| Fiscal period | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|
| Period End Date | 12/31/2020 | 12/31/2019 | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | 12/31/2013 | 12/31/2012 | 12/31/2011 |
|---|
| Revenues | -- | -- | -- | -- | -- | -- | -- | 717.46 | -- | -- |
| Payment processing revenue | 698.89 | 825.59 | 723.99 | 569.17 | 520.62 | 495.87 | 519.99 | -- | -- | -- |
| Transaction processing revenue | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Account servicing revenue | 449.46 | 413.55 | 308.10 | 276.57 | 211.01 | 156.69 | 115.51 | -- | -- | -- |
| Finance fees | 198.52 | 247.32 | 208.63 | 188.79 | 132.97 | 88.99 | 80.88 | -- | -- | -- |
| Hardware and equipment sales | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Revenues : Fleet payment solutions | -- | -- | -- | -- | -- | -- | -- | -- | 470.59 | 436.70 |
| Revenues : Other payment solutions | -- | -- | -- | -- | -- | -- | -- | -- | 152.56 | 116.37 |
| Other revenue | 213.00 | 237.23 | 251.93 | 214.05 | 147.89 | 113.08 | 101.27 | -- | -- | -- |
| Total Revenues | 1,559.87 | 1,723.69 | 1,492.64 | 1,248.58 | 1,012.49 | 854.64 | 817.65 | 717.46 | 623.15 | 553.08 |
| Service fees | 47.29 | 57.03 | 53.66 | 72.96 | 79.37 | 138.84 | 119.88 | 103.43 | 103.19 | 70.20 |
| Provision for credit losses | 78.44 | 65.66 | 66.48 | 64.22 | 33.46 | 22.83 | 32.14 | 20.20 | 22.54 | 27.53 |
| Technology leasing and support | -- | -- | -- | -- | -- | 41.32 | 30.58 | 24.22 | 18.54 | 15.42 |
| Occupancy and equipment | -- | -- | -- | -- | -- | 20.62 | 18.28 | 15.97 | 12.36 | 11.80 |
| Operating interest | 23.81 | 41.92 | 38.41 | 24.99 | 12.39 | -- | -- | -- | -- | -- |
| Cost of hardware and equipment sold | -- | -- | -- | -- | -- | 3.24 | -- | -- | -- | -- |
| Processing costs | 419.04 | 400.44 | 309.45 | 278.06 | 270.72 | -- | -- | -- | -- | -- |
| Depreciation and amortization - Cost | 104.59 | 94.73 | 79.94 | 74.06 | 62.88 | -- | -- | -- | -- | -- |
| Depreciation and amortization | 157.33 | 142.40 | 119.87 | 129.66 | 78.77 | 83.08 | 70.38 | 58.21 | 75.26 | 45.37 |
| Operating interest expense | -- | -- | -- | -- | -- | 5.63 | 6.44 | -- | 4.99 | 5.45 |
| Salary and other personnel expenses | -- | -- | -- | -- | -- | 234.56 | 200.81 | 164.52 | 123.38 | 104.61 |
| Sales and marketing | 266.68 | 259.87 | 229.23 | 163.65 | 130.83 | -- | 3.93 | 3.68 | 3.68 | 3.24 |
| General and Administrative | 292.11 | 275.81 | 209.32 | 184.34 | 185.56 | -- | -- | -- | -- | -- |
| Communications | -- | -- | -- | -- | -- | -- | 9.21 | 7.07 | 5.37 | 5.12 |
| Postage and shipping | -- | -- | -- | -- | -- | -- | 5.37 | 5.14 | 4.35 | 4.33 |
| Advertising | -- | -- | -- | -- | -- | -- | 11.81 | 11.18 | 10.16 | 9.71 |
| Restructuring | -- | -- | -- | -- | -- | 9.01 | -- | -- | -- | -- |
| Other expenses | -- | -- | -- | -- | -- | (67.94) | (30.06) | (22.83) | 17.72 | (16.97) |
| Impairment charge | (53.38) | 0.00 | (5.65) | (44.17) | -- | 0.00 | -- | -- | -- | -- |
| Operating interest income | -- | -- | -- | -- | -- | -- | -- | (4.29) | -- | -- |
| Legal settlement | (162.50) | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain on divestiture | -- | -- | -- | 20.96 | -- | 1.22 | -- | -- | -- | -- |
| Gain on Sale of Subsidiary | (46.36) | 0.00 | 0.00 | -- | -- | -- | 27.49 | -- | -- | -- |
| Total Operating Expenses | 673.18 | 659.77 | 547.93 | -- | -- | 625.84 | 511.41 | 440.72 | 401.53 | 319.75 |
| Operating Income (Loss) | (91.67) | 385.84 | 380.64 | 233.42 | 158.53 | 228.79 | 306.24 | 276.74 | 221.62 | 233.32 |
| Financing interest expense | 157.08 | 134.68 | 105.02 | 107.07 | 113.42 | 46.19 | 36.04 | 29.42 | 10.43 | 11.68 |
| Net realized and unrealized losses on derivative instruments | -- | -- | -- | -- | 0.71 | 5.85 | 46.21 | (9.85) | (12.37) | (11.87) |
| Gain on settlement of portion of amounts due under tax receivable agreement | -- | -- | -- | -- | -- | 2.15 | (1.33) | -- | -- | -- |
| Decrease in amount due to Avis under tax receivable agreement | 0.49 | 0.93 | (0.78) | 15.26 | (0.56) | -- | -- | (0.03) | (2.09) | (0.72) |
| Income (Loss) on extinguishment of debt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Gain (loss) on foreign currency transactions | (25.78) | (0.93) | (38.80) | 31.49 | (9.23) | (5.69) | (13.44) | 0.96 | (0.30) | (0.46) |
| Decrease in tax refund due to former shareholders of RD Card Holdings Australia | -- | -- | -- | -- | -- | -- | -- | -- | 9.75 | -- |
| Net unrealized gains on interest rate swap agreements | (27.04) | (34.65) | 2.58 | 1.31 | 12.91 | 0.00 | -- | -- | -- | -- |
| Income before income taxes | (301.08) | 216.52 | 238.62 | 174.42 | 48.93 | 184.91 | 301.64 | 238.40 | 206.18 | 208.61 |
| Current- Foreign | 13.78 | 16.32 | 17.92 | 13.74 | 7.29 | 9.17 | 8.01 | 5.26 | 18.68 | 1.05 |
| Current: Federal | (7.55) | 20.75 | 16.03 | 2.25 | (1.23) | 22.57 | 43.57 | 52.12 | 48.63 | 43.89 |
| Provision for income taxes | (20.60) | 61.22 | 68.84 | 15.45 | 28.59 | 75.30 | 101.62 | 90.10 | 109.47 | 74.98 |
| Deferred: Federal | (22.57) | 19.95 | 29.52 | (11.75) | 21.57 | 37.55 | 51.58 | 31.02 | 22.56 | 25.88 |
| Deferred: Foreign | (1.83) | (4.11) | (6.20) | (3.33) | 3.04 | (3.92) | (8.84) | (5.03) | 17.44 | (2.82) |
| Current: State and local | -- | -- | -- | -- | -- | -- | -- | 5.18 | 3.46 | 6.70 |
| Deferred: State and Local | -- | -- | -- | -- | -- | -- | -- | 1.56 | (1.30) | 0.30 |
| Net income before noncontrolling interest | (280.48) | 155.29 | 169.78 | 158.97 | 20.34 | 109.61 | 200.02 | 148.30 | 96.71 | 133.62 |
| Accretion of non-controlling interest | (40.31) | 57.32 | -- | 0.00 | -- | 9.41 | 0.00 | -- | -- | -- |
| Less: Net earnings from noncontrolling interest | 3.47 | (1.03) | 1.48 | (1.10) | (3.16) | (1.71) | (2.19) | (0.91) | (0.21) | -- |
| Convertible, redeemable preferred stock | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Income (loss) Available to Common Shareholders | (243.64) | 99.01 | 168.30 | 160.06 | 23.50 | 101.90 | 202.21 | 149.21 | 96.92 | 133.62 |
| Net Earnings Per Share (Basic) | (5.56) | 2.29 | 3.90 | 3.72 | 0.58 | 2.63 | 5.20 | 3.83 | 2.50 | 3.45 |
| Net Earnings Per Share (Diluted) | (5.56) | 2.26 | 3.86 | 3.71 | 0.57 | 2.62 | 5.18 | 3.82 | 2.48 | 3.43 |
| Weighted Average Shares Outstanding (Basic) | 43.84 | 43.32 | 43.16 | 42.98 | 40.81 | 38.77 | 38.89 | 38.95 | 38.84 | 38.69 |
| Weighted Average Shares Outstanding (Diluted) | 43.84 | 43.77 | 43.57 | 43.11 | 40.91 | 38.84 | 39.00 | 39.10 | 39.09 | 39.00 |