| Fiscal period | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|
| Period End Date | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | 12/31/2013 | 12/31/2012 |
|---|
| Interest and fees on loans | 528.17 | 554.97 | 627.67 | 594.10 | 529.76 | 392.13 | 291.34 | 283.82 | 266.68 | 250.58 |
| Interest on other investments, including time certificate of deposits with other financial institutions | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest on securities | 35.49 | 39.36 | 46.30 | 45.34 | 36.92 | 25.44 | 18.61 | 16.08 | 14.66 | 16.48 |
| Interest on interest rate swaps | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest on federal funds sold and other investments | 2.87 | 4.55 | 10.82 | 10.73 | 5.43 | 4.37 | 3.71 | 2.76 | 1.73 | 0.82 |
| Total Interest Income | 566.53 | 598.88 | 684.79 | 650.17 | 572.10 | 421.93 | 313.66 | 302.66 | 283.07 | 267.89 |
| Interest on deposits | 42.01 | 110.37 | 190.16 | 134.96 | 74.90 | 48.09 | 33.41 | 29.18 | 23.32 | 21.35 |
| Interest expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest on FHLB borrowings | 2.56 | 6.87 | 12.03 | 15.13 | 10.71 | 7.56 | 5.65 | 5.25 | 4.90 | 6.23 |
| Interest on other borrowings | 9.19 | 14.15 | 16.00 | 12.16 | 5.12 | 2.93 | 1.56 | 1.64 | 1.80 | 2.06 |
| Total Interest Expense | 53.76 | 131.38 | 218.19 | 162.25 | 90.72 | 58.58 | 40.62 | 36.06 | 30.02 | 29.65 |
| Net Interest Income | 512.77 | 467.50 | 466.60 | 487.93 | 481.38 | 363.36 | 273.04 | 266.60 | 253.06 | 238.24 |
| Provision for loan losses | (12.20) | 95.00 | 7.30 | 14.90 | 17.36 | 9.00 | 8.00 | 12.64 | 20.00 | 19.10 |
| Net interest income after provision for loan losses | 524.97 | 372.50 | 459.30 | 473.03 | 464.02 | 354.36 | 265.04 | 253.96 | 233.06 | 219.13 |
| International service fees | 3.59 | 3.14 | 3.93 | 4.37 | 4.49 | 3.69 | 3.45 | 3.93 | 4.92 | 5.04 |
| Loan servicing fees, net | 3.37 | 2.81 | 2.32 | 4.70 | 5.43 | 3.52 | 3.14 | 3.23 | 3.96 | 4.11 |
| Wire transfer fees | 3.52 | 3.58 | 4.56 | 4.93 | 5.06 | 4.33 | 3.63 | 3.57 | 3.58 | 3.25 |
| Loan referral income | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other income and fees | 11.51 | 11.86 | 12.82 | 14.85 | 14.81 | 11.70 | 7.91 | 6.60 | 5.80 | 5.46 |
| Service charges on deposit accounts | 7.28 | 12.44 | 17.93 | 18.55 | 20.62 | 15.96 | 12.21 | 13.69 | 12.84 | 12.47 |
| Net gains on sales of securities available for sale | -- | 7.53 | 0.28 | -- | 0.30 | 0.95 | 0.42 | -- | 0.05 | 0.95 |
| Other than temporary impairment on securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on interest rate swaps | 1.46 | 4.07 | 3.36 | 0.58 | -- | -- | -- | -- | -- | 0.04 |
| Net gains on sales of SBA loans | 8.45 | -- | -- | 9.71 | 12.77 | 8.75 | 12.67 | 13.17 | 11.52 | 8.18 |
| Net gains on sales of other loans | 4.44 | 8.00 | 4.49 | 2.49 | 2.93 | 2.92 | 0.27 | -- | 0.06 | 0.15 |
| Gain on sales of premises and equipment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on sales of other real estate owned | -- | -- | -- | -- | -- | -- | -- | -- | -- | (0.25) |
| Amortization of negative goodwill | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Non Interest Income | 43.59 | 53.43 | 49.68 | 60.18 | 66.42 | 51.82 | 43.69 | 44.19 | 42.72 | 39.39 |
| Salaries and employee benefits | 175.15 | 162.92 | 161.17 | 153.52 | 144.67 | 107.94 | 84.90 | 75.70 | 66.81 | 56.49 |
| Advertising and marketing | 8.71 | 6.28 | 9.15 | 9.41 | 10.28 | 7.32 | 5.09 | 5.43 | 5.18 | 5.08 |
| Occupancy | 28.90 | 28.92 | 30.74 | 30.37 | 28.59 | 24.57 | 19.39 | 19.13 | 17.68 | 15.63 |
| FDIC assessment | 5.11 | 5.54 | 3.88 | 6.57 | 5.17 | 4.17 | 4.09 | 4.35 | 3.31 | 2.44 |
