| Fiscal period | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|
| Period End Date | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 |
|---|
| Interest and fees on loans | 241.52 | 212.69 | 146.54 | 136.68 | 150.50 | 170.01 | 142.06 | 125.75 | 118.14 | 115.11 |
| Interest on loans held for sale | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest on investment securities:Taxable | 54.13 | 48.34 | 34.45 | 23.07 | 23.36 | 23.39 | 17.34 | 14.39 | 12.39 | 10.83 |
| Interest on investment securities:Tax-exempt | 3.28 | 3.85 | 4.91 | 5.03 | 3.91 | 2.97 | 2.84 | 2.71 | 1.62 | 1.14 |
| Interest on deposits in depository institutions | 7.50 | 6.38 | 3.79 | 0.69 | 0.49 | 1.33 | 1.67 | 0.09 | -- | -- |
| Interest on Federal funds sold | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.00 |
| Interest on retained interests | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Interest Income | 306.43 | 271.26 | 189.69 | 165.47 | 178.26 | 197.70 | 163.90 | 142.93 | 132.15 | 127.07 |
| Interest on deposits | 64.53 | 37.29 | 7.44 | 9.41 | 22.52 | 32.67 | 21.40 | 14.83 | 12.05 | 10.89 |
| Interest on short-term borrowings | 15.50 | 12.03 | 2.21 | 0.49 | 0.99 | 3.49 | 3.42 | 1.21 | 0.47 | 0.33 |
| Interest on long-term debt | -- | -- | 0.00 | 0.00 | 0.10 | 0.18 | 0.88 | 0.77 | 0.68 | 0.62 |
| Interest on trust preferred securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest on FHLB long-term advances | 6.16 | 2.71 | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Interest Expense | 86.19 | 52.02 | 9.66 | 9.89 | 23.62 | 36.34 | 25.69 | 16.81 | 13.21 | 11.83 |
| Net Interest Income | 220.24 | 219.24 | 180.03 | 155.57 | 154.64 | 161.36 | 138.21 | 126.13 | 118.95 | 115.24 |
| Provision for loan losses | 1.82 | 3.24 | 0.47 | (3.17) | 10.72 | (1.25) | (2.31) | 3.01 | 4.40 | 6.99 |
| Net interest income after provision for loan losses | 218.42 | 216.00 | 179.56 | 158.74 | 143.92 | 162.61 | 140.52 | 123.12 | 114.55 | 108.26 |
| Insurance commissions | -- | -- | -- | -- | -- | -- | -- | -- | 0.00 | 0.00 |
| Service charges | 29.23 | 27.75 | 28.34 | 25.54 | 25.73 | 31.52 | 29.70 | 28.57 | 26.70 | 26.32 |
| VISA IPO Gain | -- | -- | -- | -- | 17.84 | -- | -- | -- | -- | -- |
| Gains on sale of investment securities | (2.83) | (4.91) | 0.00 | 0.31 | 0.06 | 0.07 | -- | 4.48 | 3.51 | 2.13 |
| Net investment securities impairment losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total investment securities impairment losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Less-Noncredit impairment losses recognized in other comprehensive income | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Unrealized gains(losses) recognized on securities still held | 0.18 | 0.43 | (1.59) | 0.50 | (0.86) | 0.89 | (0.09) | -- | -- | -- |
| Gain (loss) on sale of loans | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Trust and investment management fee income | 11.26 | 9.56 | 8.80 | 8.42 | 7.74 | 7.16 | 6.53 | 6.27 | 5.57 | 5.12 |
| Mortgage Banking Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net origination fees on junior-lien mortgages | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Bankcard interchange fees | 28.50 | 27.96 | 27.35 | 26.99 | 23.06 | 21.09 | 18.37 | 17.12 | 16.52 | 15.89 |
| Other income | 3.01 | 3.79 | 3.62 | 3.99 | 4.69 | 4.00 | 2.96 | 2.96 | 3.20 | 3.28 |
| Bank owned life insurance | 3.99 | 6.04 | 5.56 | 3.90 | 4.42 | 3.77 | 3.09 | 4.21 | 3.33 | 3.37 |
| Gain on sale of credit card portfolio | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain from sales of subsidiaries, divisions, and branches | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net proceeds from legal settlement | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on sale of insurance division | -- | -- | -- | -- | -- | -- | -- | -- | -- | 11.08 |
