| Fiscal period | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|
| Period End Date | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | 12/31/2013 |
|---|
| INTEREST AND DIVIDEND INCOME : Loans | 217.61 | 214.68 | 227.31 | 226.72 | 214.37 | 191.41 | 169.63 | 154.64 | 150.97 | 151.71 |
| FHLB and FRB stock | -- | -- | 1.37 | 3.00 | -- | 2.12 | -- | 1.13 | 0.81 | 0.75 |
| Available-for-sale securities | 27.93 | 23.44 | 25.45 | 28.46 | 30.38 | 29.72 | 27.85 | 29.53 | 31.30 | 31.36 |
| Held-to-maturity securities | 4.77 | 2.08 | 0.00 | 3.15 | 3.44 | 3.48 | 3.60 | 3.10 | 1.00 | 0.69 |
| Due from banks | 0.37 | 0.34 | 0.19 | 0.04 | 0.03 | 0.04 | 0.01 | 0.00 | 0.00 | 0.01 |
| Money market funds | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Federal funds sold | 0.65 | 0.78 | -- | -- | 3.38 | -- | 1.43 | -- | 0.00 | 0.00 |
| Trading securities | -- | -- | -- | -- | 0.00 | 0.00 | 0.22 | 0.35 | 0.42 | 0.59 |
| Other | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Money market funds | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Interest Income | 251.32 | 241.32 | 254.33 | 261.38 | 251.59 | 226.76 | 202.74 | 188.75 | 184.49 | 185.10 |
| Other deposits | 13.87 | 8.65 | 16.79 | 27.81 | 14.88 | 10.25 | 9.06 | 9.08 | 7.24 | 7.93 |
| Time certificates of deposits | 2.30 | 2.20 | 3.18 | 3.10 | 1.71 | 1.88 | 1.65 | 1.37 | 3.85 | 4.83 |
| Federal funds purchased and securities sold under agreements to repurchase | 0.06 | 0.06 | 0.10 | 0.14 | 0.15 | 0.24 | 2.23 | 2.71 | 2.95 | 3.75 |
| Other Borrowings | 4.82 | 4.38 | 7.80 | 18.43 | 21.82 | 11.93 | 6.77 | 4.90 | 4.37 | 4.86 |
| Trust preferred debentures | 0.00 | 2.23 | 1.13 | 1.28 | 1.23 | 1.16 | 2.39 | 2.31 | 2.29 | 2.60 |
| Total interest expense | 21.04 | 17.53 | 28.99 | 50.75 | 39.79 | 25.46 | 22.10 | 20.37 | 20.68 | 23.98 |
| Net Interest Income | 230.28 | 223.79 | 225.34 | 210.63 | 211.80 | 201.30 | 180.64 | 168.38 | 163.81 | 161.13 |
| Less: Provision for loan/lease losses | 2.79 | (2.22) | 16.15 | 1.37 | 3.94 | 4.16 | 4.32 | 2.95 | 2.31 | 6.16 |
| Net Interest Income After Loan Loss Provision | 227.49 | 226.01 | 209.19 | 209.26 | 207.86 | 197.14 | 176.32 | 165.44 | 161.50 | 154.97 |
| Investment services income | 18.09 | 19.39 | 17.52 | 16.43 | 17.29 | 15.67 | 15.20 | 15.42 | 15.49 | 15.11 |
| Insurance commissions and fees | 36.20 | 34.84 | 31.51 | 31.09 | 29.37 | 28.78 | 29.49 | 29.29 | 28.49 | 27.92 |
| Service charges on deposit accounts | 7.37 | 6.35 | 6.31 | 8.32 | 8.44 | 8.44 | 8.79 | 9.33 | 9.40 | 8.50 |
| Other Service Charges | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net gain on securities transactions | -- | 0.25 | 0.44 | 0.65 | (0.47) | (0.41) | 0.93 | 1.11 | 0.39 | 0.60 |
| Net gain (loss) on available-for-sale securities | (0.63) | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net other-than-temporary impairment losses | -- | -- | -- | -- | -- | -- | -- | -- | 0.00 | 0.00 |
| Gains on sale of loans | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Card services income | 11.02 | 10.83 | 9.26 | 10.53 | 9.69 | 9.10 | 8.06 | 7.84 | 7.94 | 7.22 |
| Mark-to-market gain on trading securities | -- | -- | -- | -- | 0.00 | 0.00 | (0.18) | (0.30) | (0.27) | (0.54) |
| Other income | 5.93 | 7.20 | 8.82 | 8.42 | 13.13 | 7.63 | 6.29 | 8.88 | 8.98 | 10.55 |
| Mark-to-market loss on liabilities held at fair value | -- | -- | -- | -- | 0.00 | 0.00 | 0.23 | 0.39 | 0.33 | 0.56 |
| Increase in cash surrender value of corporate owned life insurance | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Life insurance proceeds | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on sale of merchant card processing relationships | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on VISA stock redemption | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Non Interest Income | 77.97 | 78.85 | 73.86 | 75.43 | 77.45 | 69.20 | 68.81 | 71.94 | 70.77 | 69.90 |
| Salaries and wages | 98.26 | 96.04 | 92.52 | 89.40 | 85.63 | 81.59 | 76.95 | 72.71 | 69.56 | 67.20 |
| Marketing expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net occupancy expense of bank premises | 13.09 | 13.18 | 12.93 | 13.21 | 13.31 | 13.21 | 12.52 | 12.31 | 12.20 | 11.76 |
| FDIC insurance | -- | -- | -- | -- | 2.62 | 2.53 | 3.02 | 2.99 | 2.91 | 3.21 |
| Amortization of intangible assets | 0.87 | 1.32 | 1.48 | 1.67 | 1.77 | 1.93 | 2.09 | 2.01 | 2.10 | 2.20 |
| Merger and acquisition-related expenses | -- | -- | -- | -- | -- | -- | -- | 0.00 | 0.00 | 0.23 |
| Professional fees | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other operating expense | 24.97 | 47.25 | 45.79 | 46.25 | 48.30 | 42.94 | 37.08 | 37.67 | 41.12 | 40.64 |
| Cardholder expense | 50.50 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Software licenses and maintenance | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Pension and other employee benefits | -- | 24.17 | 24.81 | 23.49 | 22.09 | 21.87 | 20.50 | 16.03 | 21.10 | 22.16 |
| Furniture and fixture expense | 8.06 | 8.33 | 7.85 | 7.82 | 7.35 | 7.03 | 6.45 | 6.15 | 5.71 | 5.70 |
| Total Non-Interest expense | 195.75 | 190.29 | 185.38 | 181.83 | 181.07 | 171.11 | 158.61 | 149.86 | 154.69 | 153.10 |
| Income Before Income Tax Expense and Minority Interest in Consolidated Subsidiaries | 109.71 | 114.57 | 97.67 | 102.86 | 104.24 | 95.24 | 86.52 | 87.51 | 77.58 | 71.76 |
| Income tax expense | 24.56 | 25.18 | 19.92 | 21.02 | 21.81 | 42.62 | 27.05 | 28.96 | 25.40 | 20.78 |
| Deferred : Federal | 19.24 | 1.49 | (5.25) | 2.67 | 2.28 | 14.75 | 1.55 | 2.84 | 2.92 | 7.14 |
| Deferred : State | 0.99 | 0.31 | (1.04) | 0.41 | 0.07 | (0.15) | 0.31 | 0.06 | 2.12 | 0.88 |
| Current : Federal | (0.08) | 19.35 | 22.20 | 15.16 | 16.39 | 26.86 | 22.94 | 22.96 | 19.75 | 11.83 |
| Current : State | 4.41 | 4.04 | 4.01 | 2.78 | 3.06 | 1.16 | 2.24 | 3.10 | 0.62 | 0.93 |
| Minority interest in consolidated subsidiaries | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Consolidated Net Income (Loss) | 85.16 | 89.39 | 77.74 | 81.85 | 82.44 | 52.62 | 59.47 | 58.55 | 52.17 | 50.99 |
| Less: Net income attributable to noncontrolling interest | 0.13 | 0.13 | 0.15 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 |
| Less: dividends and undistributed earnings allocated to unvested restricted stock awards | -- | -- | -- | -- | -- | -- | 0.91 | 0.83 | -- | -- |
| Net income (loss) available to common shareholders | 85.03 | 89.26 | 77.59 | 81.72 | 82.31 | 52.49 | 58.43 | 57.59 | 52.04 | 50.86 |
| Net Earnings Per Share (Basic) | 5.92 | 6.08 | 5.22 | 5.39 | 5.39 | 3.46 | 3.94 | 3.91 | 3.51 | 3.48 |
| Net Earnings Per Share (Diluted) | 5.89 | 6.05 | 5.20 | 5.37 | 5.35 | 3.43 | 3.91 | 3.87 | 3.48 | 3.46 |
| Weighted Average Shares Outstanding (Basic) | 14.33 | 14.57 | 14.70 | 14.91 | 15.04 | 14.95 | 14.81 | 14.73 | 14.68 | 14.48 |
| Weighted Average Shares Outstanding (Diluted) | 14.40 | 14.65 | 14.74 | 14.97 | 15.13 | 15.07 | 14.94 | 14.86 | 14.79 | 14.57 |