| OREO (income) expense | 1.64 | 3.87 | (0.93) | 0.19 | 3.10 | 2.49 | 1.52 | 3.27 | 3.03 | -- |
| Merger-Related Expenses | -- | -- | -- | -- | 1.78 | 16.91 | 1.54 | 0.32 | 5.16 | 3.81 |
| Software impairment | 2.15 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Furniture and Equipment | 18.08 | 17.55 | 15.58 | 14.90 | 14.64 | 11.73 | 9.25 | 8.13 | 6.81 | 5.66 |
| Other | 15.60 | 15.13 | 15.47 | 15.64 | 16.79 | 14.83 | 9.48 | 12.08 | 14.99 | 12.06 |
| Communications | -- | -- | -- | -- | -- | -- | -- | 8.90 | -- | -- |
| Professional fees | 12.17 | 8.17 | 22.53 | 16.29 | 14.95 | 6.56 | 5.59 | 5.88 | 5.19 | 3.88 |
| Data processing expense | 10.33 | 9.34 | 10.78 | 14.23 | 12.18 | 11.40 | 9.18 | -- | 7.60 | 6.36 |
| Change in discount on cash surrender value of life insurance | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Office supplies and forms | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| FHLB prepayment fee | -- | 3.58 | -- | -- | -- | -- | -- | -- | -- | -- |
| Credit related expenses | 4.40 | 6.82 | 4.98 | 2.86 | 0.58 | 2.95 | 1.92 | 6.88 | 5.87 | 9.01 |
| Prepayment charge on retirement of debt | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.46 |
| Loss on investments in affordable housing partnerships | 11.07 | 13.15 | 9.29 | 12.07 | 13.86 | 4.10 | 1.44 | 1.56 | -- | -- |
| Branch restructuring costs | -- | 2.37 | -- | 1.67 | -- | -- | -- | -- | -- | -- |
| Total non interest expense | 293.29 | 283.64 | 282.63 | 277.73 | 266.60 | 214.98 | 153.38 | 151.62 | 141.62 | 120.89 |
| Income Before Income Taxes | 275.27 | 142.29 | 226.35 | 255.48 | 263.83 | 191.20 | 155.35 | 146.52 | 134.15 | 137.63 |
| Current:Federal | 28.38 | 28.28 | 31.97 | 35.40 | 64.91 | 50.78 | -- | -- | -- | 35.29 |
| Current:State | 22.69 | 20.49 | 21.81 | 27.75 | 24.74 | 20.92 | -- | -- | -- | 7.26 |
| Deferred:Federal | 12.60 | (11.08) | 0.87 | 2.34 | 31.46 | 4.20 | -- | -- | -- | 5.58 |
| Deferred:State | 7.03 | (6.92) | 0.66 | 0.41 | 3.28 | 1.55 | -- | -- | -- | 6.29 |
| Income taxes | 70.70 | 30.78 | 55.31 | 65.89 | 124.39 | 77.45 | 63.09 | 57.91 | 52.40 | 54.41 |
| Income before cumulative effect of a change in accounting principle | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of change in accounting principle | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Consolidated Net Income (Loss) | 204.57 | 111.52 | 171.04 | 189.59 | 139.45 | 113.75 | 92.26 | 88.62 | 81.76 | 83.22 |
| Dividends and Discount Accretion on Preferred Stock | -- | -- | -- | -- | -- | -- | -- | -- | -- | 5.64 |
| Net Income(Loss) Available to Shareholders | 204.57 | 111.52 | 171.04 | 189.59 | 139.45 | 113.75 | 92.26 | 88.62 | 81.76 | 77.58 |
| Income before cumulative effect of a change in accounting principle:Basic | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of a change in accounting principle:Basic | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| EARNINGS PER SHARE:Basic | 1.67 | 0.90 | 1.35 | 1.44 | 1.03 | 1.10 | 1.16 | 1.11 | 1.03 | 0.99 |
| Income before cumulative effect of a change in accounting principle:Diluted | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of a change in accounting principle:Diluted | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| EARNINGS PER SHARE:Diluted | 1.66 | 0.90 | 1.35 | 1.44 | 1.03 | 1.10 | 1.16 | 1.11 | 1.03 | 0.99 |
| Weighted Average Shares Outstanding (Basic) | 122.32 | 123.50 | 126.60 | 131.72 | 135.35 | 103.29 | 79.55 | 79.49 | 79.04 | 78.01 |
| Weighted Average Shares Outstanding (Diluted) | 123.13 | 123.89 | 126.88 | 131.95 | 135.69 | 103.53 | 79.61 | 79.61 | 79.26 | 78.09 |