| Fiscal period | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|
| Period End Date | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 |
|---|
| Loans | 613.60 | 554.74 | 460.16 | 433.79 | 457.44 | 339.88 | 321.38 | 312.42 | 321.95 | 367.62 |
| Loans not covered under shared-loss agreements with the FDIC | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Loans covered under shared-loss agreements with the FDIC | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Short term investments | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Mortgage-Backed Securities | 91.78 | 50.36 | 31.30 | 11.61 | 7.56 | 19.85 | 31.19 | 26.99 | 30.52 | 35.34 |
| Investment securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Investment securities and other | 44.90 | 43.78 | 24.11 | 3.80 | 8.35 | 14.07 | 7.85 | 6.23 | 4.13 | 3.61 |
| Total Interest Income | 750.28 | 648.88 | 515.57 | 449.20 | 473.35 | 373.80 | 360.42 | 345.65 | 356.59 | 406.57 |
| Deposits | 150.28 | 75.97 | 32.24 | 39.01 | 60.20 | 39.36 | 32.95 | 30.30 | 29.25 | 27.03 |
| Subordinated capital notes | -- | -- | 0.52 | 1.17 | 1.39 | 2.01 | 1.90 | 1.56 | 2.92 | 3.52 |
| Advances from FHLB, term notes and other borrowings | 11.02 | 8.74 | 0.73 | 1.64 | 1.99 | 2.21 | 1.88 | 2.40 | 6.19 | 9.07 |
| Note Payable to the FDIC | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Securities Sold under Agreements to Repurchase | 0.54 | 3.31 | 0.00 | 0.00 | 1.34 | 7.42 | 7.79 | 7.22 | 18.81 | 29.57 |
| FDIC-guaranteed term notes | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Note Payable to the FDIC | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Interest Expense | 161.84 | 88.01 | 33.49 | 41.83 | 64.92 | 51.00 | 44.53 | 41.48 | 57.17 | 69.20 |
| Net Interest Income | 588.44 | 560.87 | 482.08 | 407.37 | 408.43 | 322.79 | 315.89 | 304.17 | 299.43 | 337.37 |
| Provision for loan losses | 82.25 | 60.64 | 24.12 | 0.22 | 92.67 | 96.79 | -- | 113.14 | 65.08 | 161.50 |
| Provision for non-covered loan and lease losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Provision for covered loan and lease losses, net | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Provision for loan and lease losses, excluding acquired Eurobank | -- | -- | -- | -- | -- | -- | 56.11 | -- | -- | -- |
| Net interest income after provision for loan losses | 506.19 | 500.23 | 457.96 | 407.15 | 315.76 | 226.00 | 259.79 | 191.03 | 234.35 | 175.87 |
| Insurance commissions and fees | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Commissions and fees from fiduciary activities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Banking service revenues | 66.92 | 70.08 | 71.16 | 71.71 | 62.58 | -- | 43.64 | 39.47 | 41.65 | 41.47 |
| Commissions and fees from broker, investment banking and insurance activities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Wealth management revenues | 35.62 | 32.99 | 32.64 | 35.04 | 31.79 | 26.22 | 25.93 | 25.79 | 27.43 | 29.04 |
| Net gain (loss)on:Securities available-for-sale | -- | -- | -- | -- | 4.73 | -- | -- | 6.90 | -- | -- |
| Net gain (loss) on:Derivatives | -- | -- | -- | -- | -- | -- | -- | 0.13 | (0.07) | (0.19) |
