| Fiscal period | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|
| Period End Date | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | 12/31/2013 | 12/31/2012 | 12/31/2011 |
|---|
| Loans | 59.38 | 58.15 | 59.03 | 61.74 | 69.14 | 78.44 | 89.06 | 102.63 | 130.82 | 160.67 |
| Money market assets and funds sold | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Available for sale: Tax-exempt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Investment securities available for sale: Taxable | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Investment securities held to maturity: Taxable | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Investment securities held to maturity: Tax-exempt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Investment securities available for sale | 91.34 | 74.15 | 60.38 | 44.37 | 34.01 | 31.26 | 24.74 | 21.82 | 19.81 | 21.59 |
| Investment securities held to maturity | 13.55 | 19.00 | 24.03 | 27.43 | 30.64 | 26.83 | 26.41 | 29.95 | 32.73 | 25.71 |
| Equity Securities | 0.42 | 0.39 | 0.35 | 0.29 | 0.27 | -- | -- | -- | -- | -- |
| Interest Bearing Cash | 1.17 | 6.99 | 7.93 | 4.48 | 1.87 | -- | -- | -- | -- | -- |
| Total Interest and Loan Fee Income | 165.86 | 158.68 | 151.72 | 138.31 | 135.92 | 136.53 | 140.21 | 154.40 | 183.36 | 207.98 |
| Savings deposits | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Time deposits | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Deposits | 1.77 | 1.85 | 1.92 | 1.86 | 2.08 | 2.37 | 2.89 | 3.35 | 4.28 | 6.81 |
| Transaction deposits | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Federal Home Loan Bank advances | -- | -- | -- | -- | -- | 0.00 | 0.41 | 0.48 | 0.48 | 0.52 |
| Short-term borrowed funds | 0.05 | 0.03 | 0.04 | 0.04 | 0.04 | 0.05 | 0.09 | 0.08 | 0.08 | 0.22 |
| Debt financing and notes payable | -- | -- | -- | -- | -- | -- | -- | 0.67 | 0.80 | 0.80 |
| Other borrowed funds | 0.00 | 0.00 | 0.00 | -- | -- | -- | -- | -- | -- | -- |
| Term repurchase agreement | -- | -- | -- | -- | -- | -- | 0.06 | 0.10 | 0.10 | 0.04 |
| Total Interest Expense | 1.82 | 1.89 | 1.96 | 1.90 | 2.12 | 2.42 | 3.44 | 4.67 | 5.74 | 8.38 |
| Net Interest Income | 164.03 | 156.79 | 149.76 | 136.41 | 133.80 | 134.11 | 136.77 | 149.73 | 177.62 | 199.60 |
| Provision for credit losses | 4.30 | 0.00 | 0.00 | (1.90) | (3.20) | -- | 2.80 | 8.00 | 11.20 | 11.20 |
| Net Interest Income After Provision For Credit Losses | 159.73 | 156.79 | 149.76 | 138.31 | 137.00 | 134.11 | 133.97 | 141.73 | 166.42 | 188.40 |
| Financial services commissions | 0.37 | 0.39 | 0.50 | 0.64 | 0.57 | 0.70 | 0.76 | 0.83 | 0.69 | 0.42 |
| Service charges on deposit accounts | 14.15 | 17.88 | 18.51 | 19.61 | 20.85 | 22.24 | 24.19 | 25.69 | 27.69 | 29.52 |
| Securities gains (losses) | 0.07 | 0.22 | (0.05) | 7.96 | -- | -- | -- | -- | -- | -- |
| Securities impairment | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Loss on sale of securities | -- | -- | -- | -- | -- | -- | -- | -- | (1.29) | -- |
| Net losses from equity securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Trust fees | 3.01 | 2.96 | 2.94 | 2.88 | 2.69 | 2.73 | 2.58 | 2.31 | 2.08 | 1.89 |
| Mortgage banking | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Merchant credit card | 10.21 | 10.13 | 9.63 | 8.43 | 6.38 | 6.34 | 7.22 | 9.03 | 9.73 | 9.44 |
| Debit card | 6.18 | 6.36 | 6.64 | 6.42 | 6.29 | 6.08 | 5.96 | 5.83 | 5.17 | 4.96 |
| ATM fees and interchange | 2.27 | 2.78 | 2.75 | 2.61 | 2.41 | 2.40 | 2.47 | 2.76 | 3.40 | 3.82 |
| Other non-interest (loss) income | 4.00 | 4.00 | 4.08 | 5.51 | 4.82 | 4.69 | 5.89 | 7.71 | 6.75 | 7.23 |
| Loss on extinguishment of debt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Sale of real estate | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gains on sales of real property | 3.54 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on acquisition | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other service fees | 1.84 | 2.26 | 2.57 | 2.58 | 2.57 | 2.69 | 2.72 | 2.85 | 2.80 | 2.83 |
| Life Insurance Gains | 0.00 | 0.43 | 0.59 | -- | -- | -- | -- | -- | -- | -- |
| Total Noninterest Income | 45.64 | 47.41 | 48.15 | 56.63 | 46.57 | 47.87 | 51.79 | 57.01 | 57.02 | 60.10 |
| Salaries and related benefits | 50.75 | 51.05 | 53.01 | 51.52 | 51.51 | 52.19 | 54.78 | 56.63 | 57.39 | 58.50 |
| Occupancy | 19.64 | 20.24 | 19.68 | 19.43 | 19.02 | 19.39 | 14.99 | 15.14 | 15.46 | 16.21 |
| FDIC insurance assessments | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Amortization of Intangibles | 0.29 | 0.54 | 1.92 | 3.08 | 3.50 | 3.86 | 4.27 | 4.70 | 5.37 | 5.98 |
| Other real estate owned | -- | -- | -- | -- | -- | -- | (0.64) | 1.04 | 1.24 | 2.46 |
| Furniture and Equipment | -- | -- | -- | -- | -- | -- | 4.17 | 3.87 | 3.78 | 3.84 |
| Other | 14.04 | 12.79 | 14.96 | 14.65 | 15.15 | 16.60 | 15.85 | 16.76 | 18.79 | 21.61 |
| Data processing | 9.43 | 9.47 | 9.23 | 9.04 | 8.51 | 8.44 | 8.41 | 8.55 | 8.53 | 8.84 |
| Professional fees | 2.42 | 2.47 | 2.84 | 2.16 | 3.98 | 2.49 | 2.35 | 3.06 | 3.22 | 4.80 |
| Courier service | 2.00 | 1.88 | 1.78 | 1.73 | 1.95 | 2.33 | 2.62 | 2.87 | 3.12 | 3.34 |
| Visa litigation expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Settlements | -- | -- | -- | -- | -- | -- | -- | -- | -- | 2.10 |
| Loss contingency | -- | 0.55 | 3.50 | 5.54 | 0.00 | -- | -- | -- | -- | -- |
| Impairment of tax credit investments | -- | -- | -- | 0.63 | -- | -- | -- | -- | -- | -- |
| Total Noninterest Expense | 98.57 | 98.99 | 106.92 | 107.77 | 103.62 | 105.30 | 106.80 | 112.61 | 116.89 | 127.68 |
| Income Before Income Taxes | 106.80 | 105.22 | 91.00 | 87.17 | 79.96 | 76.67 | 78.95 | 86.12 | 106.56 | 120.82 |
| Provision for income taxes | 26.39 | 24.83 | 19.43 | 37.15 | 21.10 | 17.92 | 18.31 | 18.95 | 25.43 | 32.93 |
| Current income tax expense: Federal | 15.98 | 11.57 | 10.56 | 1.78 | 16.26 | 9.65 | 11.95 | 13.98 | 22.37 | 18.39 |
| Current income tax expense: State | 10.65 | 9.60 | 9.82 | 7.81 | 7.29 | 6.74 | 7.80 | 8.60 | 11.46 | 13.32 |
| Deferred income tax benefit: Federal | (0.54) | 2.34 | (0.21) | 14.46 | (2.60) | 1.64 | (1.22) | (2.52) | (7.28) | 1.84 |
| Deferred income tax benefit: State | 0.29 | 1.32 | (0.74) | 0.78 | 0.16 | (0.11) | (0.23) | (1.11) | (1.11) | (0.63) |
| Net Income | 80.41 | 80.39 | 71.56 | 50.03 | 58.85 | 58.75 | 60.65 | -- | 81.13 | 87.89 |
| Preferred stock dividends and discount accretion | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net income applicable to common equity | 80.41 | 80.39 | 71.56 | 50.03 | 58.85 | 58.75 | 60.65 | 67.18 | 81.13 | 87.89 |
| Net Earnings Per Share (Basic) | 2.98 | 2.98 | 2.69 | 1.90 | 2.30 | 2.30 | 2.32 | 2.50 | 2.93 | 3.07 |
| Net Earnings Per Share (Diluted) | 2.98 | 2.98 | 2.67 | 1.89 | 2.29 | 2.30 | 2.32 | 2.50 | 2.93 | 3.06 |
| Average Shares Outstanding | 26.94 | 26.96 | 26.65 | 26.29 | 25.61 | 25.56 | 26.10 | 26.83 | 27.65 | 28.63 |
| Diluted Average Shares Outstanding | 26.96 | 27.01 | 26.76 | 26.42 | 25.68 | 25.58 | 26.16 | 26.88 | 27.70 | 28.74 |