| Fiscal period | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|
| Period End Date | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 |
|---|
| Interest and fees on loans | 1,830.24 | 1,720.41 | 992.64 | 693.73 | 785.24 | 998.10 | 976.99 | 749.00 | 659.54 | 615.63 |
| Interest and dividends on investment securities and deposits with other financial institutions:Taxable | 198.58 | 146.01 | 75.44 | 37.92 | 59.81 | 100.30 | 119.74 | 96.91 | 95.15 | 100.29 |
| Interest and dividends on investment securities and deposits with other financial institutions: Tax-exempt | 58.57 | 63.23 | 65.69 | 58.71 | 58.32 | 57.57 | 44.78 | 32.98 | 32.05 | 31.15 |
| Interest on deposits in other financial institutions | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest on federal funds sold and securities purchased under agreements to resell | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other interest | 35.31 | 28.41 | 11.48 | 7.83 | 9.47 | 16.64 | 12.62 | 7.72 | 4.83 | 6.59 |
| Total Interest Income | 2,122.70 | 1,958.05 | 1,145.25 | 798.19 | 912.84 | 1,172.61 | 1,154.14 | 886.61 | 791.57 | 753.66 |
| Interest on deposits | 901.80 | 673.62 | 98.31 | 18.62 | 67.64 | 237.29 | 176.12 | 94.03 | 50.34 | 33.13 |
| Interest on short-term borrowings | -- | 0.00 | 0.00 | 0.02 | 0.05 | 0.15 | 0.19 | 5.68 | 2.11 | 0.47 |
| Interest on long-term funding | 45.78 | 36.08 | 10.65 | 17.05 | 22.37 | 28.11 | 22.58 | 43.16 | 30.53 | 42.85 |
| Interest on PPPLF | -- | -- | -- | -- | 1.98 | -- | -- | -- | -- | -- |
| Interest on other short-term funding | 17.60 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest on federal funds purchased and securities sold under agreements to repurchase | 11.75 | 12.24 | 3.48 | 0.14 | 0.49 | 1.58 | 2.01 | 2.53 | 1.31 | 0.94 |
| Interest on FHLB advances | 98.52 | 196.54 | 75.49 | 36.49 | 57.36 | 69.82 | 73.67 | -- | -- | -- |
| Total Interest Expense | 1,075.46 | 918.48 | 187.93 | 72.33 | 149.88 | 336.94 | 274.56 | 145.39 | 84.30 | 77.38 |
| Net Interest Income | 1,047.25 | 1,039.57 | 957.32 | 725.86 | 762.96 | 835.67 | 879.58 | 741.22 | 707.27 | 676.28 |
| Provision for loan losses | 84.99 | 83.02 | 33.00 | (88.01) | 174.01 | 16.00 | -- | 26.00 | 70.00 | 37.50 |
| Net interest income after provision for loan losses | 962.26 | 956.55 | 924.32 | 813.87 | 588.95 | 819.67 | 879.58 | 715.22 | 637.27 | 638.78 |
| Insurance commissions | -- | -- | -- | 0.34 | 45.25 | 89.10 | 89.51 | 81.47 | 80.80 | 75.36 |
| Retail commissions | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Wealth management fees | 92.57 | 82.50 | 84.12 | 89.85 | 84.96 | 83.47 | -- | -- | -- | -- |
| Capital market fees, net | 22.08 | 24.65 | 29.92 | 30.60 | 27.97 | 19.86 | 20.12 | 19.64 | 22.06 | 10.75 |
| Brokerage and annuity commissions | -- | -- | -- | -- | -- | -- | 28.25 | 19.94 | 16.24 | 15.38 |
| Service charges on deposit accounts | 51.64 | 49.05 | 62.31 | 64.41 | 56.31 | 63.14 | 66.08 | 64.43 | 66.61 | 65.47 |
| Investment securities gains, net | (144.15) | (58.90) | 3.75 | (0.02) | 9.22 | 5.96 | (1.99) | 0.43 | 9.32 | 8.13 |
| Gains (losses) on sale of branches, net | -- | -- | -- | 1.04 | 7.45 | -- | -- | -- | -- | -- |
| Trust service fees | -- | -- | -- | -- | -- | -- | 54.32 | 50.19 | 46.87 | 48.84 |
| Mortgage banking, net | 10.69 | 19.43 | 18.87 | 50.75 | 45.58 | 31.88 | 19.91 | 19.36 | 38.12 | 32.26 |
| Loss on mortgage portfoliosale | (130.41) | (136.24) | -- | -- | -- | -- | -- | -- | -- | -- |
| Card-based and other nondeposit fees | 46.92 | 45.02 | 44.01 | 43.01 | 38.53 | 39.76 | 57.47 | 52.69 | 50.08 | 51.33 |
| Other non-interest (loss) income | 9.31 | 9.69 | 10.72 | 11.03 | 10.20 | 11.17 | 9.05 | 9.52 | 8.52 | 9.50 |
| Bank owned life insurance income | 13.48 | 10.27 | 11.43 | 13.25 | 13.77 | 14.85 | 13.95 | 16.25 | 14.37 | 9.80 |