| Net gain (loss) on: Other than temporary impairments | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net gain (loss) on: Other investments | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Credit-related other-than-temporary impairments on securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | (4.66) |
| Portion of loss on securities recognized in other comprenhensive income | -- | -- | -- | -- | -- | -- | -- | -- | -- | 3.17 |
| Net gain (loss) on: Sales of securities and derivative activities | (0.01) | (1.15) | (0.25) | 0.02 | -- | 8.27 | -- | -- | 12.21 | 2.57 |
| Net gain (loss)on: Loans | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net gain (loss) on:Mortgage banking activities | 18.64 | 18.79 | 21.93 | 22.51 | 16.50 | 4.28 | 4.77 | 4.05 | 5.02 | 6.13 |
| Net gain (loss) on:Trading securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other non-interest (loss) income | 2.08 | 7.68 | 6.17 | 5.41 | 1.48 | 0.55 | 5.76 | 1.03 | 6.16 | (2.25) |
| Financial service revenues | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Investment banking revenues | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Banking service revenues | -- | -- | -- | -- | -- | 42.87 | -- | -- | -- | -- |
| Loss on early extinguishment of subordinated capital notes | -- | -- | 0.04 | (1.48) | (0.06) | (0.01) | -- | -- | -- | -- |
| Net gain (loss)on: Premises and equipment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Leasing revenues | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net gain (loss) on: Mortgage tax credits | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net gain (loss) on: Foreclosed real estate | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Early extinguishment of repurchase agreements | -- | -- | -- | -- | -- | -- | -- | (0.08) | (12.00) | -- |
| Net gain (loss)on: Bargain purchase from FDIC-assisted acquisition | -- | -- | 0.00 | -- | 7.34 | 0.32 | -- | -- | -- | -- |
| Accretion of FDIC loss-share indemnification asset | -- | -- | -- | -- | -- | -- | -- | 1.40 | (13.58) | (42.81) |
| Fair value adjustment on FDIC equity appreciation instrument | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| True-up payment obligation | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on FDIC shared-loss coverage in sale of loans | -- | -- | -- | -- | -- | -- | -- | -- | -- | 20.00 |
| Total Non Interest Income | 123.25 | 128.38 | 131.69 | 133.21 | 124.35 | 82.49 | 80.10 | 78.69 | 66.82 | 52.47 |
| Compensation and employees’ benefits | 159.71 | 155.83 | 142.93 | 133.44 | 132.93 | 82.53 | 76.52 | 79.75 | 76.93 | 79.17 |
| Advertising and business promotion | 9.71 | 8.74 | 8.24 | 7.00 | 5.85 | 5.21 | 5.08 | 5.62 | 5.49 | 6.45 |
| Occupancy and equipment | 59.12 | 59.24 | 51.31 | 50.16 | 47.28 | 30.05 | 33.08 | 32.56 | 30.97 | 34.19 |
| Insurance | 11.25 | 10.49 | 9.90 | 10.09 | 11.42 | 3.31 | 6.25 | 5.22 | 9.11 | 9.57 |
| Merger and restructuring charges | -- | -- | 0.00 | 0.00 | 16.08 | 24.05 | -- | -- | -- | -- |
| Other | 13.35 | 12.10 | 16.24 | 15.03 | 15.83 | 10.25 | 10.11 | 5.32 | 10.83 | 12.46 |
| Communication | 4.55 | 4.68 | 4.30 | 4.56 | 4.07 | 3.32 | 3.45 | 3.42 | 2.72 | 3.09 |
| Printing, postage, stationery and supplies | 3.82 | 3.34 | 3.56 | 4.04 | 3.85 | 2.47 | 2.22 | 2.44 | 2.56 | 2.58 |
| Taxes, other than payroll and income taxes | 13.95 | 12.97 | 13.00 | 13.83 | 13.83 | 8.75 | 9.02 | 9.19 | 9.78 | 9.46 |
