| Fiscal period | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|
| Period End Date | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | 12/31/2013 |
|---|
| Commissions | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Income recognized on finance receivables, net | -- | -- | -- | 998.36 | 891.90 | 795.44 | 845.14 | 865.12 | 807.47 | 663.55 |
| Net gain on cash sales of defaulted consumer receivables | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Fee income | -- | -- | -- | 15.77 | 14.92 | 24.92 | 77.38 | 64.38 | 65.68 | 71.53 |
| Portfolio income | 772.32 | 875.33 | 984.04 | -- | -- | -- | -- | -- | -- | -- |
| Changes in expected recoveries | 168.90 | 197.90 | 69.30 | -- | -- | -- | -- | -- | -- | -- |
| Other revenue | 25.31 | 22.50 | 12.08 | 2.95 | 1.44 | 7.86 | 8.08 | 12.51 | 7.82 | 0.06 |
| Total Revenues | 966.52 | 1,095.73 | 1,065.41 | 1,017.08 | 908.26 | 828.21 | 930.60 | 942.02 | 880.97 | 735.14 |
| Depreciation and amortization | 15.24 | 15.26 | 18.47 | 17.46 | 19.32 | 19.76 | 24.36 | 19.87 | 18.41 | 14.42 |
| Impairment of goodwill | -- | -- | -- | -- | -- | -- | -- | -- | -- | 6.40 |
| Compensation and employee services | 285.54 | 301.98 | 295.15 | 310.44 | 319.40 | 273.03 | 258.85 | 268.35 | 234.53 | 192.47 |
| Agent fees | 63.81 | 63.14 | 56.42 | 55.81 | 33.85 | 35.53 | 44.92 | 32.19 | 16.40 | 5.90 |
| Communications | 39.21 | 42.76 | 40.80 | 44.06 | 43.22 | 33.13 | 33.77 | 33.11 | 33.09 | 28.16 |
| Outside legal and other fees and services | -- | -- | -- | -- | 61.49 | -- | -- | -- | 55.82 | -- |
| Legal and agency fees and costs | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Outside fees and services | 92.36 | 92.62 | 84.09 | 63.51 | -- | 62.79 | 63.10 | 65.16 | -- | 31.62 |
| Legal collection fees | 38.45 | 47.21 | 53.76 | 55.26 | 42.94 | 43.35 | 47.72 | -- | 139.16 | 41.49 |
| Legal collection costs | 76.76 | 78.33 | 101.64 | 134.16 | 104.99 | 76.05 | 84.49 | 129.46 | -- | 83.06 |
| Rent and occupancy | 18.59 | 18.38 | 17.97 | 17.85 | 16.91 | 14.82 | 15.71 | 14.71 | 11.51 | 8.31 |
| Other operating expenses | (50.78) | (61.08) | (47.43) | (46.81) | (47.44) | (44.10) | (39.47) | (68.83) | (29.98) | (25.78) |
| Gain on sale of property | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net allowance charges | -- | -- | -- | (24.03) | (33.43) | (11.90) | (98.48) | -- | -- | -- |
| Total Operating Expenses | 680.72 | 720.74 | 715.71 | 745.37 | 689.57 | 602.57 | 612.37 | 631.67 | 538.90 | 437.61 |
| Operating Income (loss) | 285.80 | 375.00 | 349.70 | 247.69 | 185.26 | 213.73 | 219.75 | 310.34 | 342.07 | 297.53 |
| Interest expense | 130.68 | 124.14 | 141.71 | 141.92 | 121.08 | 98.04 | 80.86 | 60.34 | 35.23 | 14.47 |
| Gain on sale of property | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Interest income | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Income (Loss) on extinguishment of debt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Foreign exchange gain/(loss) | 0.99 | (0.81) | 2.01 | 11.95 | (0.94) | (1.10) | 2.56 | 7.51 | (5.83) | 0.00 |
| Other expense | (1.33) | 0.28 | (1.05) | (0.36) | (0.32) | (2.79) | (5.82) | -- | -- | -- |
| Gain on sale of subsidiaries | -- | -- | -- | -- | 26.58 | 48.47 | -- | -- | -- | -- |
| Income (loss) before income taxes | 154.79 | 250.33 | 208.95 | 117.36 | 89.50 | 160.27 | 135.63 | 257.52 | 301.01 | 283.07 |
| Provision for income taxes | 36.79 | 54.82 | 41.20 | 19.68 | 13.76 | (10.85) | 43.58 | 89.39 | 124.51 | 106.15 |
| Federal- Current tax expense | 8.80 | 30.66 | 48.22 | 41.39 | 23.44 | 77.66 | 38.99 | 62.87 | 57.34 | 82.16 |
| Federal- Deferred tax expense | (2.85) | (3.06) | (32.70) | (27.31) | (19.53) | (112.12) | (7.35) | 2.89 | 30.32 | 13.32 |
| State- Current tax expense | 0.39 | 5.40 | 12.42 | 6.39 | 9.03 | 16.54 | 5.04 | 9.40 | 8.82 | 12.16 |
| State- Deferred tax expense | (0.39) | (0.32) | (8.92) | (6.03) | (15.27) | (2.05) | 0.58 | (0.60) | 4.72 | (0.55) |
| Deferred tax expense/(benefit)- Foreign | 3.84 | 10.18 | (16.88) | 19.68 | (21.41) | (15.97) | (14.54) | 25.69 | 17.97 | (1.78) |
| CurrentTax Expense- Foreign | 27.00 | 11.96 | 39.07 | 9.46 | 37.50 | 25.09 | 20.87 | (10.86) | 5.34 | 0.83 |
| Net Income (loss) | 118.00 | 195.51 | 167.74 | 97.68 | 75.73 | 171.13 | 92.05 | 168.13 | 176.51 | 176.92 |
| Less: Income attributable to noncontrolling interest | 0.85 | 12.35 | 18.40 | 11.52 | 10.17 | 6.81 | 5.80 | 0.21 | -- | 1.61 |
| Net income (loss) attributable to Portfolio Recovery Associates, Inc | 117.15 | 183.16 | 149.34 | 86.16 | 65.56 | 164.32 | 86.26 | 167.93 | 176.51 | 175.31 |
| Net income per common share- Basic | 2.96 | 4.07 | 3.28 | 1.90 | 1.45 | 3.60 | 1.86 | 3.49 | 3.53 | 3.48 |
| Net income per common share- Diluted | 2.94 | 4.04 | 3.26 | 1.89 | 1.44 | 3.59 | 1.86 | 3.47 | 3.50 | 3.45 |
| Weighted Average Shares Outstanding (Basic) | 39.64 | 44.96 | 45.54 | 45.39 | 45.28 | 45.67 | 46.32 | 48.13 | 49.99 | 50.37 |
| Weighted Average Shares Outstanding (Diluted) | 39.89 | 45.33 | 45.86 | 45.58 | 45.41 | 45.82 | 46.39 | 48.41 | 50.42 | 50.87 |