| Fiscal period | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|
| Period End Date | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 |
|---|
| Interest and fees on loans | 699.10 | 499.69 | 385.72 | 362.66 | 354.31 | 305.37 | 246.68 | 200.46 | 171.30 | 136.07 |
| Taxable securities | 53.50 | 40.72 | 25.41 | 22.12 | 17.01 | 12.65 | 9.12 | 5.34 | 4.33 | 4.50 |
| Nontaxable securities | 0.07 | 0.14 | 0.30 | 0.74 | 1.43 | 2.41 | 2.95 | 3.30 | 3.50 | 3.49 |
| Federal funds sold | 2.84 | 1.56 | 0.03 | 0.33 | 6.04 | 3.10 | 1.69 | 1.01 | 0.13 | 0.16 |
| Other interest and dividends | 57.74 | 17.21 | 4.84 | 3.17 | 12.02 | 3.09 | 2.32 | 2.79 | 0.72 | 0.51 |
| Total Interest Income | 813.25 | 559.32 | 416.31 | 389.02 | 390.80 | 326.63 | 262.76 | 212.90 | 179.98 | 144.73 |
| Deposits | 331.74 | 59.40 | 26.57 | 45.23 | 90.96 | 55.50 | 28.83 | 20.17 | 14.89 | 12.42 |
| Borrowed funds | 70.57 | 29.03 | 5.23 | 5.76 | 12.20 | 8.45 | 6.50 | 5.64 | 2.81 | 1.70 |
| Total Interest Expense | 402.31 | 88.42 | 31.80 | 50.99 | 103.16 | 63.95 | 35.33 | 25.81 | 17.70 | 14.12 |
| Net Interest Income | 410.94 | 470.89 | 384.50 | 338.04 | 287.65 | 262.68 | 227.42 | 187.10 | 162.27 | 130.61 |
| Provision for loan losses | 18.72 | 37.61 | 31.52 | 42.43 | 22.64 | 21.40 | 23.23 | 13.40 | 12.85 | 10.26 |
| Net interest income after provision for loan losses | 392.22 | 433.29 | 352.99 | 295.60 | 265.01 | 241.28 | 204.20 | 173.70 | 149.42 | 120.35 |
| Service charges on deposit accounts | 8.42 | 8.03 | 6.84 | 7.53 | 7.03 | 6.55 | 5.70 | 5.36 | 5.09 | 4.27 |
| Securities Gains | -- | (6.17) | 0.62 | -- | 0.03 | 0.19 | -- | 0.00 | 0.03 | 0.00 |
| Mortgage banking | 2.76 | 2.44 | 7.34 | 8.75 | 4.36 | 2.78 | 3.84 | 3.73 | 2.68 | 2.05 |
| Other Operating Income | 3.04 | 12.66 | 4.66 | 1.62 | 1.74 | 1.24 | 1.56 | 6.24 | 3.54 | 2.63 |
| Increase in cash surrender value life insurance | 7.57 | 6.48 | 6.64 | 6.31 | 3.75 | 3.13 | 3.13 | 2.79 | 2.62 | 2.28 |
| Credit card income | 8.63 | 9.92 | 7.35 | 5.92 | 7.08 | 5.55 | 4.82 | -- | -- | -- |
| Total Non Interest Income | 30.42 | 33.36 | 33.45 | 30.12 | 23.98 | 19.44 | 19.05 | 18.11 | 13.96 | 11.23 |
| Salaries and employee benefits | 80.97 | 77.95 | 67.73 | 61.41 | 57.78 | 51.85 | 47.60 | 43.96 | 38.91 | 31.02 |
| Equipment and occupancy expense | 14.30 | 12.32 | 11.40 | 10.07 | 9.27 | 8.42 | 8.02 | 7.99 | 6.39 | 5.55 |
| FDIC and other regulatory assessments | 15.61 | 4.57 | 5.68 | 4.35 | 2.98 | 3.87 | 3.92 | 3.40 | 2.66 | 2.09 |
| Other real estate owned expense | 0.05 | 0.30 | 0.87 | 2.16 | 0.42 | 0.79 | 0.32 | 0.76 | 1.23 | 1.53 |
| Merger expense | -- | -- | -- | -- | -- | -- | 0.00 | 0.00 | 2.10 | -- |
| Other Operating Expenses | 33.34 | 31.08 | 27.16 | 15.49 | 27.45 | 23.30 | 22.81 | 20.92 | 20.49 | 14.97 |
| Professional services | 5.92 | 4.28 | 3.89 | 4.24 | 4.24 | 3.65 | 3.22 | 3.98 | 2.61 | 2.44 |
| Third party processing and other services | 27.87 | 27.33 | 16.36 | 13.78 | -- | -- | -- | -- | -- | -- |
| Total noninterest expenses | 178.05 | 157.82 | 133.09 | 111.51 | 102.13 | 91.88 | 85.89 | 80.99 | 74.38 | 57.60 |
| Income Before Income Taxes | 244.59 | 308.83 | 253.35 | 214.21 | 186.86 | 168.84 | 137.35 | 110.82 | 89.01 | 73.98 |
| Provision for income taxes | 37.74 | 57.32 | 45.62 | 44.64 | 37.62 | 31.90 | 44.26 | 29.34 | 25.47 | 21.60 |
| Current tax expense - Federal | -- | 56.32 | 45.25 | 50.02 | 36.68 | 43.21 | 27.95 | 29.81 | 28.52 | 25.93 |
| Current tax expense - State | -- | 3.62 | 5.43 | 4.35 | 2.01 | 2.95 | 2.26 | 1.25 | 1.82 | 0.69 |
| Deferred tax expense (benefit) - Federal | -- | (4.11) | (5.60) | (9.34) | (0.17) | (12.64) | 17.07 | (0.66) | (3.28) | (3.78) |
| Deferred tax expense (benefit) - State | -- | 1.50 | 0.54 | (0.39) | (0.91) | (1.62) | (3.03) | (1.07) | (1.60) | (1.24) |
| Income tax expense Current | -- | -- | -- | -- | -- | -- | 30.21 | 31.07 | 30.34 | -- |
| Income tax expense Deferred | -- | -- | -- | -- | -- | -- | 14.05 | (1.73) | (4.88) | -- |
| Consolidated Net Income (Loss) | 206.85 | 251.50 | 207.73 | 169.57 | 149.24 | 136.94 | 93.09 | 81.48 | 63.54 | 52.38 |
| Dividends on Preferred Stock | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.05 | 0.28 | 0.43 |
| Net Income (Loss) Available to Common Shareholders | 206.79 | 251.44 | 207.67 | 169.51 | 149.18 | 136.88 | 93.03 | 81.43 | 63.26 | 51.95 |
| Net Earnings Per Share (Basic) | 3.80 | 4.63 | 3.83 | 3.15 | 2.79 | 2.57 | 1.76 | 1.55 | 1.23 | 1.09 |
| Net Earnings Per Share (Diluted) | 3.79 | 4.61 | 3.82 | 3.13 | 2.76 | 2.53 | 1.72 | 1.52 | 1.20 | 1.05 |
| Weighted Average Shares Outstanding (Basic) | 54.41 | 54.30 | 54.16 | 53.84 | 53.53 | 53.17 | 52.89 | 52.45 | 51.43 | 47.71 |
| Weighted Average Shares Outstanding (Diluted) | 54.54 | 54.54 | 54.44 | 54.22 | 54.10 | 54.17 | 54.12 | 53.61 | 52.89 | 49.64 |