| Professional and service fees | 18.88 | 18.76 | 24.84 | 20.08 | 17.14 | 14.63 | 12.44 | 12.41 | 14.94 | 16.22 |
| Directors and investor relations | -- | 1.35 | 1.13 | 1.14 | 1.17 | 1.22 | 1.09 | 1.07 | 1.09 | 1.09 |
| Loan servicing expenses | 7.94 | 7.77 | 9.16 | 7.60 | 6.75 | 4.85 | 4.81 | 4.69 | 8.07 | 9.08 |
| Electronic banking charges | 42.82 | 41.34 | 39.55 | 37.20 | 34.70 | 21.24 | 21.23 | 19.32 | 20.71 | 21.89 |
| Clearing and wrap fees expenses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Foreclosure expenses | -- | -- | -- | -- | -- | -- | -- | -- | 15.70 | 37.52 |
| Credit related expenses | -- | -- | -- | -- | -- | -- | 8.89 | 7.99 | -- | -- |
| Loss on sale of foreclosed real estate and other repossessed assets | 3.01 | (0.41) | (2.07) | (3.01) | 7.77 | 11.50 | 4.66 | 4.63 | -- | -- |
| Information technology expenses | 27.58 | 27.16 | 21.89 | 18.97 | 20.82 | 9.87 | 8.23 | 8.01 | 7.12 | 5.65 |
| COVID 19 expenses | -- | -- | -- | 5.63 | 5.80 | -- | -- | -- | -- | -- |
| Climate events expenses | -- | -- | 1.57 | -- | -- | -- | -- | -- | -- | -- |
| Total Non-Interest expense | 375.69 | 363.37 | 345.55 | 325.76 | 345.29 | 233.24 | 207.08 | 201.63 | 215.99 | 248.40 |
| Income Before Income Taxes | 253.75 | 265.25 | 244.11 | 214.60 | 94.83 | 75.25 | 132.80 | 68.09 | 85.18 | (20.06) |
| Income tax expense | 55.58 | 83.38 | 77.87 | 68.45 | 20.50 | 21.41 | 48.39 | 15.44 | 25.99 | (17.55) |
| Deferred income tax expense (benefit) | 21.56 | 67.35 | 61.13 | 63.62 | 27.85 | (4.07) | 14.77 | (3.66) | 23.23 | (37.33) |
| Current income tax expense (benefit) | 34.02 | 16.03 | -- | -- | (7.35) | 25.48 | 33.62 | 19.10 | 2.77 | 19.78 |
| Income Before Extraordinary Income & Accounting Change | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Cumulative effect of change in accounting principle | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Consolidated Net Income (Loss) | -- | 181.87 | 166.24 | 146.15 | 74.33 | 53.84 | 84.41 | 52.65 | 59.19 | (2.50) |
| Dividends on Preferred Stock | -- | -- | 0.00 | 1.26 | 6.51 | 6.51 | 12.02 | 13.86 | 13.86 | 13.86 |
| Deemed dividend on preferred stock beneficial conversion feature | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Non-convertible preferred stock (Series A and B) | -- | -- | -- | -- | -- | -- | 6.51 | 6.51 | 6.51 | 6.51 |
| Convertible Preferred Stock (Series C) | -- | -- | -- | -- | -- | -- | 5.51 | 7.35 | 7.35 | 7.35 |
| Net Income (Loss) Available to Common Shareholders | 198.17 | 181.87 | 166.24 | 144.90 | 67.82 | 47.33 | 72.39 | 38.78 | 45.32 | (16.37) |
| Basic before cumulative effect of change in accounting principle | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Earnings Per Share (Basic) | 4.25 | 3.85 | 3.46 | 2.85 | 1.32 | 0.92 | 1.59 | 0.88 | 1.03 | (0.37) |
| Diluted before cumulative effect of change in accounting principle | -- | 0.00 | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Earnings Per Share (Diluted) | 4.23 | 3.83 | 3.44 | 2.81 | 1.32 | 0.92 | 1.52 | 0.88 | 1.03 | (0.37) |
| Weighted Average Shares Outstanding (Basic) | 46.64 | 47.26 | 48.03 | 50.96 | 51.36 | 51.34 | 45.40 | 51.10 | 43.91 | 44.23 |
| Weighted Average Shares Outstanding (Diluted) | 46.90 | 47.55 | 48.44 | 51.37 | 51.56 | 51.72 | 51.35 | 51.10 | 51.09 | 51.46 |