| Fiscal period | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Period End Date | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | 12/31/2013 | 12/31/2012 | 12/31/2011 | 12/31/2010 |
|---|
| Interest and fees on loans | 170.01 | 142.06 | 125.75 | 118.14 | 115.11 | 116.66 | 126.59 | 96.43 | 93.41 | 99.46 |
| Interest on loans held for sale | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest on investment securities:Taxable | 23.39 | 17.34 | 14.39 | 12.39 | 10.83 | 11.77 | 10.70 | 14.29 | 17.73 | 20.59 |
| Interest on investment securities:Tax-exempt | 2.97 | 2.84 | 2.71 | 1.62 | 1.14 | 1.14 | 1.23 | 1.44 | 1.70 | 1.84 |
| Interest on deposits in depository institutions | 1.33 | 1.67 | 0.09 | -- | -- | -- | -- | -- | -- | -- |
| Interest on Federal funds sold | -- | -- | -- | -- | -- | -- | 0.02 | 0.05 | 0.05 | 0.03 |
| Interest on retained interests | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Interest Income | 197.70 | 163.90 | 142.93 | 132.15 | 127.07 | 129.57 | 138.54 | 112.21 | 112.89 | 121.92 |
| Interest on deposits | 32.67 | 21.40 | 14.83 | 12.05 | 10.89 | 11.01 | 12.36 | 13.48 | 19.79 | 26.61 |
| Interest on short-term borrowings | 3.49 | 3.42 | 1.21 | 0.47 | 0.33 | 0.34 | 0.33 | 0.31 | 0.33 | 0.36 |
| Interest on long-term debt | 0.18 | 0.88 | 0.77 | 0.68 | 0.62 | 0.61 | 0.62 | 0.66 | 0.64 | 0.66 |
| Interest on trust preferred securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Interest Expense | 36.34 | 25.69 | 16.81 | 13.21 | 11.83 | 11.96 | 13.30 | 14.45 | 20.76 | 27.63 |
| Net Interest Income | 161.36 | 138.21 | 126.13 | 118.95 | 115.24 | 117.61 | 125.24 | 97.76 | 92.13 | 94.29 |
| Provision for loan losses | (1.25) | (2.31) | 3.01 | 4.40 | 6.99 | 4.05 | 6.85 | 6.38 | 4.60 | 7.09 |
| Net interest income after provision for loan losses | 162.61 | 140.52 | 123.12 | 114.55 | 108.26 | 113.55 | 118.39 | 91.39 | 87.53 | 87.20 |
| Insurance commissions | -- | -- | -- | -- | -- | 5.98 | 5.83 | 6.07 | 5.95 | 5.49 |
| Service charges | 31.52 | 29.70 | 28.57 | 26.70 | 26.32 | 26.58 | 27.60 | 26.41 | 26.96 | 30.10 |
| VISA IPO Gain | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gains on sale of investment securities | 0.07 | -- | 4.48 | 3.51 | 2.13 | 1.16 | 0.76 | 1.53 | 3.76 | 1.40 |
| Net investment securities impairment losses | -- | -- | -- | -- | -- | -- | -- | (0.58) | (1.27) | (6.06) |
| Total investment securities impairment losses | -- | -- | -- | -- | -- | -- | -- | (0.88) | (2.77) | (9.40) |
| Less-Noncredit impairment losses recognized in other comprehensive income | -- | -- | -- | -- | -- | -- | -- | 0.30 | 1.49 | 3.34 |
| Unrealized gains(losses) recognized on securities still held | 0.89 | (0.09) | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain (loss) on sale of loans | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Trust and investment management fee income | 7.16 | 6.53 | 6.27 | 5.57 | 5.12 | 4.61 | 3.99 | 3.77 | 3.11 | 2.77 |
| Mortgage Banking Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net origination fees on junior-lien mortgages | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Bankcard interchange fees | 21.09 | 18.37 | 17.12 | 16.52 | 15.89 | 15.06 | 13.52 | 12.41 | 11.15 | 9.90 |
| Other income | 4.00 | 2.96 | 2.96 | 3.20 | 3.28 | 2.26 | 2.92 | 2.66 | 2.03 | 1.95 |
| Bank owned life insurance | 3.77 | 3.09 | 4.21 | 3.33 | 3.37 | 3.07 | 3.39 | 2.98 | 3.18 | 3.40 |
| Gain on sale of credit card portfolio | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain from sales of subsidiaries, divisions, and branches | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net proceeds from legal settlement | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on sale of insurance division | -- | -- | -- | -- | 11.08 | -- | -- | -- | -- | -- |
