| Fiscal period | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|
| Period End Date | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | 12/31/2013 | 12/31/2012 | 12/31/2011 |
|---|
| Interest and fees on loans | 690.91 | 586.85 | 378.21 | 270.89 | 218.66 | 171.57 | 150.61 | 117.50 | 119.31 | 128.84 |
| Interest on taxable securities | 33.09 | 40.14 | 29.01 | 20.15 | 17.82 | 16.13 | 12.09 | 7.13 | 8.25 | 10.25 |
| Interest on nontaxable securities | 0.62 | 0.59 | 0.90 | 1.58 | 1.72 | 1.87 | 1.63 | 1.41 | 1.48 | 1.32 |
| Interest on deposits in other banks and federal funds sold | 1.74 | 8.14 | 4.98 | 1.73 | 0.83 | 0.79 | 0.24 | 0.28 | 0.43 | 0.62 |
| Interest on Federal funds sold | 0.15 | 0.68 | 0.23 | -- | 0.03 | 0.03 | 0.01 | 0.00 | 0.01 | 0.04 |
| Total Interest Income | 726.50 | 636.39 | 413.33 | 294.35 | 239.07 | 190.39 | 164.57 | 126.32 | 129.48 | 141.07 |
| Interest on deposits | 59.07 | 102.53 | 49.05 | 19.88 | 12.41 | 9.75 | 9.49 | 8.40 | 13.33 | 25.51 |
| Interest on other borrowings | 29.68 | 28.70 | 20.88 | 14.35 | 7.28 | 5.10 | 5.19 | 1.74 | 1.75 | 2.04 |
| Total interest expense | 88.75 | 131.23 | 69.93 | 34.22 | 19.69 | 14.86 | 14.68 | 10.14 | 15.07 | 27.55 |
| Net Interest Income | 637.75 | 505.17 | 343.39 | 260.13 | 219.37 | 175.54 | 149.89 | 116.19 | 114.41 | 113.52 |
| Provision for loan losses | 125.49 | 19.76 | 16.67 | 8.36 | 4.09 | 5.26 | 5.65 | 11.49 | 31.09 | 32.73 |
| Provision for unfunded commitments | 19.06 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Provision for other credit losses | 0.83 | 0.00 | 0.00 | -- | -- | -- | -- | -- | -- | -- |
| Net interest income after provision for loan losses | 492.37 | 485.41 | 326.73 | 251.76 | 215.28 | 170.27 | 144.24 | 104.70 | 83.32 | 80.80 |
| Other service charges, commissions and fees | 3.91 | 3.57 | 2.97 | 2.88 | 3.58 | 3.75 | 2.65 | 2.15 | 1.43 | 1.25 |
| Service charges on deposit accounts | 44.15 | 50.79 | 46.13 | 42.05 | 42.75 | 34.47 | 24.61 | 19.55 | 19.58 | 18.08 |
| Gain (loss) on sale of securities | 0.01 | 0.14 | (0.04) | 0.04 | 0.09 | 0.14 | 0.14 | 0.17 | 0.32 | 0.24 |
| Gain on sale of SBA loans | 7.23 | 6.06 | 2.73 | 4.59 | 3.97 | 4.52 | 3.90 | 1.50 | 0.26 | -- |
| Mortgage banking activities | 374.08 | 119.41 | 53.65 | 48.54 | 48.30 | 36.80 | 25.99 | 19.13 | 12.99 | 2.97 |
| Other non-interest (loss) income | 17.13 | 18.15 | 12.97 | 6.36 | 7.12 | 5.91 | 5.56 | 4.05 | 3.26 | 3.40 |
| Gain on acquisitions | -- | -- | -- | -- | -- | -- | -- | -- | 20.04 | 26.87 |
| Total Non Interest Income | 446.50 | 198.11 | 118.41 | 104.46 | 105.80 | 85.59 | 62.84 | 46.55 | 57.87 | 52.81 |
| Salaries and employee benefits | 360.28 | 223.94 | 149.13 | 119.78 | 106.84 | 94.00 | 73.88 | 56.67 | 53.12 | 40.21 |
| Advertising and marketing expense | 8.05 | 7.93 | 5.57 | 5.13 | 4.18 | 3.31 | 2.87 | 1.62 | 1.62 | 0.72 |
