| Fiscal period | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|
| Period End Date | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | 12/31/2013 |
|---|
| Interest and fees on loans | 983.79 | 820.53 | 1,011.18 | 1,284.04 | 1,124.97 | 846.29 | 684.58 | 594.73 | 511.61 | 441.31 |
| Securities | 63.18 | 42.82 | 17.48 | 8.65 | 2.83 | 1.07 | 0.97 | 1.25 | 1.83 | 3.02 |
| Deposits in other banks | 97.27 | 13.23 | 27.57 | 71.09 | 32.60 | 29.40 | 16.31 | 6.29 | 0.91 | 0.23 |
| Federal funds sold | -- | 0.00 | 0.69 | 1.53 | 3.79 | 2.54 | 1.55 | 0.68 | 0.21 | 0.07 |
| Total Interest Income | 1,144.24 | 876.59 | 1,056.91 | 1,365.31 | 1,164.19 | 879.30 | 703.41 | 602.96 | 514.55 | 444.63 |
| Deposits | 190.66 | 65.51 | 146.12 | 293.54 | 185.12 | 79.89 | 37.18 | 24.58 | 18.15 | 14.03 |
| Subordinated notes | -- | -- | 16.76 | 16.76 | 16.76 | 16.76 | 16.76 | 16.76 | 16.20 | 7.33 |
| Long-Term Debt | 48.74 | 37.63 | -- | -- | -- | -- | -- | -- | -- | -- |
| Trust preferred subordinated debentures | -- | -- | 3.20 | 5.03 | 4.72 | 3.59 | 3.01 | 2.55 | 2.49 | 2.54 |
| Federal Funds Purchased | -- | 0.13 | 1.08 | 11.87 | 6.53 | 2.59 | 0.52 | 0.28 | 0.37 | 0.69 |
| Repurchase agreements | -- | -- | -- | -- | -- | -- | 0.01 | 0.02 | 0.02 | 0.02 |
| Other Borrowings | 29.08 | 4.48 | 20.92 | 58.39 | 36.21 | 15.14 | 6.12 | 2.23 | 0.36 | 0.52 |
| Total interest expense | 268.48 | 107.75 | 188.09 | 385.59 | 249.33 | 117.97 | 63.59 | 46.43 | 37.58 | 25.11 |
| Net Interest Income | 875.76 | 768.84 | 868.83 | 979.72 | 914.86 | 761.33 | 639.81 | 556.53 | 476.97 | 419.51 |
| Provision for credit losses | 66.00 | (30.00) | 258.00 | 75.00 | 87.00 | 44.00 | 77.00 | 53.25 | 22.00 | 19.00 |
| Net interest income after provision for credit losses | 809.76 | 798.84 | 610.83 | 904.72 | 827.86 | 717.33 | 562.81 | 503.28 | 454.97 | 400.51 |
| Insurance commissions | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Mortgage warehouse fees | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Brokered loan fees | 14.16 | 27.95 | 46.42 | 29.74 | 22.53 | 23.33 | 25.34 | 18.66 | 13.98 | 16.98 |
| Cash processing fees | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Service charges on deposit accounts | 22.88 | 18.67 | 11.62 | 11.32 | 12.79 | 12.43 | 10.34 | 8.32 | 7.25 | 6.78 |
| Servicing income | 0.86 | 15.51 | 27.03 | 13.44 | 18.31 | 15.66 | -- | -- | -- | -- |
| Gain on sale of securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Investment banking and trading income | 35.05 | 24.44 | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on sale of mortgage loans | (0.99) | 1.32 | 58.03 | (20.26) | (15.93) | -- | -- | -- | -- | -- |
| Trust fee income | 15.04 | 13.17 | 10.00 | 8.81 | 8.15 | 6.15 | 4.27 | 5.02 | 4.94 | 5.02 |
| Other non-interest (loss) income | 14.01 | 37.16 | 27.24 | 45.01 | 26.56 | 10.43 | 15.89 | 9.45 | 11.28 | 7.80 |
| Equipment rental income | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Bank owned life insurance (BOLI) income | -- | -- | -- | -- | -- | 2.26 | 2.07 | 2.01 | 2.07 | 1.92 |
| Swap fees | -- | -- | 5.18 | 4.39 | 5.63 | 3.99 | 2.87 | 4.28 | 2.99 | 5.52 |
| Gain on disposal of subsidiary | 248.53 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Non-Interest Income | 349.53 | 138.23 | 185.52 | 92.44 | 78.02 | 74.26 | 60.78 | 47.74 | 42.51 | 44.02 |
| Salaries and employee benefits | 436.81 | 350.93 | 340.53 | 315.08 | 291.77 | 264.23 | 228.99 | 192.61 | 169.05 | 157.75 |
