| Fiscal period | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|
| Period End Date | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | 12/31/2013 | 12/31/2012 | 12/31/2011 |
|---|
| Income from Loans | 169.41 | 158.23 | 144.38 | 126.42 | 116.72 | 88.76 | 57.63 | 45.25 | 40.26 | 35.43 |
| Mortgage-Backed Securities | 9.33 | 16.18 | 16.59 | 15.23 | 13.48 | 11.17 | 10.64 | 6.96 | 7.39 | 9.00 |
| Other Securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| U.S. Treasury and Government Agency Securities | 0.37 | 0.47 | 0.84 | 1.20 | 1.29 | 1.63 | 2.72 | 2.98 | 2.98 | 2.22 |
| State and municipal obligations | 1.84 | 2.23 | 2.81 | 3.79 | 3.78 | 3.20 | 2.74 | 2.64 | 3.13 | 2.88 |
| Deposits with banks | 0.67 | 1.70 | 1.08 | 0.28 | 0.15 | 0.05 | 0.03 | 0.03 | 0.08 | 0.12 |
| Federal funds sold | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other interest and dividend income | 1.54 | 1.54 | 1.87 | 1.70 | 1.17 | 0.59 | 0.41 | 0.18 | 0.11 | 0.07 |
| Corporate Bonds | 1.07 | 1.20 | 1.42 | 1.23 | 1.12 | 0.84 | 0.75 | 0.40 | 0.57 | 0.71 |
| Total Interest Income | 184.23 | 181.54 | 168.98 | 149.85 | 137.72 | 106.24 | 74.91 | 58.43 | 54.51 | 50.43 |
| Certificates of deposit | 3.35 | 4.27 | 3.01 | 1.84 | 0.93 | 0.93 | 0.77 | 1.08 | 1.45 | 1.26 |
| Savings, NOW and money market deposits | 10.44 | 23.69 | 15.93 | 7.86 | 5.25 | 4.00 | 3.22 | 3.54 | 3.74 | 3.94 |
| Other Time Deposits | 1.20 | 1.50 | 1.80 | 0.73 | 0.68 | 0.67 | 0.43 | 0.34 | 0.42 | 0.51 |
| Federal Home Loan Bank Advances | 3.99 | 4.57 | 5.73 | 6.11 | 3.00 | 1.43 | 1.09 | 0.44 | 0.12 | -- |
| Other borrowed money | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Federal funds purchased and repurchase agreements | 0.08 | 0.77 | 1.20 | 1.57 | 1.08 | 0.47 | 0.59 | 0.51 | 0.46 | 0.54 |
| Subordinated debentures | 4.40 | 4.54 | 4.54 | 4.54 | 4.54 | 1.26 | -- | -- | -- | -- |
| Junior subordinated debentures | -- | -- | -- | 0.05 | 1.36 | 1.37 | 1.37 | 1.37 | 1.37 | 1.37 |
| Total Interest Expense | 23.45 | 39.34 | 32.20 | 22.69 | 16.85 | 10.13 | 7.46 | 7.27 | 7.56 | 7.62 |
| Net Interest Income | 160.78 | 142.20 | 136.78 | 127.16 | 120.87 | 96.11 | 67.45 | 51.16 | 46.96 | 42.81 |
| Provision for loan losses | 11.50 | 5.70 | 1.80 | 14.05 | 5.55 | 4.00 | 2.20 | 2.35 | 5.00 | 3.90 |
| Net Interest Income After Loan Loss Provision | 149.28 | 136.50 | 134.98 | 113.11 | 115.32 | 92.11 | 65.25 | 48.81 | 41.96 | 38.91 |
| Title fee income | 2.34 | 1.72 | 1.80 | 2.39 | 1.83 | 1.87 | 1.66 | 1.69 | 1.64 | 1.02 |
| Fees for other customer services | -- | -- | -- | -- | -- | -- | 2.84 | 2.61 | 2.96 | 2.55 |
| Loan swap fees | 3.74 | 7.46 | 0.72 | 1.01 | -- | -- | -- | -- | -- | -- |
| Loss on termination of swaps | (3.40) | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Service charges on deposit accounts | 8.96 | 10.06 | 9.85 | 9.00 | 8.41 | 7.05 | 3.21 | 3.17 | 3.31 | 3.14 |
| Net securities (losses) gains | -- | -- | -- | 0.04 | 0.45 | (0.01) | -- | -- | -- | 0.14 |
| Gain on sale of Small Business Administration loans | 3.94 | 1.98 | 2.08 | 1.69 | 1.10 | 0.51 | -- | -- | -- | -- |
| Other Operating Income | 1.30 | 1.73 | 2.83 | 1.73 | 2.33 | 2.02 | 1.55 | 0.76 | 0.12 | 0.11 |
| BOLI income | 2.19 | 2.23 | 2.22 | 2.25 | 1.93 | 1.23 | -- | -- | -- | -- |