| Occupancy expense | 52.35 | 40.60 | 29.13 | 24.07 | 24.40 | 21.20 | 17.52 | 12.29 | 13.21 | 11.39 |
| FDIC insurance premiums | 14.08 | 1.95 | 3.41 | 3.08 | 3.71 | 3.48 | 2.97 | 2.32 | -- | -- |
| Goodwill impairment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Amortization of intangible assets | 19.61 | 17.71 | 9.51 | 3.93 | 4.38 | 3.74 | 2.33 | 1.41 | 1.36 | 1.01 |
| Provision for restructuring of operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other Operating Expenses | 75.78 | 53.48 | 35.61 | 28.31 | 25.31 | 24.41 | 15.21 | 16.26 | 14.94 | 38.31 |
| Equipment Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Data processing fees | 46.02 | 38.51 | 30.39 | 27.87 | 24.59 | 19.85 | 15.55 | 11.54 | 10.68 | 10.32 |
| Legal and other professional fees | 15.97 | 10.63 | 6.39 | 15.36 | 9.89 | 3.45 | 3.09 | -- | -- | -- |
| Credit related expenses | 5.11 | 4.08 | 4.02 | 3.49 | 6.17 | 17.71 | 13.51 | 15.49 | 22.42 | -- |
| Merger and conversion charges | 1.39 | 73.11 | 20.50 | 0.92 | 6.38 | 7.98 | 3.94 | 4.35 | 2.13 | -- |
| Total Non Interest Expenses | 598.63 | 471.94 | 293.65 | 231.94 | 215.84 | 199.12 | 150.87 | 121.95 | 119.47 | 101.95 |
| Loss before income taxes | 340.24 | 211.58 | 151.49 | 124.28 | 105.25 | 56.74 | 56.21 | 29.30 | 21.72 | 31.65 |
| Current: Deferred | -- | -- | -- | -- | -- | -- | -- | -- | -- | 5.09 |
| Current | -- | -- | -- | -- | -- | -- | -- | -- | -- | 2.51 |
| Current - federal | 73.71 | 21.99 | 27.71 | 33.07 | 28.75 | 15.22 | 10.50 | 5.24 | 4.73 | -- |
| Current - state | 12.48 | 5.33 | 1.38 | 5.23 | 3.55 | 1.03 | 0.47 | 0.51 | 0.03 | -- |
| Deferred - federal | (7.88) | 19.64 | 0.50 | 3.87 | 2.46 | (0.34) | 6.52 | 3.54 | 2.53 | -- |
| Deferred - state | (0.05) | 3.18 | 0.88 | (5.07) | (1.61) | -- | -- | -- | -- | -- |
| Income tax benefit | 78.26 | 50.14 | 30.46 | 50.73 | 33.15 | 15.90 | 17.48 | 9.29 | 7.29 | 10.56 |
| Benefit (use) of operating loss carryforward | -- | -- | -- | -- | -- | -- | -- | -- | -- | 2.96 |
| Remeasurement of deferred tax assets and deferred tax liabilities at reduced federal corporate tax rate | -- | -- | -- | 13.63 | -- | -- | -- | -- | -- | -- |
| Net loss | 261.99 | 161.44 | 121.03 | 73.55 | 72.10 | 40.85 | 38.72 | 20.02 | 14.44 | 21.09 |
| Preferred stock dividends | -- | -- | -- | -- | -- | -- | 0.29 | 1.74 | 3.58 | 3.24 |
| Net loss available to common stockholders | 261.99 | 161.44 | 121.03 | 73.55 | 72.10 | 40.85 | 38.44 | 18.28 | 10.86 | 17.85 |
| Basic loss per share | 3.78 | 2.76 | 2.81 | 2.00 | 2.10 | 1.29 | 1.48 | 0.76 | 0.46 | 0.76 |
| Diluted loss per share | 3.77 | 2.75 | 2.80 | 1.98 | 2.08 | 1.27 | 1.46 | 0.75 | 0.46 | 0.76 |
| Weighted average shares outstanding :Basic | 69.26 | 58.46 | 43.14 | 36.83 | 34.35 | 31.76 | 25.97 | 23.92 | 23.80 | 23.45 |
| Weighted average shares outstanding :Diluted | 69.43 | 58.61 | 43.25 | 37.14 | 34.70 | 32.13 | 26.26 | 24.35 | 23.84 | 23.54 |