| Fiscal period | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|
| Period End Date | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 |
|---|
| Income from Loans | 590.49 | 554.49 | 406.60 | 359.02 | 169.41 | 158.23 | 144.38 | 126.42 | 116.72 | 88.76 |
| Mortgage-Backed Securities | 33.56 | -- | -- | -- | 9.33 | 16.18 | 16.59 | 15.23 | 13.48 | 11.17 |
| Other Securities | -- | 32.18 | 29.22 | 22.63 | -- | -- | -- | -- | -- | -- |
| U.S. Treasury and Government Agency Securities | -- | -- | -- | -- | 0.37 | 0.47 | 0.84 | 1.20 | 1.29 | 1.63 |
| State and municipal obligations | -- | -- | -- | -- | 1.84 | 2.23 | 2.81 | 3.79 | 3.78 | 3.20 |
| Interest income:Other short-term investments | 26.09 | 22.69 | 3.40 | 2.98 | -- | -- | -- | -- | -- | -- |
| Deposits with banks | -- | -- | -- | -- | 0.67 | 1.70 | 1.08 | 0.28 | 0.15 | 0.05 |
| Federal funds sold | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other interest and dividend income | -- | -- | -- | -- | 1.54 | 1.54 | 1.87 | 1.70 | 1.17 | 0.59 |
| Corporate Bonds | -- | -- | -- | -- | 1.07 | 1.20 | 1.42 | 1.23 | 1.12 | 0.84 |
| Total Interest Income | 650.15 | 609.36 | 439.23 | 384.63 | 184.23 | 181.54 | 168.98 | 149.85 | 137.72 | 106.24 |
| Certificates of deposit | -- | -- | -- | -- | 3.35 | 4.27 | 3.01 | 1.84 | 0.93 | 0.93 |
| Interest expense:Deposits and escrow | 284.75 | 219.05 | 38.43 | 16.53 | -- | -- | -- | -- | -- | -- |
| Savings, NOW and money market deposits | -- | -- | -- | -- | 10.44 | 23.69 | 15.93 | 7.86 | 5.25 | 4.00 |
| Other Time Deposits | -- | -- | -- | -- | 1.20 | 1.50 | 1.80 | 0.73 | 0.68 | 0.67 |
| Federal Home Loan Bank Advances | -- | -- | -- | -- | 3.99 | 4.57 | 5.73 | 6.11 | 3.00 | 1.43 |
| Other borrowed money | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Federal funds purchased and repurchase agreements | -- | -- | -- | -- | 0.08 | 0.77 | 1.20 | 1.57 | 1.08 | 0.47 |
| Subordinated debentures | -- | -- | -- | -- | 4.40 | 4.54 | 4.54 | 4.54 | 4.54 | 1.26 |
| Junior subordinated debentures | -- | -- | -- | -- | -- | -- | -- | 0.05 | 1.36 | 1.37 |
| Interest expense:Borrowed funds | 41.04 | 66.47 | 19.12 | 10.49 | -- | -- | -- | -- | -- | -- |
| Derivative cash collateral | 6.31 | 7.27 | 1.81 | -- | -- | -- | -- | -- | -- | -- |
| Total Interest Expense | 332.10 | 292.79 | 59.36 | 27.02 | 23.45 | 39.34 | 32.20 | 22.69 | 16.85 | 10.13 |
| Net Interest Income | 318.05 | 316.57 | 379.86 | 357.61 | 160.78 | 142.20 | 136.78 | 127.16 | 120.87 | 96.11 |
| Provision for loan losses | 36.11 | 2.77 | 5.37 | 6.21 | 11.50 | 5.70 | 1.80 | 14.05 | 5.55 | 4.00 |
| Net Interest Income After Loan Loss Provision | 281.94 | 313.80 | 374.49 | 351.40 | 149.28 | 136.50 | 134.98 | 113.11 | 115.32 | 92.11 |
| Title fee income | 0.84 | 1.30 | 2.03 | 2.34 | 2.34 | 1.72 | 1.80 | 2.39 | 1.83 | 1.87 |
| Fees for other customer services | -- | -- | -- | -- | -- | -- | -- | -- | 4.22 | 3.32 |
| Loan swap fees | -- | -- | -- | -- | 3.74 | 7.46 | -- | -- | -- | -- |
| Loss on termination of swaps | -- | 0.00 | -- | (16.51) | (3.40) | -- | -- | -- | -- | -- |
| Service charges on deposit accounts | 16.73 | 16.44 | 16.21 | 16.00 | 8.96 | 10.06 | 9.85 | 9.00 | 4.19 | 3.74 |
| Net securities (losses) gains | (1.20) | -- | 1.40 | 1.71 | -- | 0.20 | (7.92) | 0.04 | -- | -- |
| Gain on sale of Small Business Administration loans | 0.41 | 1.59 | 1.80 | 23.03 | 3.94 | 1.98 | 2.08 | 1.69 | -- | -- |
| Gain on sale of residential loans | 0.23 | 0.12 | 0.45 | 1.76 | -- | -- | -- | -- | -- | -- |
| Net gain (loss) on equity securities | (42.81) | (0.76) | -- | 0.13 | -- | -- | -- | -- | -- | -- |
| Other Operating Income | 2.15 | 2.17 | 2.29 | 3.63 | 1.30 | 1.73 | 3.54 | 2.74 | 5.36 | 3.76 |
| BOLI income | 10.38 | 9.75 | 10.35 | 7.07 | 2.19 | 2.23 | 2.22 | 2.25 | -- | -- |
| Gain on sale of other assets | 7.22 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net securities losses | -- | (1.47) | -- | -- | 3.53 | -- | -- | -- | 0.45 | (0.01) |
