| Fiscal period | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|
| Period End Date | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 |
|---|
| Operating revenues :Interest income, net | 62.37 | 37.34 | 42.16 | 18.79 | 14.79 | 31.94 | -- | -- | -- | -- |
| Operating revenues : Card revenues | 1,231.46 | 1,007.57 | 876.32 | 788.83 | 593.92 | 459.36 | 482.88 | 414.78 | 337.82 | 318.08 |
| Operating revenues : Cash transfer revenues | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Operating revenues : Interchange revenues | 198.30 | 231.00 | 295.65 | 380.04 | 351.84 | 330.23 | 310.92 | 257.92 | 196.61 | 196.52 |
| Operating revenues : Stock-based retailer incentive compensation | -- | -- | -- | -- | -- | -- | -- | -- | -- | (2.52) |
| Processing and settlement service revenues | 231.75 | 225.42 | 235.45 | 245.54 | 293.22 | 287.06 | 247.96 | 217.45 | 184.34 | 182.61 |
| Total Revenues | 1,723.88 | 1,501.33 | 1,449.57 | 1,433.20 | 1,253.76 | 1,108.60 | 1,041.76 | 890.15 | 718.77 | 694.70 |
| Compensation and benefits expenses | 251.04 | 238.53 | 243.94 | 264.69 | 233.16 | 198.41 | 221.63 | 194.65 | 159.46 | 168.23 |
| Other General and administrative expenses | 370.04 | 355.58 | 331.89 | 330.59 | 281.71 | 199.75 | 206.04 | 155.60 | 139.35 | 134.56 |
| Sales and marketing expenses | 217.21 | 245.33 | 297.90 | 382.16 | 415.11 | 386.84 | 326.33 | 280.56 | 249.10 | 230.44 |
| Processing expenses | (887.25) | (639.23) | (481.46) | (389.28) | (293.71) | (200.67) | (181.16) | (161.01) | (107.56) | (102.14) |
| Total Operating Expenses | 1,725.54 | 1,478.66 | 1,355.19 | 1,366.72 | 1,223.69 | 985.68 | 935.16 | 791.83 | 655.46 | 635.37 |
| Operating Income (Loss) | (1.67) | 22.67 | 94.38 | 66.47 | 30.07 | 122.92 | 106.60 | 98.32 | 63.32 | 59.33 |
| Interest expense | 5.51 | 3.03 | 0.26 | 0.15 | 0.76 | 1.84 | 6.48 | 6.11 | 9.12 | 5.94 |
| Interest income | -- | -- | -- | -- | -- | -- | 23.70 | 11.24 | 7.37 | 4.74 |
| Other income (loss) | (15.37) | (5.01) | (10.20) | (2.62) | (1.22) | -- | -- | -- | -- | -- |
| Income (loss) before income taxes | (22.54) | 14.63 | 83.92 | 63.70 | 28.10 | 121.08 | 123.82 | 103.46 | 61.56 | 58.12 |
| Income tax expense (benefit) | 4.16 | 7.91 | 19.71 | 16.22 | 4.96 | 21.18 | 5.11 | 17.57 | 19.96 | 19.71 |
| Deferred: Foreign | -- | -- | -- | -- | (0.07) | -- | -- | -- | 0.05 | 0.02 |
| Current: Foreign | -- | -- | -- | -- | 0.47 | 0.60 | 0.44 | 0.37 | 0.22 | 0.02 |
| Current Tax : Federal | -- | 15.04 | 20.30 | 11.75 | 15.85 | 11.91 | 4.01 | 15.55 | 16.54 | 18.99 |
| Current Tax : State | -- | 3.88 | 5.41 | 1.13 | 3.65 | 1.79 | 0.89 | (1.12) | 1.93 | 1.10 |
| Deferred Tax : Federal | -- | (9.04) | (4.03) | 2.67 | (11.21) | 8.10 | 1.14 | 4.60 | 2.36 | (0.14) |
| Deferred Tax : State | -- | (2.67) | (2.73) | 0.06 | (3.72) | (1.23) | (1.37) | (1.82) | (1.14) | (0.29) |
| Net Income (loss) | (26.70) | 6.72 | 64.21 | 47.48 | 23.13 | 99.90 | 118.70 | 85.89 | 41.60 | 38.42 |
| Dividends, accretion, and allocated earnings of preferred stock | 0.00 | -- | 0.18 | 0.41 | 0.35 | -- | -- | -- | 0.80 | 1.10 |
| Net income allocated to common stockholders | (26.70) | 6.72 | 64.03 | 47.07 | 22.79 | 99.90 | 118.70 | 85.89 | 40.80 | 37.31 |
| Diluted net income allocated to Class A common stockholders | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Earnings Per Share (Basic) | (0.50) | 0.13 | 1.20 | 0.87 | 0.43 | 1.91 | 2.27 | 1.70 | 0.82 | 0.73 |
| Class A: Basic Earnings Per Share | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Class B: Basic Earnings Per Share | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Earnings Per Share (Diluted) | (0.50) | 0.13 | 1.19 | 0.85 | 0.42 | 1.88 | 2.18 | 1.61 | 0.80 | 0.72 |
| Class A: Diluted Earnings Per Share | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Class B: Diluted Earnings Per Share | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Weighted Average Shares Outstanding (Basic) | 53.53 | 52.25 | 53.35 | 54.07 | 52.44 | 52.20 | 52.22 | 50.48 | 49.54 | 51.33 |
| Weighted Average Shares Outstanding : Class A common stock (Basic) | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Weighted Average Shares Outstanding : Class B common stock (Basic) | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Weighted Average Shares Outstanding (Diluted) | 53.53 | 52.51 | 53.87 | 55.22 | 53.69 | 53.14 | 54.48 | 53.20 | 50.80 | 51.88 |
| Weighted Average Shares Outstanding : Class A common stock (Diluted) | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Weighted Average Shares Outstanding : Class B common stock (Diluted) | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |