| Fiscal period | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|
| Period End Date | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 |
|---|
| Loans receivable | 615.78 | 543.66 | 407.83 | 390.34 | 410.91 | 394.81 | 356.57 | 339.99 | 329.04 | 298.67 |
| Mortgage-Backed Securities | 39.79 | 32.89 | 30.80 | 21.46 | 17.42 | 16.67 | 13.78 | 11.34 | 8.54 | 8.82 |
| Taxable investment securities | 3.27 | 3.26 | 3.07 | 2.62 | 1.99 | 3.40 | 3.06 | 3.75 | 3.41 | 4.52 |
| Tax-free investment securities | 1.98 | 2.35 | 2.77 | 2.49 | 2.06 | 0.84 | 1.08 | 2.02 | 2.73 | 4.31 |
| Interest-earning deposits | 6.49 | 2.90 | 3.60 | 1.19 | 0.72 | 0.60 | 0.84 | 1.50 | 0.54 | 0.43 |
| FHLB dividends | 1.89 | 2.87 | 0.73 | 0.41 | 0.98 | 1.06 | 0.45 | 0.25 | 1.37 | 2.83 |
| Total Interest Income | 669.20 | 587.92 | 448.80 | 418.51 | 434.07 | 417.38 | 375.78 | 358.86 | 345.63 | 319.58 |
| Deposits | 205.49 | 105.34 | 14.12 | 19.12 | 35.90 | 49.22 | 30.99 | 23.06 | 23.47 | 24.06 |
| Borrowed funds | 28.13 | 46.90 | 14.00 | 8.12 | 6.44 | 7.70 | 6.16 | 5.01 | 14.83 | 32.27 |
| Total Interest Expense | 233.62 | 152.24 | 28.12 | 27.25 | 42.34 | 56.91 | 37.14 | 28.07 | 38.30 | 56.33 |
| Net Interest Income | 435.58 | 435.68 | 420.68 | 391.26 | 391.73 | 360.47 | 338.64 | 330.79 | 307.34 | 263.25 |
| Provision for loan losses | 27.68 | 18.66 | 17.86 | (11.88) | 83.98 | 22.66 | 20.33 | 19.75 | 13.54 | 9.71 |
| Provision for credit losses - unfunded commitments | (3.17) | 4.21 | -- | -- | -- | -- | -- | -- | -- | -- |
| Net interest income after provision for loan losses | 411.07 | 412.81 | 402.82 | 403.15 | 307.75 | 337.81 | 318.31 | 311.03 | 293.79 | 253.54 |
| Insurance commission income | -- | 0.00 | 0.00 | 3.63 | 9.13 | 8.07 | 8.79 | 9.01 | 10.52 | 9.53 |
| Service Charges and Fees | 62.96 | 59.21 | 55.19 | 51.84 | 55.61 | 53.07 | 50.79 | 49.72 | 44.11 | 38.36 |
| Gain on sale of investments | (39.41) | (8.31) | (0.01) | (0.18) | 0.24 | 0.05 | 0.16 | 1.15 | 0.63 | 1.04 |
| Gain on sale of marketable securities, net | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Writedown of investment securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gross Impairment losses on securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Less-Noncredit related losses on securities not expected to be sold | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on sale of SBA loans | 3.82 | 1.80 | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain (loss)on sale of loans, net | 0.00 | 0.73 | -- | -- | 1.30 | 1.73 | -- | -- | -- | -- |
| Trust and other financial services income | 30.10 | 27.28 | 27.77 | 27.92 | 20.92 | 17.77 | 16.58 | 17.99 | 14.10 | 12.34 |
| Mortgage Banking Income | 2.32 | 2.43 | 4.87 | 15.89 | 31.39 | 3.82 | 0.60 | 1.42 | 4.89 | 0.93 |
| Other Operating Income | 20.01 | 11.78 | 15.31 | 11.96 | 8.59 | 10.54 | 9.60 | 8.72 | 5.78 | 4.29 |
| Income from Bank owned life insurance | 6.33 | 8.59 | 7.13 | 6.05 | 5.19 | 4.42 | 5.82 | 6.09 | 5.36 | 4.34 |
| Gain on sale of real estate owned, net | 0.89 | 2.01 | 0.60 | 0.44 | (0.11) | (0.05) | (0.63) | (0.80) | (0.04) | (1.99) |
| Gain on sale of mortgage servicing rights | 0.00 | 8.31 | -- | -- | -- | -- | -- | -- | -- | -- |
| Non-cash (impairment)/ recovery of mortgage servicing asset | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on bargain purchase of Keystone State Savings Bank | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on sale of offices | -- | -- | -- | -- | -- | -- | -- | 17.19 | -- | -- |
| Gain on sale of insurance business | -- | -- | -- | 25.33 | -- | -- | -- | -- | -- | -- |