| Net securities losses | 3.53 | 0.20 | (7.92) | -- | -- | -- | (1.09) | 0.66 | 2.65 | -- |
| Change in fair value of loans held for sale | (2.88) | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Non Interest Income | 19.70 | 25.39 | 11.57 | 18.10 | 16.05 | 12.67 | 8.17 | 8.89 | 10.67 | 6.95 |
| Salaries and employee benefits | 67.16 | 56.24 | 50.46 | 46.56 | 41.56 | 33.87 | 26.01 | 21.53 | 20.71 | 18.04 |
| Marketing and advertising | 3.29 | 4.74 | 4.60 | 4.74 | 4.05 | 3.13 | 2.43 | 1.86 | 1.59 | 1.29 |
| Net occupancy expense | 14.29 | 14.37 | 13.25 | 14.00 | 12.80 | 11.05 | 7.71 | 5.37 | 4.05 | 3.92 |
| Amortization of core deposit intangible | 0.66 | 0.79 | 0.92 | 1.05 | 2.64 | 1.45 | 0.30 | 0.06 | 0.07 | 0.04 |
| Restructuring costs | -- | -- | -- | 8.02 | -- | -- | -- | -- | -- | -- |
| Merger expenses | 4.45 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other Operating Expenses | 6.77 | 7.69 | 7.18 | 7.14 | 6.78 | 6.12 | 4.48 | 3.75 | 3.30 | 2.87 |
| Professional services | 4.99 | 3.80 | 4.00 | 3.15 | 3.65 | 2.33 | 1.54 | 1.34 | 1.05 | 1.22 |
| Technology and communications | 9.71 | 7.91 | 6.47 | 5.75 | 4.90 | 3.60 | 3.18 | 2.59 | 2.12 | 1.84 |
| Furniture and fixture expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Data/Item processing | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| FDIC assessments | 1.95 | 0.61 | 1.67 | 1.31 | 1.64 | 1.59 | 1.27 | 0.92 | 0.75 | 0.83 |
| Fraud loss | -- | -- | 8.90 | -- | -- | -- | -- | -- | -- | -- |
| Acquisition costs | -- | -- | -- | -- | (0.92) | 9.77 | 5.50 | 0.50 | 0.00 | 0.79 |
| Cost of extinguishment of debt | -- | -- | -- | -- | -- | -- | -- | -- | 0.16 | -- |
| Office relocation costs | -- | -- | 0.75 | -- | -- | -- | -- | -- | -- | -- |
| Total Non-Interest expense | 113.26 | 96.14 | 98.18 | 91.73 | 77.08 | 72.89 | 52.41 | 37.94 | 33.78 | 30.84 |
| Income Before Income Taxes | 55.73 | 65.75 | 48.37 | 39.49 | 54.29 | 31.89 | 21.00 | 19.76 | 18.85 | 15.02 |
| Current: State | 1.46 | 0.64 | 1.02 | 0.94 | 0.78 | 1.23 | 0.51 | -- | -- | 0.60 |
| Deferred: State | (0.25) | 1.18 | (0.45) | (1.00) | 0.90 | (0.16) | 0.62 | -- | -- | (0.11) |
| Current: Federal | 16.26 | 12.67 | 5.27 | 8.76 | 14.73 | 8.25 | 3.93 | -- | -- | 3.70 |
| Income tax expense | 13.69 | 14.06 | 9.14 | 18.95 | 18.80 | 10.78 | 7.24 | 6.67 | 6.08 | 4.66 |
| Deferred: Federal | (3.78) | (0.42) | 3.30 | 10.25 | 2.39 | 1.46 | 2.19 | -- | -- | 0.47 |
| Net Income before Dividends paid on and earnings allocated to participating securities | 42.04 | 51.69 | 39.23 | 20.54 | 35.49 | 21.11 | 13.76 | 13.09 | 12.77 | 10.36 |
| Income (Less) Dividends paid on and earnings allocated to participating securities | 0.87 | 1.10 | 0.85 | 0.42 | 0.73 | 0.45 | 0.32 | 0.33 | 0.33 | 0.30 |
| Net Income (Loss) Available to Common Shareholders | 41.17 | 50.60 | 38.37 | 20.12 | 34.76 | 20.66 | 13.44 | 12.76 | 12.44 | 10.06 |
| Net Earnings Per Share (Basic) | 2.11 | 2.59 | 1.97 | 1.04 | 2.01 | 1.43 | 1.18 | 1.36 | 1.48 | 1.54 |
| Net Earnings Per Share (Diluted) | 2.11 | 2.59 | 1.97 | 1.04 | 2.00 | 1.43 | 1.18 | 1.36 | 1.48 | 1.54 |
| Weighted Average Shares Outstanding (Basic) | 19.49 | 19.53 | 19.44 | 19.36 | 17.30 | 14.47 | 11.36 | 9.38 | 8.41 | 6.52 |
| Weighted Average Shares Outstanding (Diluted) | 19.55 | 19.56 | 19.47 | 19.38 | 17.85 | 14.48 | 11.36 | 9.38 | 8.41 | 6.52 |