | 33.16 | 26.10 | 22.44 | 21.25 | 17.73 |
| Transaction fees | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other revenue | 8.32 | 8.41 | 7.44 | 7.69 | 7.63 | 8.50 | 7.97 | 7.16 | 7.00 | 6.43 |
| Total Premiums Earned And Other Revenues | 1,603.92 | 1,520.54 | 1,391.58 | 1,222.66 | 1,121.85 | 1,072.77 | 939.35 | 823.82 | 751.92 | 685.29 |
| Losses and loss adjustment expenses | 985.88 | 1,087.37 | 992.64 | 938.40 | 779.21 | 758.81 | 603.41 | 414.46 | 350.43 | 301.23 |
| Policy acquisition costs | 250.25 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| General and administrative expenses | -- | 342.08 | 304.07 | 304.90 | 314.23 | 289.73 | 272.43 | 256.49 | 231.00 | 221.18 |
| Other operating expenses | (118.30) | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest and amortization of debt issuance costs | (6.42) | (6.48) | (6.53) | (6.61) | -- | -- | -- | -- | -- | -- |
| Income (loss) before income taxes | 243.07 | 84.61 | 88.35 | (27.25) | 28.41 | 24.23 | 63.52 | 152.87 | 170.48 | 162.88 |
| Current: Federal | -- | -- | -- | -- | -- | 1.99 | 12.33 | 31.98 | 53.96 | 50.65 |
| Deferred: Federal | -- | -- | -- | -- | -- | 2.40 | 1.62 | (3.49) | 0.85 | 4.11 |
| Income taxes, net | 60.12 | 25.68 | 21.53 | (4.99) | 8.01 | 5.13 | 17.00 | 35.82 | 63.55 | 63.47 |
| Income taxes, current | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Income taxes, deferred | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Current: State and local | -- | -- | -- | -- | -- | 0.35 | 2.70 | 7.58 | 8.28 | 8.11 |
| Deferred: State and local | -- | -- | -- | -- | -- | 0.39 | 0.35 | (0.25) | 0.46 | 0.62 |
| Income (loss) from continuing operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Income (loss) from discontinued operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Discontinued operations: Provision for income tax expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net income (loss) | 182.95 | 58.93 | 66.82 | (22.26) | 20.41 | 19.11 | 46.51 | 117.05 | 106.94 | 99.41 |
| Preferred stock dividends | -- | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Net income (loss) available to common shareholders | 182.94 | 58.92 | 66.81 | (22.27) | 20.40 | 19.10 | 46.50 | 117.04 | 106.93 | 99.40 |
| Basic net income per common share from continuing operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Basic net income per common share | 6.56 | 2.07 | 2.24 | (0.72) | 0.65 | 0.60 | 1.37 | 3.36 | 3.07 | 2.85 |
| Fully diluted net income per share from continuing operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Fully diluted net income per share | 6.32 | 2.01 | 2.22 | (0.72) | 0.65 | 0.60 | 1.36 | 3.27 | 2.99 | 2.79 |
| Weighted average of common shares outstanding - Basic | 27.89 | 28.50 | 29.83 | 30.75 | 31.22 | 31.88 | 33.89 | 34.86 | 34.84 | 34.92 |
| Weighted average of common shares outstanding - Diluted | 28.96 | 29.27 | 30.15 | 30.75 | 31.31 | 31.97 | 34.23 | 35.79 | 35.81 | 35.65 |