| Fiscal period | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|
| Period End Date | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | 12/31/2013 | 12/31/2012 | 12/31/2011 |
|---|
| Loans receivable | 410.91 | 394.81 | 356.57 | 339.99 | 329.04 | 298.67 | 282.05 | 286.98 | 307.96 | 320.10 |
| Mortgage-Backed Securities | 17.42 | 16.67 | 13.78 | 11.34 | 8.54 | 8.82 | 10.32 | 12.82 | 16.74 | 23.45 |
| Taxable investment securities | 1.99 | 3.40 | 3.06 | 3.75 | 3.41 | 4.52 | 4.13 | 4.02 | 2.33 | 2.45 |
| Tax-free investment securities | 2.06 | 0.84 | 1.08 | 2.02 | 2.73 | 4.31 | 6.28 | 7.82 | 9.12 | 11.51 |
| Interest-earning deposits | 0.72 | 0.60 | 0.84 | 1.50 | 0.54 | 0.43 | 0.84 | 1.09 | 1.60 | 1.71 |
| FHLB dividends | 0.98 | 1.06 | 0.45 | 0.25 | 1.37 | 2.83 | 1.81 | 0.37 | -- | -- |
| Total Interest Income | 434.07 | 417.38 | 375.78 | 358.86 | 345.63 | 319.58 | 305.43 | 313.10 | 337.74 | 359.23 |
| Deposits | 35.90 | 49.22 | 30.99 | 23.06 | 23.47 | 24.06 | 25.32 | 29.28 | 43.38 | 60.72 |
| Borrowed funds | 6.44 | 7.70 | 6.16 | 5.01 | 14.83 | 32.27 | 31.27 | 31.88 | 31.82 | 32.08 |
| Total Interest Expense | 42.34 | 56.91 | 37.14 | 28.07 | 38.30 | 56.33 | 56.59 | 61.16 | 75.20 | 92.80 |
| Net Interest Income | 391.73 | 360.47 | 338.64 | 330.79 | 307.34 | 263.25 | 248.84 | 251.94 | 262.54 | 266.43 |
| Provision for loan losses | 83.98 | 22.66 | 20.33 | 19.75 | 13.54 | 9.71 | 20.31 | 18.52 | 26.34 | 34.17 |
| Net interest income after provision for loan losses | 307.75 | 337.81 | 318.31 | 311.03 | 293.79 | 253.54 | 228.53 | 233.42 | 236.21 | 232.26 |
| Insurance commission income | 9.13 | 8.07 | 8.79 | 9.01 | 10.52 | 9.53 | 8.76 | 8.64 | 6.26 | 6.55 |
| Service Charges and Fees | 55.61 | 53.07 | 50.79 | 49.72 | 44.11 | 38.36 | 36.38 | 35.88 | 35.62 | 36.22 |
| Gain on sale of investments | 0.24 | 0.05 | 0.16 | 1.15 | 0.63 | 1.04 | 4.93 | 6.12 | 0.65 | 0.36 |
| Gain on sale of marketable securities, net | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Writedown of investment securities | -- | -- | -- | -- | -- | -- | -- | (0.71) | (0.33) | (0.94) |
| Gross Impairment losses on securities | -- | -- | -- | -- | -- | -- | -- | -- | (1.00) | (2.08) |
| Less-Noncredit related losses on securities not expected to be sold | -- | -- | -- | -- | -- | -- | -- | -- | 0.67 | 1.14 |
| Gain (loss)on sale of loans, net | 1.30 | 1.73 | -- | -- | -- | -- | -- | -- | -- | -- |
| Trust and other financial services income | 20.92 | 17.77 | 16.58 | 17.99 | 14.10 | 12.34 | 12.37 | 9.33 | 8.54 | 8.13 |
| Mortgage Banking Income | 31.39 | 3.82 | 0.60 | 1.42 | 4.89 | 0.93 | 1.02 | 1.62 | 4.68 | 0.86 |
| Other Operating Income | 8.59 | 10.54 | 9.60 | 8.72 | 5.78 | 4.29 | 4.08 | 3.59 | 4.15 | 4.21 |
| Income from Bank owned life insurance | 5.19 | 4.42 | 5.82 | 6.09 | 5.36 | 4.34 | 4.19 | 5.20 | 4.96 | 6.02 |
| Gain on sale of real estate owned, net | (0.11) | (0.05) | (0.63) | (0.80) | (0.04) | (1.99) | (0.97) | (3.19) | (5.64) | (2.43) |
| Non-cash (impairment)/ recovery of mortgage servicing asset | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on bargain purchase of Keystone State Savings Bank | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on sale of offices | -- | -- | -- | 17.19 | -- | -- | -- | -- | -- | -- |
| Total Noninterest Income | 132.27 | 99.41 | 91.70 | 110.48 | 85.36 | 68.84 | 70.77 | 66.48 | 58.90 | 58.98 |
