| Fiscal period | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|
| Period End Date | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | 12/31/2013 | 12/31/2012 | 12/31/2011 |
|---|
| Interest on loans | 9,779.00 | 11,308.00 | 9,941.00 | 8,148.00 | 7,214.00 | 7,309.00 | 6,929.00 | 6,718.00 | 6,511.00 | 6,272.00 |
| Cardmember lending finance charge revenue, net of interest | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest and dividends on investment securities | 127.00 | 188.00 | 118.00 | 89.00 | 131.00 | 157.00 | 179.00 | 201.00 | 246.00 | 327.00 |
| Deposits with banks and other | 177.00 | 588.00 | 547.00 | 326.00 | 139.00 | 79.00 | 71.00 | 86.00 | 97.00 | 97.00 |
| Interest income on Other | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Interest Income | 10,083.00 | 12,084.00 | 10,606.00 | 8,563.00 | 7,484.00 | 7,545.00 | 7,179.00 | 7,005.00 | 6,854.00 | 6,696.00 |
| Interest expense: Deposits | 943.00 | 1,559.00 | 1,287.00 | 779.00 | 598.00 | 475.00 | 373.00 | 442.00 | 480.00 | 528.00 |
| Interest expense: Short-term borrowings | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest expense: Long-term debt | 1,155.00 | 1,905.00 | 1,656.00 | 1,333.00 | 1,107.00 | 1,148.00 | 1,334.00 | 1,516.00 | 1,746.00 | 1,792.00 |
| Interest expense: Cardmember lending | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest expense: Charge card and other | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Interest Expense | 2,098.00 | 3,464.00 | 2,943.00 | 2,112.00 | 1,705.00 | 1,623.00 | 1,707.00 | 1,958.00 | 2,226.00 | 2,320.00 |
| Net Interest Income | 7,985.00 | 8,620.00 | 7,663.00 | 6,451.00 | 5,779.00 | 5,922.00 | 5,472.00 | 5,047.00 | 4,628.00 | 4,376.00 |
| Provisions for losses-Charge card | 1,015.00 | 963.00 | 937.00 | 795.00 | 696.00 | 737.00 | 792.00 | 648.00 | 601.00 | 770.00 |
| Provisions for losses-Cardmember loans | 3,453.00 | 2,462.00 | 2,266.00 | 1,868.00 | 1,235.00 | 1,190.00 | 1,138.00 | 1,115.00 | 1,030.00 | 253.00 |
| Provisions for losses-Other | 262.00 | 148.00 | 149.00 | 97.00 | 96.00 | 61.00 | 114.00 | 69.00 | 81.00 | 89.00 |
| Provisions for losses-Annuities and investment certificates | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Provisions for losses-Life insurance, international banking and other | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net interest income after provisions for losses | 3,255.00 | 5,047.00 | 4,311.00 | 3,691.00 | 3,752.00 | 3,934.00 | 3,428.00 | 3,215.00 | 2,916.00 | 3,264.00 |
| Other commissions and fees | 2,163.00 | 3,297.00 | 3,153.00 | 2,990.00 | 2,718.00 | 2,866.00 | 3,626.00 | 2,414.00 | 2,317.00 | 2,269.00 |
| Travel commissions and fees | -- | -- | -- | -- | -- | -- | -- | 1,913.00 | 1,940.00 | 1,971.00 |
| Management and distribution fees | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net card fees | 4,664.00 | 4,042.00 | 3,441.00 | 3,090.00 | 2,886.00 | 2,700.00 | 2,712.00 | 2,631.00 | 2,506.00 | 2,448.00 |
| Discount revenue | 20,401.00 | 26,167.00 | 24,721.00 | 22,890.00 | 22,377.00 | 19,297.00 | 19,389.00 | 18,591.00 | 17,739.00 | 16,734.00 |
| Revenue- Other | 874.00 | 1,430.00 | 1,360.00 | 1,457.00 | 1,678.00 | 2,033.00 | 2,989.00 | 2,274.00 | 2,425.00 | 2,164.00 |
| Securitization income, net | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Insurance and annuity revenues | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Non-interest Revenues | 28,102.00 | 34,936.00 | 32,675.00 | 30,427.00 | 29,659.00 | 26,896.00 | 28,716.00 | 27,823.00 | 26,927.00 | 25,586.00 |
| Salaries and employee benefits | 5,718.00 | 5,911.00 | 5,250.00 | 5,258.00 | 5,259.00 | 4,976.00 | 6,095.00 | 6,191.00 | 6,597.00 | 6,252.00 |
