| Fiscal period | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Period End Date | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | 12/31/2013 | 12/31/2012 | 12/31/2011 | 12/31/2010 |
|---|
| Loans and Leases | 3,541.00 | 3,305.00 | 2,838.00 | 2,178.00 | 1,760.00 | 1,674.56 | 1,629.94 | 1,675.30 | 1,727.78 | 1,865.85 |
| Loans and leases:Taxable | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Loans and leases:Tax-exempt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Investment securities:Taxable | 295.00 | 279.00 | 283.00 | 211.00 | 202.00 | 171.08 | 148.56 | 184.34 | 207.98 | 239.07 |
| Investment securities:Tax-exempt | 83.00 | 97.00 | 77.00 | 59.00 | 42.00 | 28.97 | 12.68 | 9.00 | 9.79 | 11.68 |
| Securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest on Held-to-maturity securities - taxable | 218.00 | 211.00 | 193.00 | 138.00 | 87.00 | 88.72 | 50.21 | 24.09 | 11.21 | 0.00 |
| Other securities: Taxable | 16.00 | 25.00 | 20.00 | 12.00 | -- | -- | -- | -- | -- | -- |
| Other | 48.00 | 32.00 | 22.00 | 34.00 | 24.00 | 13.13 | 19.25 | 37.54 | 13.46 | 28.80 |
| Total Interest Income | 4,201.00 | 3,949.00 | 3,433.00 | 2,632.00 | 2,115.00 | 1,976.46 | 1,860.64 | 1,930.26 | 1,970.23 | 2,145.39 |
| Deposits | 585.00 | 391.00 | 180.00 | 102.00 | 82.00 | 86.45 | 116.24 | 162.17 | 260.05 | 439.05 |
| Short-term borrowings | 54.00 | 48.00 | 25.00 | 5.00 | 2.00 | 2.94 | 0.70 | 2.05 | 3.50 | 3.01 |
| Federal Home Loan Bank Advances | -- | -- | -- | -- | 1.00 | 1.01 | 1.08 | 0.82 | 0.82 | 3.12 |
| Subordinated notes and other long-term debt | 349.00 | 321.00 | 226.00 | 156.00 | 79.00 | 48.92 | 38.01 | 54.71 | 76.68 | 81.41 |
| Medium-term notes | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest expense: Other borrowings | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Interest Expense | 988.00 | 760.00 | 431.00 | 263.00 | 164.00 | 139.32 | 156.03 | 219.74 | 341.06 | 526.59 |
| Net Interest Income | 3,213.00 | 3,189.00 | 3,002.00 | 2,369.00 | 1,951.00 | 1,837.14 | 1,704.61 | 1,710.52 | 1,629.17 | 1,618.81 |
| Provision for credit losses | 287.00 | 235.00 | 201.00 | 191.00 | 100.00 | 80.99 | 90.05 | 147.39 | 174.06 | 634.55 |
| Net interest income after provision for credit losses | 2,926.00 | 2,954.00 | 2,801.00 | 2,178.00 | 1,851.00 | 1,756.15 | 1,614.56 | 1,563.14 | 1,455.11 | 984.26 |
| Other service charges and fees | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Electronic banking fees | -- | -- | -- | -- | -- | -- | 92.59 | 82.29 | 111.70 | 110.23 |
| Insurance income | 88.00 | 82.00 | 81.00 | 84.00 | 81.00 | 65.47 | 69.26 | 71.32 | 69.47 | 76.41 |
| Brokerage income | -- | -- | -- | -- | -- | 68.28 | 69.62 | 72.68 | 80.37 | 68.86 |
| Capital markets income | 123.00 | 108.00 | 90.00 | 60.00 | 54.00 | 43.73 | 45.22 | 48.16 | 36.54 | 23.89 |
| Service charges on deposit accounts | 372.00 | 364.00 | 353.00 | 324.00 | 280.00 | 273.74 | 271.80 | 262.18 | 243.51 | 267.02 |
| Securities gains (losses), net | (24.00) | (21.00) | -- | 2.00 | 3.00 | 17.55 | 2.22 | 6.39 | 3.68 | 13.45 |
| Net impairment losses on investment securities | -- | -- | (4.00) | (2.00) | (2.00) | -- | (1.80) | (1.62) | (7.36) | (13.72) |
| Gains on sales of automobile loans | 55.00 | 55.00 | 56.00 | 47.00 | -- | -- | -- | -- | -- | -- |
| Gains on sales and securitizations of loans | -- | -- | -- | -- | 33.00 | 21.09 | 18.17 | 58.18 | 31.94 | 6.28 |
| Trust services | 178.00 | 171.00 | 156.00 | 123.00 | 116.00 | 115.97 | 123.01 | 121.90 | 119.38 | 112.56 |
| Mortgage Banking Income | 167.00 | 108.00 | 131.00 | 128.00 | 112.00 | 84.89 | 126.86 | 191.09 | 83.41 | 175.78 |
| Merchant Servicesgain | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cards and payment processing income | 246.00 | 224.00 | 206.00 | 169.00 | 143.00 | 105.40 | -- | -- | -- | -- |
| Bank owned life insurance income | 66.00 | 67.00 | 67.00 | 58.00 | 52.00 | 57.05 | 56.42 | 56.04 | 62.34 | 61.07 |
| Financial Services-Other income | 183.00 | 163.00 | 171.00 | 157.00 | 167.00 | 126.00 | 138.83 | 137.71 | 145.65 | 140.05 |