| Marketing | 32.39 | 10.01 | 23.58 | 53.36 | 39.34 | 26.79 | 17.30 | 16.49 | 15.99 | 16.20 |
| Net occupancy expense | 44.22 | 33.23 | 34.96 | 32.99 | 30.34 | 25.81 | 23.22 | 23.18 | 20.87 | 16.82 |
| FDIC insurance assessment | 14.34 | 21.03 | 25.96 | 20.09 | 24.31 | 23.51 | 24.44 | 17.23 | 10.92 | 8.06 |
| Leased equipment depreciation | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Merger-Related Expenses | -- | -- | 17.76 | -- | -- | -- | -- | -- | -- | -- |
| Other | 54.66 | 39.72 | 41.81 | 47.25 | 50.89 | 42.86 | 38.74 | 33.43 | 28.36 | 25.16 |
| Communications and data processing | 69.25 | 75.19 | 103.05 | 44.83 | 30.06 | 31.00 | 25.56 | 21.43 | 18.67 | 13.76 |
| Legal and professional | 75.86 | 41.15 | 52.13 | 53.83 | 42.99 | 29.73 | 23.33 | 22.15 | 21.18 | 18.10 |
| Franchise taxes | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Repurchase agreement penalties | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| IPO expenses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Litigation settlement expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | (0.91) |
| Allowance and other carrying costs for OREO | -- | -- | -- | 0.01 | 0.47 | 6.44 | 0.82 | -- | 0.09 | 1.79 |
| Servicing related expenses | 0.00 | 27.77 | 64.63 | 22.57 | 14.93 | 15.51 | -- | -- | -- | -- |
| Total Non-Interest expense | 727.53 | 599.01 | 704.40 | 590.00 | 525.10 | 465.88 | 382.40 | 326.52 | 285.11 | 256.73 |
| Income from Continuing Operations before Income Taxes | 431.76 | 338.06 | 91.95 | 407.16 | 380.79 | 325.71 | 241.20 | 224.50 | 212.36 | 187.80 |
| Income tax expense | 99.28 | 84.12 | 25.66 | 84.30 | 79.96 | 128.65 | 86.08 | 79.64 | 76.01 | 66.76 |
| Current- Federal | 109.37 | 97.61 | 32.70 | 69.43 | 82.56 | 94.11 | 86.61 | 80.96 | 77.86 | 76.48 |
| Current- State | 7.30 | 6.76 | 0.92 | 4.07 | 3.81 | 3.26 | 2.41 | 2.25 | 2.12 | 1.88 |
| Deferred- Federal | (16.18) | (19.02) | (7.96) | 10.80 | (6.40) | 31.28 | (2.95) | (3.56) | (3.97) | (11.60) |
| Deferred- State | (1.22) | (1.23) | -- | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total expense- From discontinued operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Income from Continuing Operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | 121.05 |
| Income (loss) from discontinued operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.01 |
| Net income (loss) before preferred stock dividends | 332.48 | 253.94 | 66.29 | 322.87 | 300.82 | 197.06 | 155.12 | 144.85 | 136.35 | 121.05 |
| Preferred stock dividends | 17.25 | 18.72 | 9.75 | 9.75 | 9.75 | 9.75 | 9.75 | 9.75 | 9.75 | 7.39 |
| Net Income (Loss) Available to Common Shareholders | 315.23 | 235.22 | 56.54 | 313.12 | 291.07 | 187.31 | 145.37 | 135.10 | 126.60 | 113.66 |
| Income from continuing operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | 2.78 |
| Basic net income earnings per share | 6.25 | 4.65 | 1.12 | 6.23 | 5.83 | 3.78 | 3.14 | 2.95 | 2.93 | 2.78 |
| Income from continuing operations | -- | -- | -- | -- | -- | -- | -- | -- | -- | 2.72 |
| Diluted net income earnings per share | 6.18 | 4.60 | 1.12 | 6.21 | 5.79 | 3.73 | 3.11 | 2.91 | 2.88 | 2.72 |
| Denominator for basic earnings per share-weighted average shares | 50.46 | 50.58 | 50.43 | 50.29 | 49.94 | 49.59 | 46.24 | 45.81 | 43.24 | 40.86 |
| Denominator for dilutive earnings per share-adjusted weighted average shares and assumed conversions | 51.05 | 51.14 | 50.58 | 50.42 | 50.27 | 50.26 | 46.77 | 46.44 | 44.00 | 41.78 |