| Loan Level Derivative Income | 2.11 | 7.08 | 3.64 | 2.91 | -- | -- | -- | -- | -- | -- |
| Change in fair value of loans held for sale | -- | -- | -- | -- | (2.88) | -- | -- | -- | -- | -- |
| Total Non Interest Income | (3.96) | 36.21 | 38.16 | 42.07 | 19.70 | 25.39 | 11.57 | 18.10 | 16.05 | 12.67 |
| Salaries and employee benefits | 136.11 | 117.44 | 120.11 | 108.33 | 67.16 | 56.24 | 50.46 | 45.77 | 40.91 | 33.87 |
| Marketing and advertising | -- | 6.78 | 5.90 | 4.66 | 3.29 | 4.74 | 4.60 | 4.74 | 4.05 | 3.13 |
| Net occupancy expense | 29.79 | 29.06 | 30.22 | 30.70 | 14.29 | 14.37 | 13.25 | 14.00 | 12.80 | 11.05 |
| Federal deposit insurance premiums | 8.71 | 8.85 | 3.90 | 4.08 | -- | -- | -- | -- | -- | -- |
| Amortization of core deposit intangible | 1.16 | 1.43 | 1.88 | 2.62 | 0.66 | 0.79 | 0.92 | 1.05 | 2.64 | 1.45 |
| Restructuring costs | -- | 0.00 | -- | 5.06 | -- | -- | -- | -- | -- | -- |
| Merger expenses | 6.66 | 0.00 | -- | 44.82 | 4.45 | -- | -- | -- | -- | -- |
| Other Operating Expenses | 14.78 | 17.86 | 12.54 | 13.94 | 6.77 | 7.69 | 7.18 | 7.94 | 7.43 | 6.12 |
| Professional services | 8.61 | 6.16 | 8.07 | 9.28 | 4.99 | 3.80 | 4.00 | 3.15 | 3.65 | 2.33 |
| Technology and communications | -- | -- | -- | -- | 9.71 | 7.91 | 6.47 | 5.75 | 4.90 | 3.60 |
| Loss on extinguishment of debt | 0.45 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Furniture and fixture expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Data/Item processing | 17.75 | 16.47 | 15.18 | 16.64 | -- | -- | -- | -- | -- | -- |
| FDIC assessments | -- | -- | -- | -- | 1.95 | 0.61 | 1.67 | 1.31 | 1.64 | 1.59 |
| Fraud loss | -- | -- | -- | -- | -- | -- | 8.90 | -- | -- | -- |
| Acquisition costs | -- | -- | -- | -- | -- | -- | -- | 8.02 | (0.92) | 9.77 |
| Cost of extinguishment of debt | -- | -- | 0.74 | 1.75 | -- | -- | -- | -- | -- | -- |
| Office relocation costs | -- | -- | -- | -- | -- | -- | 0.75 | -- | -- | -- |
| Curtailment loss (gain) | -- | -- | -- | 1.54 | -- | -- | -- | -- | -- | -- |
| Severance | 1.30 | 9.09 | 2.20 | 1.88 | -- | -- | -- | -- | -- | -- |
| Loss due to pension settlement | 1.22 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Non-Interest expense | 226.55 | 213.13 | 200.73 | 245.30 | 113.26 | 96.14 | 98.18 | 91.73 | 77.08 | 72.89 |
| Income Before Income Taxes | 51.44 | 136.88 | 211.92 | 148.17 | 55.73 | 65.75 | 48.37 | 39.49 | 54.29 | 31.89 |
| Current: State | -- | -- | -- | 11.82 | 1.46 | 0.64 | 1.02 | 0.94 | 0.78 | -- |
| Deferred: State | -- | -- | -- | 3.11 | (0.25) | 1.18 | (0.45) | (1.00) | 0.90 | -- |
| Current: Federal | -- | -- | -- | 23.76 | 16.26 | 12.67 | 5.27 | 8.76 | 14.73 | -- |
| Income tax expense | 22.36 | 40.79 | 59.36 | 44.17 | 13.69 | 14.06 | 9.14 | 18.95 | 18.80 | 10.78 |
| Deferred: Federal | -- | -- | -- | 5.49 | (3.78) | (0.42) | 3.30 | 10.25 | 2.39 | -- |
| Net Income before Dividends paid on and earnings allocated to participating securities | 29.08 | 96.09 | 152.56 | 104.00 | 42.04 | 51.69 | 39.23 | 20.54 | 35.49 | 21.11 |
| Preferred stock dividends | 7.29 | 7.29 | 7.29 | 1.22 | -- | -- | -- | -- | -- | -- |
| Income (Less) Dividends paid on and earnings allocated to participating securities | 0.38 | 1.24 | -- | 7.29 | 0.87 | 1.10 | 0.85 | 0.42 | 0.73 | 0.45 |
| Net Income (Loss) Available to Common Shareholders | 21.42 | 87.57 | 145.27 | 95.50 | 41.17 | 50.60 | 38.37 | 20.12 | 34.76 | 20.66 |
| Net Earnings Per Share (Basic) | 0.55 | 2.29 | 3.73 | 2.45 | 2.11 | 2.59 | 1.97 | 1.04 | 2.01 | 1.43 |
| Net Earnings Per Share (Diluted) | 0.55 | 2.29 | 3.73 | 2.45 | 2.11 | 2.59 | 1.97 | 1.04 | 2.00 | 1.43 |
| Weighted Average Shares Outstanding (Basic) | 38.93 | 38.19 | 38.54 | 38.90 | 19.49 | 19.53 | 19.44 | 19.36 | 17.30 | 14.47 |
| Weighted Average Shares Outstanding (Diluted) | 38.93 | 38.19 | 38.54 | 38.90 | 19.55 | 19.56 | 19.47 | 19.38 | 17.85 | 14.48 |