| Asset sale gains, net | (1.04) | 0.45 | 1.34 | 11.01 | 155.59 | 2.71 | (1.10) | (1.24) | (0.09) | 1.59 |
| Other fee-based revenue | 19.50 | 17.27 | 15.90 | 17.09 | 19.24 | 18.94 | -- | -- | -- | -- |
| Total Noninterest Income | (9.41) | 63.18 | 282.37 | 332.36 | 514.06 | 380.82 | 355.57 | 332.68 | 352.88 | 328.41 |
| Personnel expense | 487.96 | 468.36 | 454.10 | 426.69 | 432.15 | 487.06 | 482.68 | 419.78 | 414.84 | 404.74 |
| Business development and advertising | 28.14 | 28.41 | 25.53 | 21.15 | 18.43 | 29.60 | 30.92 | 28.95 | 26.35 | 25.77 |
| Occupancy | 54.62 | 57.20 | 59.79 | 63.51 | 64.06 | 62.40 | 59.12 | 53.84 | 56.07 | 60.90 |
| Intangible amortization expense | 8.81 | 8.81 | 8.81 | 8.84 | 10.19 | 9.95 | 8.16 | 1.96 | 2.09 | 3.09 |
| Mortgage servicing rights expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Foreclosure/OREO expense | 8.47 | 5.41 | -- | 8.14 | -- | 8.86 | 3.60 | 4.88 | 4.84 | 4.49 |
| Acquisition related costs | -- | -- | -- | -- | 2.45 | 7.32 | 29.00 | -- | -- | -- |
| Other | 30.12 | 36.84 | 41.68 | 38.72 | 46.69 | 46.67 | 46.95 | 49.96 | 51.32 | 57.43 |
| Equipment | 18.43 | 19.66 | 19.63 | 21.10 | 21.71 | 23.55 | 23.24 | 21.20 | 21.49 | 23.21 |
| Data processing | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Stationery and supplies | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| FDIC expense | 38.44 | 67.07 | 22.65 | 18.15 | 20.35 | 16.25 | 30.00 | 31.30 | 34.75 | 26.00 |
| Legal and professional fees | 21.60 | 19.91 | 18.25 | 21.92 | 21.55 | 19.90 | 23.06 | 22.51 | 19.87 | 17.05 |
| Loan expense | -- | -- | 5.93 | -- | 12.60 | -- | 12.39 | 11.76 | 13.64 | 14.10 |
| Technology | 107.56 | 102.02 | 90.70 | 81.69 | 81.21 | 82.43 | 72.67 | 63.00 | 57.30 | 60.61 |
| Losses other than loans | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Loss on prepayments of FHLB advances | 14.24 | -- | -- | 0.00 | 44.65 | -- | -- | -- | -- | -- |
| Total Noninterest Expense | 818.40 | 813.68 | 747.06 | 709.92 | 776.03 | 793.99 | 821.80 | 709.13 | 702.56 | 697.40 |
| Income Before Income Taxes | 134.46 | 206.05 | 459.63 | 436.31 | 326.97 | 406.51 | 413.35 | 338.77 | 287.60 | 269.79 |
| Current: Federal | 38.35 | 29.32 | 58.98 | 57.92 | 33.02 | 50.56 | 20.25 | 76.53 | 73.78 | 82.45 |
| Current: State | 9.44 | 5.28 | 22.09 | 12.04 | 16.19 | 15.33 | 12.59 | 11.58 | 2.89 | 2.56 |
| Deferred: Federal | (30.70) | (8.37) | 12.53 | 9.12 | (25.90) | 14.09 | 34.94 | 19.76 | 3.34 | (10.61) |
| Deferred: State | (5.78) | (3.14) | (0.10) | 6.25 | (3.12) | (0.26) | 12.01 | 1.65 | 7.32 | 7.08 |
| Income tax expense | 11.31 | 23.10 | 93.51 | 85.31 | 20.20 | 79.72 | 79.79 | 109.50 | 87.32 | 81.49 |
| Consolidated Net Income (Loss) | 123.15 | 182.96 | 366.12 | 350.99 | 306.77 | 326.79 | 333.56 | 229.26 | 200.27 | 188.30 |
| Preferred stock dividends and discount accretion | 11.50 | 11.50 | 11.50 | 17.11 | 18.36 | 15.20 | 10.78 | 9.35 | 8.90 | 7.16 |
| Undistributed earnings allocated to unvested share-based payment awards | -- | 0.25 | -- | -- | -- | -- | -- | 0.91 | -- | -- |
| Unvested share-based payment awards | 0.69 | 0.79 | -- | -- | -- | -- | -- | 0.45 | -- | -- |
| Net Income Available for Shareholders | 110.96 | 170.42 | 354.62 | 333.88 | 288.41 | 311.59 | 322.78 | 218.56 | 191.37 | 181.15 |
| EARNINGS PER SHARE:Basic | 0.73 | 1.14 | 2.36 | 2.20 | 1.87 | 1.93 | 1.92 | 1.45 | 1.27 | 1.20 |
| EARNINGS PER SHARE:Diluted | 0.72 | 1.13 | 2.34 | 2.18 | 1.86 | 1.91 | 1.89 | 1.42 | 1.26 | 1.19 |
| Average shares outstanding:Basic | 151.93 | 149.97 | 149.16 | 150.77 | 153.01 | 160.53 | 167.35 | 150.88 | 148.77 | 149.35 |
| Average shares outstanding:Diluted | 153.35 | 150.86 | 150.50 | 151.99 | 153.64 | 161.93 | 169.73 | 153.65 | 149.96 | 150.60 |