| Operating lease income | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on sale of Florida operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on sale of branch offices | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Automobile operating lease income | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Non-Interest Income | 1,454.00 | 1,321.00 | 1,307.00 | 1,150.00 | 1,039.00 | 979.18 | 1,012.20 | 1,106.32 | 980.62 | 1,041.86 |
| Personnel costs | 1,654.00 | 1,559.00 | 1,524.00 | 1,349.00 | 1,122.00 | 1,048.78 | 1,001.64 | 988.19 | 892.53 | 798.97 |
| Marketing | 37.00 | 53.00 | 60.00 | 63.00 | 52.00 | 50.56 | 51.19 | 64.26 | 65.56 | 56.35 |
| Net occupancy | 159.00 | 184.00 | 212.00 | 153.00 | 122.00 | 128.08 | 125.34 | 111.16 | 109.13 | 107.86 |
| Deposit and other insurance expense | 34.00 | 63.00 | 78.00 | 54.00 | 45.00 | 49.04 | 50.16 | 68.33 | 77.69 | 97.55 |
| Goodwill impairment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Amortization of Intangibles | 49.00 | 53.00 | 56.00 | 30.00 | 28.00 | 39.28 | 41.36 | 46.55 | 53.32 | 60.48 |
| OREO and foreclosure expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 39.05 |
| Restructuring reserve releases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Equipment | 163.00 | 164.00 | 171.00 | 165.00 | 125.00 | 119.66 | 106.79 | 102.95 | 92.54 | 85.92 |
| Professional services | 54.00 | 60.00 | 69.00 | 105.00 | 50.00 | 59.56 | 40.59 | 65.76 | 68.62 | 86.21 |
| Operating lease expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Outside data processing and other services | 346.00 | 294.00 | 313.00 | 305.00 | 231.00 | 212.59 | 199.55 | 190.26 | 189.17 | 161.81 |
| Telecommunications | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Printing and supplies | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other expense | 225.00 | 217.00 | 231.00 | 184.00 | 201.00 | 174.81 | 141.39 | 199.22 | 189.63 | 179.60 |
| Loss on early extinguishment of debt | -- | -- | -- | -- | -- | -- | -- | (0.80) | (9.70) | 0.00 |
| Special charges | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Franchise and other taxes | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Automobile operating lease expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Non-Interest expense | 2,721.00 | 2,647.00 | 2,714.00 | 2,408.00 | 1,976.00 | 1,882.35 | 1,758.00 | 1,835.88 | 1,728.50 | 1,673.81 |
| Income Before Income Taxes | 1,659.00 | 1,628.00 | 1,394.00 | 920.00 | 914.00 | 852.99 | 868.76 | 833.58 | 707.23 | 352.31 |
| Current tax provision: Federal | 209.00 | 152.00 | 41.00 | 40.00 | 146.00 | 186.44 | 117.17 | 35.39 | 10.47 | 40.68 |
| Current tax provision: State | 16.00 | 20.00 | (1.00) | 3.00 | 6.00 | (1.02) | 4.28 | 6.97 | (5.04) | 29.54 |
| Deferred tax (benefit)provision: Federal | 24.00 | 71.00 | 151.00 | 161.00 | 67.00 | 41.17 | 112.68 | 193.21 | 158.71 | (30.24) |
| Deferred tax (benefit)provision: State | (1.00) | (8.00) | 17.00 | 4.00 | 2.00 | (5.99) | (6.66) | (33.27) | 0.48 | (0.01) |
| Provision for income taxes | 248.00 | 235.00 | 208.00 | 208.00 | 221.00 | 220.59 | 227.47 | 202.29 | 164.62 | 39.96 |
| Income before cumulative effect of change in accounting principle | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of change in accounting principle, net of tax | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Consolidated Net Income (Loss) | 1,411.00 | 1,393.00 | 1,186.00 | 712.00 | 693.00 | 632.39 | 641.28 | 631.29 | 542.61 | 312.35 |
| Dividends on preferred shares | 74.00 | 70.00 | 76.00 | 65.00 | 32.00 | 31.85 | 31.87 | 31.99 | 30.81 | 172.03 |
| Net Income | 1,337.00 | 1,323.00 | 1,110.00 | 647.00 | 661.00 | 600.54 | 609.41 | 599.30 | 511.80 | 140.32 |
| Income before cumulative effect of change in accounting principle- basic | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net income- basic | 1.29 | 1.22 | 1.02 | 0.72 | 0.82 | 0.73 | 0.73 | 0.70 | 0.59 | 0.19 |
| Income before cumulative effect of change in accounting principle- diluted | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net income- diluted | 1.27 | 1.20 | 1.00 | 0.70 | 0.81 | 0.72 | 0.72 | 0.69 | 0.59 | 0.19 |
| Average common shares- basic | 1,038.84 | 1,081.54 | 1,084.69 | 904.44 | 803.41 | 819.92 | 834.21 | 857.96 | 863.69 | 726.93 |
| Average common shares- diluted | 1,056.08 | 1,105.99 | 1,136.19 | 918.79 | 817.13 | 833.08 | 843.97 | 863.40 | 867.62 | 729.53 |