| Total Non Interest Income | 68.49 | 60.56 | 63.61 | 58.83 | 67.21 | 58.72 | 58.01 | 55.26 | 54.86 | 48.94 |
| Salaries and employee benefits | 62.14 | 54.39 | 51.06 | 50.88 | 47.85 | 51.75 | 51.43 | 43.51 | 40.72 | 38.24 |
| Advertising | 3.34 | 2.97 | 2.91 | 2.61 | 2.45 | 3.27 | 2.67 | 2.59 | 2.01 | 3.69 |
| Occupancy and equipment | 10.60 | 9.32 | 9.56 | 10.12 | 9.76 | 9.99 | 9.91 | 8.19 | 8.01 | 7.70 |
| Insurance and regulatory | -- | -- | -- | -- | -- | -- | -- | -- | 2.58 | 3.73 |
| Depreciation | -- | -- | -- | -- | -- | 6.09 | 5.76 | 4.61 | 4.51 | 4.68 |
| Goodwill impairment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Merger related costs | 0.80 | 13.26 | 0.00 | 0.00 | 0.60 | 0.00 | 5.53 | 4.71 | 0.00 | 0.00 |
| Retained interest impairment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Telecommunications | 2.46 | 1.75 | 1.99 | 1.81 | 1.77 | 1.88 | 2.21 | 1.61 | 1.61 | 1.73 |
| Loss on early extinguishment of debt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Others Operations:Other expenses | 16.15 | 11.73 | 11.24 | 11.24 | 11.75 | 10.43 | 12.90 | 11.06 | 10.26 | 9.57 |
| Legal and professional fees | 2.37 | -- | -- | -- | -- | -- | -- | 1.79 | -- | -- |
| Office supplies | 1.56 | 1.32 | 1.44 | 1.36 | 1.35 | 1.60 | 1.73 | 1.67 | 1.91 | 1.93 |
| Bankcard expenses | 5.56 | 4.50 | 3.92 | 4.46 | 4.12 | 3.75 | 3.02 | 2.66 | 2.26 | 1.95 |
| Professional fees and litigation expense | -- | 1.85 | 1.96 | 1.88 | 1.53 | 1.85 | 3.03 | -- | 4.91 | 1.68 |
| Postage, delivery, and statement mailings | 2.42 | 2.16 | 2.09 | 2.08 | 2.12 | 2.21 | 2.22 | 2.08 | 2.10 | 2.37 |
| Loan production office advisory fees | -- | -- | -- | -- | 6.61 | -- | -- | -- | -- | -- |
| Loss on disposal and impairment of fixed assets | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Repossessed asset (gains) losses, net of expenses | 0.63 | 0.85 | 0.74 | 0.89 | 1.26 | 0.58 | 0.65 | 1.35 | 0.27 | 1.45 |
| FDIC insurance expense | 0.64 | 1.25 | 1.35 | 1.62 | 1.79 | 1.65 | 1.85 | 1.59 | -- | -- |
| Equipment and software related expense | 8.96 | 7.73 | 7.73 | 7.21 | -- | -- | -- | -- | -- | -- |
| Total non interest expense | 117.61 | 113.07 | 95.98 | 96.16 | 92.95 | 95.04 | 102.91 | 87.40 | 81.14 | 78.72 |
| Income Before Income Taxes | 113.49 | 88.02 | 90.75 | 77.21 | 82.51 | 77.23 | 73.49 | 59.24 | 61.25 | 57.41 |
| Current:Federal | -- | -- | -- | -- | 20.83 | 20.63 | 18.81 | 15.51 | 20.05 | 17.15 |
| Current:State | -- | -- | -- | -- | 0.96 | (0.94) | 1.78 | 2.26 | 2.81 | 2.54 |
| Deferred:Federal | -- | -- | -- | -- | 6.63 | -- | -- | 2.53 | (2.29) | (1.24) |
| Deferred:State | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| State | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Income tax expense | 24.14 | 18.02 | 36.44 | 25.08 | 28.41 | 24.27 | 25.28 | 20.30 | 20.57 | 18.45 |
| Income (loss) before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change, net of tax | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| NET INCOME(LOSS) AVAILABLE TO COMMON SHAREHOLDERS | 89.35 | 70.00 | 54.31 | 52.13 | 54.10 | 52.96 | 48.22 | 38.95 | 40.68 | 38.96 |
| Income (loss) before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Basic earnings (loss) per common share | 5.43 | 4.50 | 3.49 | 3.46 | 3.54 | 3.40 | 3.07 | 2.63 | 2.68 | 2.48 |
| Income (loss) before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Diluted earnings(Loss) per common share | 5.42 | 4.49 | 3.48 | 3.45 | 3.53 | 3.38 | 3.04 | 2.61 | 2.67 | 2.47 |
| Weighted Average Shares Outstanding (Basic) | 16.31 | 15.42 | 15.41 | 14.90 | 15.12 | 15.40 | 15.56 | 14.71 | 15.06 | 15.59 |
| Weighted Average Shares Outstanding (Diluted) | 16.33 | 15.44 | 15.44 | 14.91 | 15.17 | 15.49 | 15.71 | 14.80 | 15.13 | 15.65 |