| Professional services | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Human resources | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Marketing, promotion, rewards and cardmember services | 6,747.00 | 7,125.00 | 6,477.00 | 5,722.00 | 6,249.00 | 3,109.00 | 3,216.00 | 2,939.00 | 9,944.00 | 9,930.00 |
| Occupancy and equipment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Restructuring charges | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Communications | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other, net | 5,325.00 | 5,856.00 | 5,664.00 | 5,634.00 | 4,942.00 | 6,793.00 | 6,089.00 | 6,796.00 | 6,851.00 | 5,712.00 |
| Card Member rewards | 8,041.00 | 10,439.00 | 9,696.00 | 8,687.00 | 7,819.00 | 6,996.00 | 6,931.00 | 6,457.00 | -- | -- |
| Card Member services | 1,230.00 | 2,223.00 | 1,777.00 | 1,392.00 | 1,100.00 | 1,018.00 | 822.00 | 767.00 | -- | -- |
| Disaster recovery charge | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Non Interest Expenses | 27,061.00 | 31,554.00 | 28,864.00 | 26,693.00 | 25,369.00 | 22,892.00 | 23,153.00 | 23,150.00 | 23,392.00 | 21,894.00 |
| Pretax income from Continuing operations | 4,296.00 | 8,429.00 | 8,122.00 | 7,425.00 | 8,042.00 | 7,938.00 | 8,991.00 | 7,888.00 | 6,451.00 | 6,956.00 |
| Income tax provision | 1,161.00 | 1,670.00 | 1,201.00 | 4,677.00 | 2,667.00 | 2,775.00 | 3,106.00 | 2,529.00 | 1,969.00 | 2,057.00 |
| Income (loss) from continuing operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | 4,899.00 |
| Income from discontinued operations, net of tax | -- | -- | -- | -- | -- | -- | -- | -- | -- | 36.00 |
| Cumulative effect of accounting change related to discontinued operations, net of tax | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Consolidated Net Income (Loss) | 3,135.00 | 6,759.00 | 6,921.00 | 2,748.00 | 5,375.00 | 5,163.00 | 5,885.00 | 5,359.00 | 4,482.00 | -- |
| Preferred shares dividends, accretion, and recognition of remaining unaccreted dividends | 79.00 | 81.00 | 80.00 | 81.00 | 80.00 | 62.00 | -- | -- | -- | -- |
| Earnings allocated to participating share awards | 20.00 | 47.00 | 54.00 | 21.00 | 43.00 | 38.00 | 46.00 | 47.00 | 49.00 | 58.00 |
| Net Income (Loss) Attributable to Common Shareholders | 3,036.00 | 6,631.00 | 6,787.00 | 2,646.00 | 5,252.00 | 5,063.00 | 5,839.00 | 5,312.00 | 4,433.00 | 4,877.00 |
| Earnings per Common Share - Basic - Continuing Operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | 4.11 |
| Earnings per Common Share - Basic - Discontinued operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.03 |
| Earnings per Common Share - Basic - Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Earnings per Common Share - Basic: Net | 3.77 | 8.00 | 7.93 | 3.00 | 5.63 | 5.07 | 5.58 | 4.91 | 3.91 | 4.14 |
| Earnings per Common Share - Diluted - Continuing Operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | 4.09 |
| Earnings per Common Share - Diluted - Discontinued operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.03 |
| Earnings per Common Share - Diluted - Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Earnings per Common Share - Diluted: Net | 3.77 | 7.99 | 7.91 | 2.99 | 5.61 | 5.05 | 5.56 | 4.88 | 3.89 | 4.12 |
| Average common shares outstanding for earnings per common share: Basic | 805.00 | 828.00 | 856.00 | 883.00 | 933.00 | 999.00 | 1,045.00 | 1,082.00 | 1,135.00 | 1,178.00 |
| Average common shares outstanding for earnings per common share: Diluted | 806.00 | 830.00 | 859.00 | 886.00 | 935.00 | 1,003.00 | 1,051.00 | 1,089.00 | 1,141.00 | 1,184.00 |