| Total Noninterest Income | 87.01 | 113.82 | 110.85 | 142.89 | 132.27 | 99.41 | 91.70 | 110.48 | 85.36 | 68.84 |
| Salaries, Compensation and employee benefits | 214.46 | 195.69 | 188.36 | 193.89 | 178.38 | 163.09 | 152.40 | 150.23 | 140.93 | 119.82 |
| Marketing expenses | 8.89 | 9.44 | 9.10 | 8.24 | 7.70 | 7.00 | 8.43 | 9.61 | 8.85 | 8.50 |
| Premises and occupancy costs | 29.47 | 29.15 | 29.62 | 31.07 | 30.62 | 28.72 | 27.52 | 28.86 | 26.13 | 24.64 |
| Federal deposit insurance premiums | 11.60 | 9.27 | 4.78 | 4.98 | 4.77 | 0.69 | 2.75 | 3.52 | 4.40 | 5.11 |
| FDIC special assessment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Amortization of intangible assets | 2.45 | 3.27 | 4.28 | 5.55 | 6.86 | 6.54 | 5.85 | 6.76 | 4.26 | 1.69 |
| REAL ESTATE OWNED EXPENSE | 0.18 | 0.46 | 0.22 | 0.30 | 0.36 | 0.48 | 0.82 | 1.00 | 1.00 | 2.07 |
| Acquisition expenses | -- | 6.75 | 5.62 | 3.45 | 20.79 | 4.17 | 1.01 | 4.42 | 12.21 | 9.75 |
| Professional services | 14.88 | 17.82 | 14.70 | 17.62 | 12.48 | 12.29 | 10.60 | 10.29 | 7.87 | 6.91 |
| Other expense | 6.94 | -- | -- | -- | 16.49 | -- | 11.33 | 12.63 | -- | 9.03 |
| Loss on early extinguishment of debt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Data processing | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Others Operations:Other expenses | -- | 6.37 | 15.69 | 8.35 | -- | 14.00 | -- | -- | 13.01 | -- |
| Office operations | 12.43 | 12.96 | 13.32 | 13.77 | 15.73 | 14.13 | 14.14 | 16.34 | 14.90 | 15.58 |
| Processing expenses | 59.35 | 58.69 | 52.50 | 55.76 | 50.05 | 42.45 | 39.05 | 39.09 | 34.86 | 30.78 |
| Check processing | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Contribution to charitable foundation | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| FHLB prepayment penalty | -- | -- | -- | -- | -- | -- | -- | 0.00 | 36.98 | -- |
| Collections expense | 2.12 | 1.70 | 1.81 | 1.93 | 3.28 | 2.56 | 2.21 | 2.85 | 2.43 | -- |
| Merger, asset disposition and restructuring expense | 5.76 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Noninterest Expense | 368.54 | 351.55 | 339.98 | 344.91 | 347.49 | 296.10 | 276.10 | 285.60 | 307.84 | 233.88 |
| Income Before Income Taxes | 129.55 | 175.08 | 173.69 | 201.12 | 92.53 | 141.11 | 133.91 | 135.91 | 71.32 | 88.50 |
| State | 6.93 | 8.79 | 9.12 | 11.50 | 2.78 | 6.61 | 6.47 | 6.64 | 1.34 | 3.95 |
| Federal | 22.34 | 31.33 | 30.91 | 35.31 | 14.90 | 24.07 | 21.95 | 34.80 | 20.31 | 24.01 |
| Total provision for income taxes | 29.27 | 40.12 | 40.03 | 46.80 | 17.67 | 30.68 | 28.42 | 41.44 | 21.65 | 27.96 |
| Income before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Consolidated Net Income(Loss) | 100.28 | 134.96 | 133.67 | 154.32 | -- | -- | -- | -- | -- | -- |
| Less: Dividends and undistributed earnings allocated to participating securities | 0.13 | 0.34 | 0.59 | 1.01 | -- | -- | -- | -- | -- | -- |
| Net Income | 100.15 | 134.62 | 133.08 | 153.31 | 74.85 | 110.43 | 105.49 | 94.47 | 49.67 | 60.54 |
| Income before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Basic earnings per share | 0.79 | 1.06 | 1.05 | 1.22 | 0.62 | 1.05 | 1.03 | 0.94 | 0.50 | 0.64 |
| Income before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Diluted earnings per share | 0.79 | 1.06 | 1.05 | 1.21 | 0.62 | 1.04 | 1.02 | 0.92 | 0.49 | 0.64 |
| Weighted Average Shares Outstanding (Basic) | 127.09 | 126.67 | 126.17 | 126.18 | 120.24 | 104.88 | 102.07 | 101.02 | 99.44 | 94.31 |
| Weighted Average Shares Outstanding (Diluted) | 127.24 | 126.99 | 126.72 | 127.01 | 120.24 | 105.84 | 103.57 | 102.57 | 100.67 | 94.83 |