| Salaries, Compensation and employee benefits | 178.38 | 163.09 | 152.40 | 152.30 | 142.60 | 119.82 | 115.97 | 112.19 | 111.73 | 106.60 |
| Marketing expenses | 7.70 | 7.00 | 8.43 | 9.61 | 8.85 | 8.50 | 8.21 | 6.28 | 7.83 | 9.95 |
| Premises and occupancy costs | 30.62 | 28.72 | 27.52 | 28.86 | 26.13 | 24.64 | 23.46 | 23.18 | 22.41 | 23.06 |
| Federal deposit insurance premiums | 4.77 | 0.69 | 2.75 | 3.52 | 4.40 | 5.11 | 5.19 | 5.60 | 5.55 | 7.10 |
| FDIC special assessment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Amortization of goodwill | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Amortization of intangible assets | 6.86 | 6.54 | 5.85 | 6.76 | 4.26 | 1.69 | 1.32 | 1.21 | 1.01 | 1.82 |
| REAL ESTATE OWNED EXPENSE | 0.36 | 0.48 | 0.82 | 1.00 | 1.00 | 2.07 | 2.14 | 2.44 | 2.62 | 1.63 |
| Acquisition expenses | 20.79 | 4.17 | 1.01 | 4.42 | 12.21 | 9.75 | 0.39 | -- | -- | -- |
| Professional services | 12.48 | 12.29 | 10.60 | 10.29 | 7.87 | 6.91 | 7.66 | 6.27 | 7.01 | 5.22 |
| Other expense | 16.49 | 14.00 | 11.33 | -- | 11.35 | 9.03 | -- | 9.96 | -- | -- |
| Loss on early extinguishment of debt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Data processing | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Others Operations:Other expenses | -- | -- | -- | 10.56 | -- | -- | 9.80 | -- | 9.10 | 8.67 |
| Office operations | 15.73 | 14.13 | 14.14 | 16.34 | 14.90 | 12.34 | 11.71 | 14.45 | 13.22 | 12.85 |
| Processing expenses | 50.05 | 42.45 | 39.05 | 39.09 | 34.86 | 30.78 | 26.67 | 25.55 | 25.00 | 23.33 |
| Check processing | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Contribution to charitable foundation | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| FHLB prepayment penalty | -- | -- | -- | -- | 36.98 | 0.00 | 0.00 | -- | -- | -- |
| Collections expense | 3.28 | 2.56 | 2.21 | 2.85 | 2.43 | 3.25 | 3.01 | -- | -- | -- |
| Total Noninterest Expense | 347.49 | 296.10 | 276.10 | 285.60 | 307.84 | 233.88 | 215.54 | 207.13 | 205.48 | 200.23 |
| Income Before Income Taxes | 92.53 | 141.11 | 133.91 | 135.91 | 71.32 | 88.50 | 83.76 | 92.76 | 89.63 | 91.01 |
| State | 2.78 | 6.61 | 6.47 | 6.64 | 1.34 | 3.95 | 2.14 | 3.02 | 3.85 | 4.23 |
| Federal | 14.90 | 24.07 | 21.95 | 34.80 | 20.31 | 24.01 | 19.66 | 23.18 | 22.39 | 22.62 |
| Total provision for income taxes | 17.67 | 30.68 | 28.42 | 41.44 | 21.65 | 27.96 | 21.80 | 26.20 | 26.24 | 26.86 |
| Minority interest in net loss of subsidiary | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Income before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Income | 74.85 | 110.43 | 105.49 | 94.47 | 49.67 | 60.54 | 61.96 | 66.56 | 63.39 | 64.15 |
| Income before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Basic earnings per share | 0.62 | 1.05 | 1.03 | 0.94 | 0.50 | 0.64 | 0.68 | 0.73 | 0.68 | 0.64 |
| Income before cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of accounting change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Diluted earnings per share | 0.62 | 1.04 | 1.02 | 0.92 | 0.49 | 0.64 | 0.67 | 0.73 | 0.67 | 0.64 |
| Weighted Average Shares Outstanding (Basic) | 120.24 | 104.88 | 102.07 | 101.02 | 99.44 | 94.31 | 91.54 | 90.63 | 93.91 | 99.80 |
| Weighted Average Shares Outstanding (Diluted) | 120.24 | 105.84 | 103.57 | 102.57 | 100.67 | 94.83 | 92.28 | 91.47 | 94.20 | 100.18 |