| Total Non Interest Income | 73.33 | 70.63 | 72.08 | 69.64 | 82.68 | 68.49 | 60.56 | 63.61 | 58.83 | 67.21 |
| Salaries and employee benefits | 76.36 | 73.16 | 66.54 | 61.85 | 62.07 | 62.14 | 54.39 | 51.06 | 50.88 | 47.85 |
| Advertising | 3.82 | 3.11 | 3.41 | 3.09 | 2.78 | 3.34 | 2.97 | 2.91 | 2.61 | 2.45 |
| Occupancy and equipment | 9.62 | 11.32 | 10.72 | 10.08 | 9.77 | 10.60 | 9.32 | 9.56 | 11.10 | 10.28 |
| Insurance and regulatory | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Depreciation | -- | -- | -- | -- | -- | -- | -- | -- | 6.24 | 6.09 |
| Merger related costs | -- | 5.15 | 0.27 | 0.00 | 0.00 | 0.80 | 13.26 | 0.00 | 0.00 | 0.60 |
| Retained interest impairment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Telecommunications | 2.31 | 2.41 | 2.62 | 2.86 | 2.13 | 2.46 | 1.75 | 1.99 | 1.81 | 1.77 |
| Loss on early extinguishment of debt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Others Operations:Other expenses | 15.93 | 19.84 | 14.90 | 14.69 | 15.32 | 16.15 | 11.73 | 11.24 | 11.24 | 11.75 |
| Legal and professional fees | 2.16 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Office supplies | 1.81 | 1.95 | 1.74 | 1.55 | 1.56 | 1.56 | 1.32 | 1.44 | 1.36 | 1.35 |
| Bankcard expenses | 8.51 | 7.45 | 6.03 | 6.46 | 5.89 | 5.56 | 4.50 | 3.92 | 4.15 | 3.26 |
| Professional fees and litigation expense | -- | 2.04 | 2.19 | 2.28 | 2.18 | 2.37 | 1.85 | 1.96 | 2.19 | 2.39 |
| Postage, delivery, and statement mailings | 2.73 | 2.53 | 2.36 | 2.32 | 2.27 | 2.42 | 2.16 | 2.09 | 2.08 | 2.12 |
| Loan production office advisory fees | -- | -- | -- | -- | -- | -- | -- | 7.73 | -- | -- |
| Loss on disposal and impairment of fixed assets | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Repossessed asset (gains) losses, net of expenses | 0.25 | 0.03 | 0.06 | (0.06) | 0.25 | 0.63 | 0.85 | 0.74 | 0.89 | 1.26 |
| FDIC insurance expense | 2.89 | 2.92 | 1.67 | 1.58 | 0.88 | 0.64 | 1.25 | 1.35 | 1.62 | 1.79 |
| Equipment and software related expense | 13.17 | 11.63 | 11.79 | 10.49 | 10.20 | 8.96 | 7.73 | -- | -- | -- |
| Other tax-related matters | 7.68 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total non interest expense | 147.24 | 143.52 | 124.30 | 117.19 | 115.29 | 117.61 | 113.07 | 95.98 | 96.16 | 92.95 |
| Income Before Income Taxes | 144.52 | 143.11 | 127.33 | 111.19 | 111.31 | 113.49 | 88.02 | 90.75 | 77.21 | 82.51 |
| Current:Federal | -- | 27.16 | 20.48 | 17.25 | 16.60 | -- | -- | 20.09 | 20.10 | 20.83 |
| Current:State | -- | 4.35 | 3.31 | 3.68 | 2.48 | -- | -- | 1.44 | 1.17 | 0.96 |
| Deferred:Federal | -- | (2.76) | -- | -- | -- | -- | -- | 14.91 | -- | -- |
| Deferred:State | -- | -- | 1.47 | 2.19 | 2.64 | -- | -- | -- | -- | -- |
| State | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Income tax expense | 27.42 | 28.74 | 25.26 | 23.11 | 21.72 | 24.14 | 18.02 | 36.44 | 25.08 | 28.41 |
| Income (loss) before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change, net of tax | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Less: earnings allocated to participating securities | 1.07 | 1.04 | -- | 0.84 | 0.89 | 0.81 | -- | -- | -- | -- |
| NET INCOME(LOSS) AVAILABLE TO COMMON SHAREHOLDERS | 116.03 | 113.33 | 102.07 | 87.24 | 88.71 | 88.55 | 70.00 | 54.31 | 52.13 | 54.10 |
| Income (loss) before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Basic earnings (loss) per common share | 7.91 | 7.62 | 6.81 | 5.67 | 5.55 | 5.43 | 4.50 | 3.49 | 3.46 | 3.54 |
| Income (loss) before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Diluted earnings(Loss) per common share | 7.89 | 7.61 | 6.80 | 5.66 | 5.55 | 5.42 | 4.49 | 3.48 | 3.45 | 3.53 |
| Weighted Average Shares Outstanding (Basic) | 14.68 | 14.87 | 14.85 | 15.38 | 15.98 | 16.31 | 15.42 | 15.41 | 14.90 | 15.12 |
| Weighted Average Shares Outstanding (Diluted) | 14.70 | 14.89 | 14.87 | 15.41 | 16.00 | 16.33 | 15.44 | 15.44 | 14.91 | 15.17 |